{ "canonical_url": "https://lendb.ai/lang/hi/alabama", "summary": "As of 2026-10-20, LenDb lists 3 loan officers licensed in or based in Alabama whose lender pages say they speak Hindi. The top-ranked are Avni Patel (Homeowners Financial Group, Atlanta), Simran Patel (Loan Factory) and Kiran Varaganti (ENSURE HOME LOANS LLC). Ranking is lender-neutral: a license in AL, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.", "language": "hi", "state": "AL", "total": 3, "last_verified": "2026-10-20", "results": [ { "rank": 1, "score": 31, "loan_officer": { "nmls_id": 780250, "slug": "avni-patel-780250", "full_name": "Avni Patel", "canonical_url": "https://lendb.ai/lo/avni-patel-780250", "json_url": "https://lendb.ai/lo/avni-patel-780250.json", "lender": { "nmls_id": 93718, "name": "Homeowners Financial Group", "slug": "homeowners-financial-group-93718", "canonical_url": "https://lendb.ai/lender/homeowners-financial-group-93718", "type": "imb" }, "branch": { "city": "Atlanta", "state": "GA" }, "headshot_url": "https://homeownersfg.com/wp-content/uploads/Avni-Patel-1.png", "licensed_states": [ "AL", "GA" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "GA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "gu", "hi" ], "specialties": [], "lender_offers": [ "asset-based", "bank-statement", "condo", "condo-non-warrantable", "condotel", "down-payment-assistance", "dscr", "fha", "investor", "jumbo", "physician", "self-employed", "usda", "va" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2023-04-12", "state": "FL" }, "licensed_since": { "year": 2023, "state": "FL" }, "years_experience": 15, "lender_profile_url": "https://homeownersfg.com/avnipatel/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-20)", "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: April 12, 2023 (Florida), per state regulator", "States 15 years of experience (lender page, 2026-10-20)" ], "canonical_url": "https://lendb.ai/lo/avni-patel-780250", "license_check": { "state": "AL", "confidence": "lender_reported", "eligible": true, "label": "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-20", "source_url": "https://homeownersfg.com/avnipatel/" } }, { "rank": 2, "score": 25.3, "loan_officer": { "nmls_id": 955654, "slug": "simran-patel-955654", "full_name": "Simran Patel", "licensed_names": [ { "name": "Simran Patel", "name_with_middle_initial": "Simran N. Patel", "first_name": "Simran", "middle_initial": "N", "last_name": "Patel", "states": [ "CA", "FL", "TX" ], "source": "state_regulator", "as_of": "2026-10-22" } ], "canonical_url": "https://lendb.ai/lo/simran-patel-955654", "json_url": "https://lendb.ai/lo/simran-patel-955654.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/v1ALxVgxFOIwOEirsvv1XgqJKFIxAKbv2NjTWMtM1ZIhA0Yg7yDPZh2NjlHhRFE_M1xuaZR3mOgjs1dPZwSHGF4PgFeqoKIjGTg", "licensed_states": [ "FL", "AL", "TX" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "TX", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "en", "gu", "hi", "mr", "pa", "ur" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2019-12-05", "state": "TX" }, "licensed_since": { "year": 2019, "state": "TX" }, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/simran-patel-955654", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-09)", "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: December 5, 2019 (Texas), per state regulator" ], "canonical_url": "https://lendb.ai/lo/simran-patel-955654", "license_check": { "state": "AL", "confidence": "lender_reported", "eligible": true, "label": "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/simran-patel-955654" } }, { "rank": 3, "score": 24.8, "loan_officer": { "nmls_id": 2084229, "slug": "kiran-varaganti-2084229", "full_name": "Kiran Varaganti", "canonical_url": "https://lendb.ai/lo/kiran-varaganti-2084229", "json_url": "https://lendb.ai/lo/kiran-varaganti-2084229.json", "lender": { "nmls_id": 1666674, "name": "ENSURE HOME LOANS LLC", "slug": "ensure-home-loans-llc-1666674", "canonical_url": "https://lendb.ai/lender/ensure-home-loans-llc-1666674", "type": "imb" }, "branch": { "city": null, "state": null }, "headshot_url": "https://bjrpqrnsxfdkicxrvani.supabase.co/storage/v1/object/public/officer-photos/1779461106213-enf5esrv9bw.jpeg", "licensed_states": [ "FL", "TX", "CT", "AR", "CO", "DE", "IA", "OR", "PA", "AL", "AZ", "CA", "GA", "IL", "IN", "KS", "MD", "MI", "MN", "NC", "OH", "OK", "TN", "VA", "WA" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "confirmed" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "confirmed" }, { "state": "CO", "confidence": "confirmed" }, { "state": "CT", "confidence": "confirmed" }, { "state": "DE", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IA", "confidence": "confirmed" }, { "state": "IL", "confidence": "confirmed" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "KS", "confidence": "lender_reported" }, { "state": "MD", "confidence": "confirmed" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "OR", "confidence": "confirmed" }, { "state": "PA", "confidence": "confirmed" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "te" ], "specialties": [ { "slug": "dscr", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2022-05-14", "state": "TX" }, "licensed_since": { "year": 2022, "state": "TX" }, "years_experience": null, "lender_profile_url": "https://ensurehomeloans.com/loan-officers/kiran-varaganti", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-15)", "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: May 14, 2022 (Texas), per state regulator" ], "canonical_url": "https://lendb.ai/lo/kiran-varaganti-2084229", "license_check": { "state": "AL", "confidence": "lender_reported", "eligible": true, "label": "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-15", "source_url": "https://ensurehomeloans.com/loan-officers/kiran-varaganti" } } ] }