---
canonical_url: https://lendb.ai/lang/gu/california
last_verified: 2026-10-24
---

# Gujarati-speaking loan officers in California

As of 2026-10-24, LenDb lists 4 loan officers licensed in or based in California whose lender pages say they speak Gujarati. The top-ranked are Vinnie Patel (JPMorgan Chase Bank (Chase Home Lending), Carson), Bhavin L (Loan Factory) and Vishnu Patel (Loan Factory). Ranking is lender-neutral: a license in CA, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.

## Ranked, with reasons

1. **[Vinnie Patel](https://lendb.ai/lo/vinnie-patel-694509)** (NMLS 694509), JPMorgan Chase Bank (Chase Home Lending), Carson, CA
   - Speaks Gujarati (lender page, verified 2026-10-19)
   - Office in Carson, CA
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
   - States 30 years of experience (lender page, 2026-10-09)
2. **[Bhavin L](https://lendb.ai/lo/bhavin-l-2603295)** (NMLS 2603295), Loan Factory, CA
   - Speaks Gujarati (lender page, verified 2026-10-09)
   - Office in California
   - Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI2603295), verified 2026-10-24
   - Earliest state license record: January 9, 2025 (California), per state regulator
3. **[Vishnu Patel](https://lendb.ai/lo/vishnu-patel-1757362)** (NMLS 1757362), Loan Factory, CA
   - Speaks Gujarati (lender page, verified 2026-10-09)
   - Office in California
   - Licensed in CA: confirmed with the California Department of Real Estate (license 02066135), verified 2026-10-24
   - Earliest state license record: July 24, 2023 (California), per state regulator
4. **[Bhargav Thakkar](https://lendb.ai/lo/bhargav-thakkar-2792061)** (NMLS 2792061), Loan Factory, CA
   - Speaks Gujarati (lender page, verified 2026-10-09)
   - Office in California
   - Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI2792061), verified 2026-10-24
   - Earliest state license record: February 9, 2026 (California), per state regulator

Cite as: LenDb.ai, https://lendb.ai/lang/gu/california.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._