{
  "canonical_url": "https://lendb.ai/lang/hi/pennsylvania",
  "summary": "As of 2026-10-09, LenDb lists 3 loan officers licensed in or based in Pennsylvania whose lender pages say they speak Hindi. The top-ranked are Bea Brahmbhatt (Loan Factory), Sobe Dhital (Loan Factory) and Devi Maya Pokhrel (Loan Factory). Ranking is lender-neutral: a license in PA, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.",
  "language": "hi",
  "state": "PA",
  "total": 3,
  "last_verified": "2026-10-09",
  "results": [
    {
      "rank": 1,
      "score": 32,
      "loan_officer": {
        "nmls_id": 2619642,
        "slug": "bea-brahmbhatt-2619642",
        "full_name": "Bea Brahmbhatt",
        "canonical_url": "https://lendb.ai/lo/bea-brahmbhatt-2619642",
        "json_url": "https://lendb.ai/lo/bea-brahmbhatt-2619642.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://lh3.googleusercontent.com/Hc7-hs1cZ7yMvnLaoo0D8tFVz-A2OZdMFiZNnv9bFxbyK9CbT3XBgkvBMk5U5bDNy82VBrwnuEF4u-fuZWBgaP6DVIUSWIoDAEM",
        "licensed_states": [
          "GA",
          "MD",
          "PA",
          "TN",
          "VA"
        ],
        "licenses": [
          {
            "state": "GA",
            "confidence": "lender_reported"
          },
          {
            "state": "MD",
            "confidence": "confirmed"
          },
          {
            "state": "PA",
            "confidence": "lender_reported"
          },
          {
            "state": "TN",
            "confidence": "lender_reported"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "gu",
          "hi"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": 20,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/bea-brahmbhatt-2619642",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Hindi (lender page, verified 2026-10-09)",
        "PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "States 20 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/bea-brahmbhatt-2619642",
      "license_check": {
        "state": "PA",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.loanfactory.com/mortgage-expert/bea-brahmbhatt-2619642"
      }
    },
    {
      "rank": 2,
      "score": 23.5,
      "loan_officer": {
        "nmls_id": 2389496,
        "slug": "sobe-dhital-2389496",
        "full_name": "Sobe Dhital",
        "canonical_url": "https://lendb.ai/lo/sobe-dhital-2389496",
        "json_url": "https://lendb.ai/lo/sobe-dhital-2389496.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://lh3.googleusercontent.com/TFzYDIxbJ3fOCDgNhW42GvdfP1PYq1ru2tLXuQUKwJTU6nKNtRfa3Kv5MQQkfdcXIIXdvsopWAnHW7jSYHpnDvoCtahfWeBqKLY",
        "licensed_states": [
          "CA",
          "MD",
          "PA",
          "TX",
          "VA",
          "WA"
        ],
        "licenses": [
          {
            "state": "CA",
            "confidence": "confirmed"
          },
          {
            "state": "MD",
            "confidence": "confirmed"
          },
          {
            "state": "PA",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
          },
          {
            "state": "WA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "ne",
          "pa"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2023-03-07",
          "state": "CA"
        },
        "licensed_since": {
          "year": 2023,
          "state": "CA"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/sobe-dhital-2389496",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Hindi (lender page, verified 2026-10-09)",
        "PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: March 7, 2023 (California), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/sobe-dhital-2389496",
      "license_check": {
        "state": "PA",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.loanfactory.com/mortgage-expert/sobe-dhital-2389496"
      }
    },
    {
      "rank": 3,
      "score": 22.3,
      "loan_officer": {
        "nmls_id": 2074040,
        "slug": "devi-maya-pokhrel-2074040",
        "full_name": "Devi Maya Pokhrel",
        "canonical_url": "https://lendb.ai/lo/devi-maya-pokhrel-2074040",
        "json_url": "https://lendb.ai/lo/devi-maya-pokhrel-2074040.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://lh3.googleusercontent.com/7F1AEE35R7-sYYG-guj5TDGVwuMBvkAtUDdYFXwRpUbl52oWC6DWMmfYWiFpSeMZQ4vDmxR8gG5R5iP4jU_O8DkcrJWSERn92r1d",
        "licensed_states": [
          "CO",
          "IN",
          "MI",
          "OH",
          "PA"
        ],
        "licenses": [
          {
            "state": "CO",
            "confidence": "confirmed"
          },
          {
            "state": "IN",
            "confidence": "lender_reported"
          },
          {
            "state": "MI",
            "confidence": "lender_reported"
          },
          {
            "state": "OH",
            "confidence": "lender_reported"
          },
          {
            "state": "PA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "ne"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2024-08-08",
          "state": "CO"
        },
        "licensed_since": {
          "year": 2024,
          "state": "CO"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/devi-maya-pokhrel-2074040",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Hindi (lender page, verified 2026-10-09)",
        "PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: August 8, 2024 (Colorado), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/devi-maya-pokhrel-2074040",
      "license_check": {
        "state": "PA",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.loanfactory.com/mortgage-expert/devi-maya-pokhrel-2074040"
      }
    }
  ]
}