{
  "canonical_url": "https://lendb.ai/lang/hi/florida",
  "summary": "As of 2026-10-15, LenDb lists 2 loan officers licensed in or based in Florida whose lender pages say they speak Hindi. The top-ranked are Komal Vaish (Loan Factory) and Vinay Swali (ENSURE HOME LOANS LLC). Ranking is lender-neutral: a license in FL, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.",
  "language": "hi",
  "state": "FL",
  "total": 2,
  "last_verified": "2026-10-15",
  "results": [
    {
      "rank": 1,
      "score": 37,
      "loan_officer": {
        "nmls_id": 1994956,
        "slug": "komal-vaish-1994956",
        "full_name": "Komal Vaish",
        "licensed_names": [
          {
            "name": "Komal Vaish",
            "name_with_middle_initial": "Komal C. Vaish",
            "first_name": "Komal",
            "middle_initial": "C",
            "last_name": "Vaish",
            "states": [
              "FL"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-09"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/komal-vaish-1994956",
        "json_url": "https://lendb.ai/lo/komal-vaish-1994956.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": "FL"
        },
        "headshot_url": "https://lh3.googleusercontent.com/X8XYTpkMx23Ygr2kRvftIpPNPUwGIBKjtLUhZ83tVi8ftHNkp1F2ZGZwsodke6vxcOxc8QyLZrjZkVIB37CL7DbeFJLbYda4E-0Kxw",
        "licensed_states": [
          "FL"
        ],
        "licenses": [
          {
            "state": "FL",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2023-04-07",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2023,
          "state": "FL"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/komal-vaish-1994956",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Hindi (lender page, verified 2026-10-09)",
        "Office in Florida",
        "Licensed in FL: confirmed with the Florida regulator (license LO118851), verified 2026-10-15",
        "Earliest state license record: April 7, 2023 (Florida), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/komal-vaish-1994956",
      "license_check": {
        "state": "FL",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in FL: confirmed with the Florida regulator (license LO118851), verified 2026-10-15",
        "verified_at": "2026-10-15",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip"
      }
    },
    {
      "rank": 2,
      "score": 22.8,
      "loan_officer": {
        "nmls_id": 247682,
        "slug": "vinay-swali-247682",
        "full_name": "Vinay Swali",
        "canonical_url": "https://lendb.ai/lo/vinay-swali-247682",
        "json_url": "https://lendb.ai/lo/vinay-swali-247682.json",
        "lender": {
          "nmls_id": 1666674,
          "name": "ENSURE HOME LOANS LLC",
          "slug": "ensure-home-loans-llc-1666674",
          "canonical_url": "https://lendb.ai/lender/ensure-home-loans-llc-1666674",
          "type": "imb"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://bjrpqrnsxfdkicxrvani.supabase.co/storage/v1/object/public/officer-photos/onboard/1779485200248-vqzcfbxq4nk.jpg",
        "licensed_states": [
          "CA",
          "DC",
          "FL",
          "HI",
          "MD",
          "NC",
          "NJ",
          "SC",
          "TX",
          "VA"
        ],
        "licenses": [
          {
            "state": "CA",
            "confidence": "lender_reported"
          },
          {
            "state": "DC",
            "confidence": "lender_reported"
          },
          {
            "state": "FL",
            "confidence": "lender_reported"
          },
          {
            "state": "HI",
            "confidence": "lender_reported"
          },
          {
            "state": "MD",
            "confidence": "lender_reported"
          },
          {
            "state": "NC",
            "confidence": "lender_reported"
          },
          {
            "state": "NJ",
            "confidence": "lender_reported"
          },
          {
            "state": "SC",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "lender_reported"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "es",
          "hi"
        ],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://ensurehomeloans.com/loan-officers/vinay-swali-2",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Hindi (lender page, verified 2026-10-15)",
        "FL listed on their lender page (not yet checked with the state regulator; verify at NMLS)"
      ],
      "canonical_url": "https://lendb.ai/lo/vinay-swali-247682",
      "license_check": {
        "state": "FL",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "FL listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-15",
        "source_url": "https://ensurehomeloans.com/loan-officers/vinay-swali-2"
      }
    }
  ]
}