{
  "canonical_url": "https://lendb.ai/lang/hi/georgia",
  "summary": "As of 2026-10-26, LenDb lists 23 loan officers licensed in or based in Georgia whose lender pages say they speak Hindi. The top-ranked are Avni Patel (Homeowners Financial Group, Atlanta), Geeta Shah (Bank of America, Marietta) and Kiran Gangaraju (Loan Factory). Ranking is lender-neutral: a license in GA, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.",
  "language": "hi",
  "state": "GA",
  "total": 23,
  "last_verified": "2026-10-26",
  "results": [
    {
      "rank": 1,
      "score": 41,
      "loan_officer": {
        "nmls_id": 780250,
        "slug": "avni-patel-780250",
        "full_name": "Avni Patel",
        "canonical_url": "https://lendb.ai/lo/avni-patel-780250",
        "json_url": "https://lendb.ai/lo/avni-patel-780250.json",
        "lender": {
          "nmls_id": 93718,
          "name": "Homeowners Financial Group",
          "slug": "homeowners-financial-group-93718",
          "canonical_url": "https://lendb.ai/lender/homeowners-financial-group-93718",
          "type": "imb"
        },
        "branch": {
          "city": "Atlanta",
          "state": "GA"
        },
        "headshot_url": "https://homeownersfg.com/wp-content/uploads/Avni-Patel-1.png",
        "licensed_states": [
          "AL",
          "GA"
        ],
        "licenses": [
          {
            "state": "AL",
            "confidence": "lender_reported"
          },
          {
            "state": "GA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "gu",
          "hi"
        ],
        "specialties": [],
        "lender_offers": [
          "asset-based",
          "bank-statement",
          "condo",
          "condo-non-warrantable",
          "condotel",
          "down-payment-assistance",
          "dscr",
          "fha",
          "investor",
          "jumbo",
          "physician",
          "self-employed",
          "usda",
          "va"
        ],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2023-04-12",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2023,
          "state": "FL"
        },
        "years_experience": 15,
        "lender_profile_url": "https://homeownersfg.com/avnipatel/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Hindi (lender page, verified 2026-10-20)",
        "Office in Atlanta, GA",
        "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: April 12, 2023 (Florida), per state regulator",
        "States 15 years of experience (lender page, 2026-10-20)"
      ],
      "canonical_url": "https://lendb.ai/lo/avni-patel-780250",
      "license_check": {
        "state": "GA",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-20",
        "source_url": "https://homeownersfg.com/avnipatel/"
      }
    },
    {
      "rank": 2,
      "score": 40,
      "loan_officer": {
        "nmls_id": 544349,
        "slug": "geeta-shah-544349",
        "full_name": "Geeta Shah",
        "canonical_url": "https://lendb.ai/lo/geeta-shah-544349",
        "json_url": "https://lendb.ai/lo/geeta-shah-544349.json",
        "lender": {
          "nmls_id": 399802,
          "name": "Bank of America",
          "slug": "bank-of-america-399802",
          "canonical_url": "https://lendb.ai/lender/bank-of-america-399802",
          "type": "bank"
        },
        "branch": {
          "city": "Marietta",
          "state": "GA"
        },
        "headshot_url": "https://images.em.bankofamerica.com/AMP/89E6FEF3-6A2E-4EDB-A6DD-8843F443927B.jpg",
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
          "hi"
        ],
        "specialties": [],
        "lender_offers": [
          "down-payment-assistance",
          "fha",
          "first-time-buyer",
          "heloc",
          "jumbo",
          "physician",
          "va"
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": 24,
        "lender_profile_url": "https://mortgage.bankofamerica.com/geetashah",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Hindi (lender page, verified 2026-10-19)",
        "Office in Marietta, GA",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "States 24 years of experience (lender page, 2026-10-19)"
      ],
      "canonical_url": "https://lendb.ai/lo/geeta-shah-544349",
      "license_check": {
        "state": "GA",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-19",
        "source_url": null
      }
    },
    {
      "rank": 3,
      "score": 32.5,
      "loan_officer": {
        "nmls_id": 2452166,
        "slug": "kiran-gangaraju-2452166",
        "full_name": "Kiran Gangaraju",
        "licensed_names": [
          {
            "name": "Kiran Gangaraju",
            "name_with_middle_initial": "Kiran K. Gangaraju",
            "first_name": "Kiran",
            "middle_initial": "K",
            "last_name": "Gangaraju",
            "states": [
              "TX"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-12"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/kiran-gangaraju-2452166",
        "json_url": "https://lendb.ai/lo/kiran-gangaraju-2452166.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://lh3.googleusercontent.com/BFBHi-iM6aSCqT8bhA22re8lIjzYH5VP_lB2bHqELnteDlQmPdQvxOK9AUvltWJojX3Wp6Me8GhD3EkRhh5b22XqtxzEY0vjIKQV",
        "licensed_states": [
          "GA",
          "TX"
        ],
        "licenses": [
          {
            "state": "GA",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "ta",
          "te"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2024-01-05",
          "state": "TX"
        },
        "licensed_since": {
          "year": 2024,
          "state": "TX"
        },
        "years_experience": 25,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/kiran-gangaraju-2452166",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Hindi (lender page, verified 2026-10-09)",
        "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: January 5, 2024 (Texas), per state regulator",
        "States 25 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/kiran-gangaraju-2452166",
      "license_check": {
        "state": "GA",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.loanfactory.com/mortgage-expert/kiran-gangaraju-2452166"
      }
    },
    {
      "rank": 4,
      "score": 32,
      "loan_officer": {
        "nmls_id": 2262708,
        "slug": "navaneet-dutt-2262708",
        "full_name": "Navaneet Dutt",
        "canonical_url": "https://lendb.ai/lo/navaneet-dutt-2262708",
        "json_url": "https://lendb.ai/lo/navaneet-dutt-2262708.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://lh3.googleusercontent.com/0_dhS-hdneSs9uJp3DPOiOiFf5IRgTQlE0lJ48pQ4lyC_TCdPa0L0xYWtkSsgWsar0-zGxxvoluRqaXaSR4FOoIPxZqNMHDh4z-siA",
        "licensed_states": [
          "GA",
          "IN",
          "KY",
          "TN"
        ],
        "licenses": [
          {
            "state": "GA",
            "confidence": "lender_reported"
          },
          {
            "state": "IN",
            "confidence": "lender_reported"
          },
          {
            "state": "KY",
            "confidence": "lender_reported"
          },
          {
            "state": "TN",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": 25,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/navaneet-dutt-2262708",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Hindi (lender page, verified 2026-10-09)",
        "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "States 25 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/navaneet-dutt-2262708",
      "license_check": {
        "state": "GA",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.loanfactory.com/mortgage-expert/navaneet-dutt-2262708"
      }
    },
    {
      "rank": 5,
      "score": 32,
      "loan_officer": {
        "nmls_id": 2619642,
        "slug": "bea-brahmbhatt-2619642",
        "full_name": "Bea Brahmbhatt",
        "canonical_url": "https://lendb.ai/lo/bea-brahmbhatt-2619642",
        "json_url": "https://lendb.ai/lo/bea-brahmbhatt-2619642.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://lh3.googleusercontent.com/Hc7-hs1cZ7yMvnLaoo0D8tFVz-A2OZdMFiZNnv9bFxbyK9CbT3XBgkvBMk5U5bDNy82VBrwnuEF4u-fuZWBgaP6DVIUSWIoDAEM",
        "licensed_states": [
          "GA",
          "MD",
          "PA",
          "TN",
          "VA"
        ],
        "licenses": [
          {
            "state": "GA",
            "confidence": "lender_reported"
          },
          {
            "state": "MD",
            "confidence": "confirmed"
          },
          {
            "state": "PA",
            "confidence": "lender_reported"
          },
          {
            "state": "TN",
            "confidence": "lender_reported"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "gu",
          "hi"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": 20,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/bea-brahmbhatt-2619642",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Hindi (lender page, verified 2026-10-09)",
        "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "States 20 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/bea-brahmbhatt-2619642",
      "license_check": {
        "state": "GA",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.loanfactory.com/mortgage-expert/bea-brahmbhatt-2619642"
      }
    },
    {
      "rank": 6,
      "score": 31.8,
      "loan_officer": {
        "nmls_id": 2518959,
        "slug": "kaushal-thakkar-2518959",
        "full_name": "Kaushal Thakkar",
        "canonical_url": "https://lendb.ai/lo/kaushal-thakkar-2518959",
        "json_url": "https://lendb.ai/lo/kaushal-thakkar-2518959.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": "GA"
        },
        "headshot_url": "https://lh3.googleusercontent.com/gSl6GGyWWRC2IMOwmLknHlmR3tesX6Bc4BAsxJlwAPv9R9iYzg-XQ7bbRiUTUWz19LER1fnAoiNN9jk-Xy0Ixa-AArfvgHVgiXHW",
        "licensed_states": [
          "GA"
        ],
        "licenses": [
          {
            "state": "GA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "gu",
          "hi"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/kaushal-thakkar-2518959",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Hindi (lender page, verified 2026-10-09)",
        "Office in Georgia",
        "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)"
      ],
      "canonical_url": "https://lendb.ai/lo/kaushal-thakkar-2518959",
      "license_check": {
        "state": "GA",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.loanfactory.com/mortgage-expert/kaushal-thakkar-2518959"
      }
    },
    {
      "rank": 7,
      "score": 25.5,
      "loan_officer": {
        "nmls_id": 1938920,
        "slug": "varun-ramanujam-1938920",
        "full_name": "Ron (Varun) Ramanujam",
        "canonical_url": "https://lendb.ai/lo/varun-ramanujam-1938920",
        "json_url": "https://lendb.ai/lo/varun-ramanujam-1938920.json",
        "lender": {
          "nmls_id": 1666674,
          "name": "ENSURE HOME LOANS LLC",
          "slug": "ensure-home-loans-llc-1666674",
          "canonical_url": "https://lendb.ai/lender/ensure-home-loans-llc-1666674",
          "type": "imb"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://bjrpqrnsxfdkicxrvani.supabase.co/storage/v1/object/public/officer-photos/onboard/1779924059387-rqt3nlqzrgb.jpg",
        "licensed_states": [
          "FL",
          "TX",
          "CA",
          "CO",
          "GA",
          "NC",
          "VA"
        ],
        "licenses": [
          {
            "state": "CA",
            "confidence": "confirmed"
          },
          {
            "state": "CO",
            "confidence": "lender_reported"
          },
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "GA",
            "confidence": "lender_reported"
          },
          {
            "state": "NC",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "te"
        ],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2022-02-02",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2022,
          "state": "FL"
        },
        "years_experience": null,
        "lender_profile_url": "https://ensurehomeloans.com/loan-officers/ron",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Hindi (lender page, verified 2026-10-15)",
        "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: February 2, 2022 (Florida), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/varun-ramanujam-1938920",
      "license_check": {
        "state": "GA",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-15",
        "source_url": "https://ensurehomeloans.com/loan-officers/ron"
      }
    },
    {
      "rank": 8,
      "score": 25.3,
      "loan_officer": {
        "nmls_id": 1811474,
        "slug": "sireesha-bolisetty-1811474",
        "full_name": "Sireesha Bolisetty",
        "canonical_url": "https://lendb.ai/lo/sireesha-bolisetty-1811474",
        "json_url": "https://lendb.ai/lo/sireesha-bolisetty-1811474.json",
        "lender": {
          "nmls_id": 1666674,
          "name": "ENSURE HOME LOANS LLC",
          "slug": "ensure-home-loans-llc-1666674",
          "canonical_url": "https://lendb.ai/lender/ensure-home-loans-llc-1666674",
          "type": "imb"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://bjrpqrnsxfdkicxrvani.supabase.co/storage/v1/object/public/officer-photos/onboard/1780433864934-o12kr6odsah.jpg",
        "licensed_states": [
          "FL",
          "TX",
          "GA",
          "MI",
          "NC",
          "WA"
        ],
        "licenses": [
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "GA",
            "confidence": "lender_reported"
          },
          {
            "state": "MI",
            "confidence": "lender_reported"
          },
          {
            "state": "NC",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          },
          {
            "state": "WA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "kn",
          "ta",
          "te"
        ],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2021-04-05",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2021,
          "state": "FL"
        },
        "years_experience": null,
        "lender_profile_url": "https://ensurehomeloans.com/loan-officers/sireesha-bolisetty",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Hindi (lender page, verified 2026-10-15)",
        "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: April 5, 2021 (Florida), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/sireesha-bolisetty-1811474",
      "license_check": {
        "state": "GA",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-15",
        "source_url": "https://ensurehomeloans.com/loan-officers/sireesha-bolisetty"
      }
    },
    {
      "rank": 9,
      "score": 24.8,
      "loan_officer": {
        "nmls_id": 2084229,
        "slug": "kiran-varaganti-2084229",
        "full_name": "Kiran Varaganti",
        "canonical_url": "https://lendb.ai/lo/kiran-varaganti-2084229",
        "json_url": "https://lendb.ai/lo/kiran-varaganti-2084229.json",
        "lender": {
          "nmls_id": 1666674,
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      }
    }
  ]
}