{ "canonical_url": "https://lendb.ai/lang/hi/michigan", "summary": "As of 2026-10-15, LenDb lists 9 loan officers licensed in or based in Michigan whose lender pages say they speak Hindi. The top-ranked are Nilima Brahmbhatt (Loan Factory), Sireesha Bolisetty (ENSURE HOME LOANS LLC) and Kiran Varaganti (ENSURE HOME LOANS LLC). Ranking is lender-neutral: a license in MI, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.", "language": "hi", "state": "MI", "total": 9, "last_verified": "2026-10-15", "results": [ { "rank": 1, "score": 29.5, "loan_officer": { "nmls_id": 1921386, "slug": "nilima-brahmbhatt-1921386", "full_name": "Nilima Brahmbhatt", "licensed_names": [ { "name": "Nilima Brahmbhatt", "name_with_middle_initial": "Nilima H. Brahmbhatt", "first_name": "Nilima", "middle_initial": "H", "last_name": "Brahmbhatt", "states": [ "DE", "FL", "TX" ], "source": "state_regulator", "as_of": "2026-10-30" } ], "canonical_url": "https://lendb.ai/lo/nilima-brahmbhatt-1921386", "json_url": "https://lendb.ai/lo/nilima-brahmbhatt-1921386.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/mnyYAbFwz5FKGs1IB2przPDa9bemak2fEADMhz3cOZ6kRN7lukcyBQHnBwgWd6DJswhi9dcSAnegEBQVtS9qcATPuR8dry0_Hgds", "licensed_states": [ "FL", "DE", "IL", "MI", "TX", "VA", "WV" ], "licenses": [ { "state": "DE", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "IL", "confidence": "confirmed" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WV", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "gu", "hi" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2025-05-01", "state": "IL" }, "licensed_since": { "year": 2025, "state": "IL" }, "years_experience": 15, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/nilima-brahmbhatt-1921386", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-09)", "MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: May 1, 2025 (Illinois), per state regulator", "States 15 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/nilima-brahmbhatt-1921386", "license_check": { "state": "MI", "confidence": "lender_reported", "eligible": true, "label": "MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/nilima-brahmbhatt-1921386" } }, { "rank": 2, "score": 25.3, "loan_officer": { "nmls_id": 1811474, "slug": "sireesha-bolisetty-1811474", "full_name": "Sireesha Bolisetty", "canonical_url": "https://lendb.ai/lo/sireesha-bolisetty-1811474", "json_url": "https://lendb.ai/lo/sireesha-bolisetty-1811474.json", "lender": { "nmls_id": 1666674, "name": "ENSURE HOME LOANS LLC", "slug": "ensure-home-loans-llc-1666674", "canonical_url": "https://lendb.ai/lender/ensure-home-loans-llc-1666674", "type": "imb" }, "branch": { "city": null, "state": null }, "headshot_url": "https://bjrpqrnsxfdkicxrvani.supabase.co/storage/v1/object/public/officer-photos/onboard/1780433864934-o12kr6odsah.jpg", "licensed_states": [ "FL", "TX", "GA", "MI", "NC", "WA" ], "licenses": [ { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "kn", "ta", "te" ], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2021-04-05", "state": "FL" }, "licensed_since": { "year": 2021, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://ensurehomeloans.com/loan-officers/sireesha-bolisetty", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-15)", "MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: April 5, 2021 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/sireesha-bolisetty-1811474", "license_check": { "state": "MI", "confidence": "lender_reported", "eligible": true, "label": "MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-15", "source_url": "https://ensurehomeloans.com/loan-officers/sireesha-bolisetty" } }, { "rank": 3, "score": 24.8, "loan_officer": { "nmls_id": 2084229, "slug": "kiran-varaganti-2084229", "full_name": "Kiran Varaganti", "canonical_url": "https://lendb.ai/lo/kiran-varaganti-2084229", "json_url": "https://lendb.ai/lo/kiran-varaganti-2084229.json", "lender": { "nmls_id": 1666674, "name": "ENSURE HOME LOANS LLC", "slug": "ensure-home-loans-llc-1666674", "canonical_url": "https://lendb.ai/lender/ensure-home-loans-llc-1666674", "type": "imb" }, "branch": { "city": null, "state": null }, "headshot_url": "https://bjrpqrnsxfdkicxrvani.supabase.co/storage/v1/object/public/officer-photos/1779461106213-enf5esrv9bw.jpeg", "licensed_states": [ "FL", "TX", "CT", "AR", "CO", "DE", "IA", "OR", "PA", "AL", "AZ", "CA", "GA", "IL", "IN", "KS", "MD", "MI", "MN", "NC", "OH", "OK", "TN", "VA", "WA" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "confirmed" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "confirmed" }, { "state": "CO", "confidence": "confirmed" }, { "state": "CT", "confidence": "confirmed" }, { "state": "DE", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IA", "confidence": "confirmed" }, { "state": "IL", "confidence": "confirmed" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "KS", "confidence": "lender_reported" }, { "state": "MD", "confidence": "confirmed" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "OR", "confidence": "confirmed" }, { "state": "PA", "confidence": "confirmed" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "te" ], "specialties": [ { "slug": "dscr", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2022-05-14", "state": "TX" }, "licensed_since": { "year": 2022, "state": "TX" }, "years_experience": null, "lender_profile_url": "https://ensurehomeloans.com/loan-officers/kiran-varaganti", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-15)", "MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: May 14, 2022 (Texas), per state regulator" ], "canonical_url": "https://lendb.ai/lo/kiran-varaganti-2084229", "license_check": { "state": "MI", "confidence": "lender_reported", "eligible": true, "label": "MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-15", "source_url": "https://ensurehomeloans.com/loan-officers/kiran-varaganti" } }, { "rank": 4, "score": 24.5, "loan_officer": { "nmls_id": 1900093, "slug": "jasdeep-singh-1900093", "full_name": "Jasdeep Singh", "canonical_url": "https://lendb.ai/lo/jasdeep-singh-1900093", "json_url": "https://lendb.ai/lo/jasdeep-singh-1900093.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/5Qb2RyJ7gH8c8RL1N7raxg03Y1Y6Ey7agCPDRmTntLIFdMhzxtSrrPICYucOV_uC9mcUIdbNKL0gf-nkZDBBis3mDVudi7-MNxhwLA", "licensed_states": [ "IN", "MI", "OR", "WA" ], "licenses": [ { "state": "IN", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "OR", "confidence": "confirmed" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "pa", "ur" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2021-08-03", "state": "OR" }, "licensed_since": { "year": 2021, "state": "OR" }, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/jasdeep-singh-1900093", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-09)", "MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: August 3, 2021 (Oregon), per state regulator" ], "canonical_url": "https://lendb.ai/lo/jasdeep-singh-1900093", "license_check": { "state": "MI", "confidence": "lender_reported", "eligible": true, "label": "MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/jasdeep-singh-1900093" } }, { "rank": 5, "score": 24.5, "loan_officer": { "nmls_id": 2417126, "slug": "saran-mandhadapu-2417126", "full_name": "Saran Mandhadapu", "licensed_names": [ { "name": "Saran Mandhadapu", "name_with_middle_initial": "Saran K. Mandhadapu", "first_name": "Saran", "middle_initial": "K", "last_name": "Mandhadapu", "states": [ "FL", "MD", "PA", "TX" ], "source": "state_regulator", "as_of": "2026-10-26" } ], "canonical_url": "https://lendb.ai/lo/saran-mandhadapu-2417126", "json_url": "https://lendb.ai/lo/saran-mandhadapu-2417126.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/kc_F5bzYuyNLyx5eehvDJjx9ZkUpFspQKfgkAAt4HTYZgAgtbC9Ag5n0et8IFZ0-3SZXfgy0GYUmUk4eagXsk4su_8Fte1Mkc-dKjQ", "licensed_states": [ "FL", "PA", "AZ", "MD", "MI", "MN", "OH", "TX", "VA", "WA" ], "licenses": [ { "state": "AZ", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "MD", "confidence": "confirmed" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "PA", "confidence": "confirmed" }, { "state": "TX", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "ta", "te" ], "specialties": [ { "slug": "dscr", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" } ], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2022-12-19", "state": "FL" }, "licensed_since": { "year": 2022, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/saran-mandhadapu-2417126", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-09)", "MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: December 19, 2022 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/saran-mandhadapu-2417126", "license_check": { "state": "MI", "confidence": "lender_reported", "eligible": true, "label": "MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/saran-mandhadapu-2417126" } }, { "rank": 6, "score": 22.8, "loan_officer": { "nmls_id": 2078555, "slug": "subbarao-kankatala-subhash-2078555", "full_name": "Subbarao Kankatala (Subhash", "canonical_url": "https://lendb.ai/lo/subbarao-kankatala-subhash-2078555", "json_url": "https://lendb.ai/lo/subbarao-kankatala-subhash-2078555.json", "lender": { "nmls_id": 1666674, "name": "ENSURE HOME LOANS LLC", "slug": "ensure-home-loans-llc-1666674", "canonical_url": "https://lendb.ai/lender/ensure-home-loans-llc-1666674", "type": "imb" }, "branch": { "city": null, "state": null }, "headshot_url": "https://bjrpqrnsxfdkicxrvani.supabase.co/storage/v1/object/public/officer-photos/onboard/1779455115346-sltdkldkwpj.jpg", "licensed_states": [ "MI" ], "licenses": [ { "state": "MI", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "te" ], "specialties": [ { "slug": "va", "evidence": "lender_page_text" } ], "lender_offers": [], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://ensurehomeloans.com/loan-officers/subbarao-kankatala-subhash", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-15)", "MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/subbarao-kankatala-subhash-2078555", "license_check": { "state": "MI", "confidence": "lender_reported", "eligible": true, "label": "MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-15", "source_url": "https://ensurehomeloans.com/loan-officers/subbarao-kankatala-subhash" } }, { "rank": 7, "score": 22.3, "loan_officer": { "nmls_id": 2074040, "slug": "devi-maya-pokhrel-2074040", "full_name": "Devi Maya Pokhrel", "canonical_url": "https://lendb.ai/lo/devi-maya-pokhrel-2074040", "json_url": "https://lendb.ai/lo/devi-maya-pokhrel-2074040.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/7F1AEE35R7-sYYG-guj5TDGVwuMBvkAtUDdYFXwRpUbl52oWC6DWMmfYWiFpSeMZQ4vDmxR8gG5R5iP4jU_O8DkcrJWSERn92r1d", "licensed_states": [ "CO", "IN", "MI", "OH", "PA" ], "licenses": [ { "state": "CO", "confidence": "confirmed" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "PA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "ne" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2024-08-08", "state": "CO" }, "licensed_since": { "year": 2024, "state": "CO" }, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/devi-maya-pokhrel-2074040", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-09)", "MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: August 8, 2024 (Colorado), per state regulator" ], "canonical_url": "https://lendb.ai/lo/devi-maya-pokhrel-2074040", "license_check": { "state": "MI", "confidence": "lender_reported", "eligible": true, "label": "MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/devi-maya-pokhrel-2074040" } }, { "rank": 8, "score": 22.3, "loan_officer": { "nmls_id": 2600891, "slug": "ruqayya-yasin-2600891", "full_name": "Ruqayya Yasin", "canonical_url": "https://lendb.ai/lo/ruqayya-yasin-2600891", "json_url": "https://lendb.ai/lo/ruqayya-yasin-2600891.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/BmK6a-PuBfnRN03H58tMTgQUWSjl4yZ01bG64zIDBgnwP5ibiE2OgoaYdpuMSVdzo7xCJufnpMGDg_FkZ7BR4sqhXGzbjY72r9QA", "licensed_states": [ "AZ", "MI", "OH", "TN", "TX" ], "licenses": [ { "state": "AZ", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "pa", "ur" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2024-05-08", "state": "TX" }, "licensed_since": { "year": 2024, "state": "TX" }, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/ruqayya-yasin-2600891", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-09)", "MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: May 8, 2024 (Texas), per state regulator" ], "canonical_url": "https://lendb.ai/lo/ruqayya-yasin-2600891", "license_check": { "state": "MI", "confidence": "lender_reported", "eligible": true, "label": "MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/ruqayya-yasin-2600891" } }, { "rank": 9, "score": 22, "loan_officer": { "nmls_id": 2381391, "slug": "jay-singh-2381391", "full_name": "Jay Singh", "canonical_url": "https://lendb.ai/lo/jay-singh-2381391", "json_url": "https://lendb.ai/lo/jay-singh-2381391.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/ldSCYiwMZQ1hdKBIjY9DF6GVlc9PIZkxtQuIcKJRb3H6d1lMOTCt5H4IyBp3vLeaIMlU9LTYMYfDw6silsmOLclcQP1MLHVtr5OO", "licensed_states": [ "IL", "MI", "TX" ], "licenses": [ { "state": "IL", "confidence": "confirmed" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "pa", "ur" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2026-06-03", "state": "IL" }, "licensed_since": { "year": 2026, "state": "IL" }, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/jay-singh-2381391", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-09)", "MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: June 3, 2026 (Illinois), per state regulator" ], "canonical_url": "https://lendb.ai/lo/jay-singh-2381391", "license_check": { "state": "MI", "confidence": "lender_reported", "eligible": true, "label": "MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/jay-singh-2381391" } } ] }