{ "canonical_url": "https://lendb.ai/lang/hi/virginia", "summary": "As of 2026-10-26, LenDb lists 28 loan officers licensed in or based in Virginia whose lender pages say they speak Hindi. The top-ranked are Shweta Anand (United Nations Federal Credit Union, Mclean), Adil Usufzai (JPMorgan Chase Bank (Chase Home Lending), Ashburn) and Bea Brahmbhatt (Loan Factory). Ranking is lender-neutral: a license in VA, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.", "language": "hi", "state": "VA", "total": 28, "last_verified": "2026-10-26", "results": [ { "rank": 1, "score": 41.8, "loan_officer": { "nmls_id": 426752, "slug": "shweta-anand-426752", "full_name": "Shweta Anand", "canonical_url": "https://lendb.ai/lo/shweta-anand-426752", "json_url": "https://lendb.ai/lo/shweta-anand-426752.json", "lender": { "nmls_id": 456916, "name": "United Nations Federal Credit Union", "slug": "united-nations-federal-credit-union-456916", "canonical_url": "https://lendb.ai/lender/united-nations-federal-credit-union-456916", "type": "credit_union" }, "branch": { "city": "Mclean", "state": "VA" }, "headshot_url": "https://www.unfcu.org/globalassets/photos/headshots/photo-mortgage-shweta.jpg", "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "hi" ], "specialties": [ { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "physician", "evidence": "lender_page_text" } ], "lender_offers": [], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 22, "lender_profile_url": "https://www.unfcu.org/us-home-ownership/find-representative/shweta-anand/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-16)", "Office in Mclean, VA", "Likely federally registered (works at a credit union). Federally registered MLOs aren't state-licensed; verify at NMLS", "States 22 years of experience (lender page, 2026-10-16)" ], "canonical_url": "https://lendb.ai/lo/shweta-anand-426752", "license_check": { "state": "VA", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a credit union). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-16", "source_url": null } }, { "rank": 2, "score": 41, "loan_officer": { "nmls_id": 952278, "slug": "adil-usufzai-952278", "full_name": "Adil Usufzai", "canonical_url": "https://lendb.ai/lo/adil-usufzai-952278", "json_url": "https://lendb.ai/lo/adil-usufzai-952278.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "slug": "chase-399798", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "Ashburn", "state": "VA" }, "headshot_url": "http://a.mktgcdn.com/p/8ZNMbBRe-m-GJ2kuKs44O59SlFLSlOknV_L9wl8sm1k/1112x1666.jpg", "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "ar", "hi", "ur" ], "specialties": [ { "slug": "va", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "heloc", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 26, "lender_profile_url": "https://homelendingadvisor.chase.com/va/ashburn/43200-broadlands-center-plz-hla-952278", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-26)", "Office in Ashburn, VA", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "States 26 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/adil-usufzai-952278", "license_check": { "state": "VA", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-26", "source_url": null } }, { "rank": 3, "score": 32, "loan_officer": { "nmls_id": 2619642, "slug": "bea-brahmbhatt-2619642", "full_name": "Bea Brahmbhatt", "canonical_url": "https://lendb.ai/lo/bea-brahmbhatt-2619642", "json_url": "https://lendb.ai/lo/bea-brahmbhatt-2619642.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/Hc7-hs1cZ7yMvnLaoo0D8tFVz-A2OZdMFiZNnv9bFxbyK9CbT3XBgkvBMk5U5bDNy82VBrwnuEF4u-fuZWBgaP6DVIUSWIoDAEM", "licensed_states": [ "GA", "MD", "PA", "TN", "VA" ], "licenses": [ { "state": "GA", "confidence": "lender_reported" }, { "state": "MD", "confidence": "confirmed" }, { "state": "PA", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "gu", "hi" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 20, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/bea-brahmbhatt-2619642", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-09)", "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/bea-brahmbhatt-2619642", "license_check": { "state": "VA", "confidence": "lender_reported", "eligible": true, "label": "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/bea-brahmbhatt-2619642" } }, { "rank": 4, "score": 31.5, "loan_officer": { "nmls_id": 1867528, "slug": "angnita-corryn-1867528", "full_name": "Angnita Corryn", "canonical_url": "https://lendb.ai/lo/angnita-corryn-1867528", "json_url": "https://lendb.ai/lo/angnita-corryn-1867528.json", "lender": { "nmls_id": 1124970, "name": "Buckingham Mortgage LLC", "slug": "buckingham-mortgage-llc-1124970", "canonical_url": "https://lendb.ai/lender/buckingham-mortgage-llc-1124970", "type": "other" }, "branch": { "city": null, "state": "VA" }, "headshot_url": null, "licensed_states": [ "MD", "VA" ], "licenses": [ { "state": "MD", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "pa", "ur" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://www.bfgusa.com/team-member/angnita-corryn/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-15)", "Office in Virginia", "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/angnita-corryn-1867528", "license_check": { "state": "VA", "confidence": "lender_reported", "eligible": true, "label": "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-15", "source_url": "https://www.bfgusa.com/team-member/angnita-corryn/" } }, { "rank": 5, "score": 31.5, "loan_officer": { "nmls_id": 2592024, "slug": "tajinder-raheja-2592024", "full_name": "Tajinder Raheja", "canonical_url": "https://lendb.ai/lo/tajinder-raheja-2592024", "json_url": "https://lendb.ai/lo/tajinder-raheja-2592024.json", "lender": { "nmls_id": 1124970, "name": "Buckingham Mortgage LLC", "slug": "buckingham-mortgage-llc-1124970", "canonical_url": "https://lendb.ai/lender/buckingham-mortgage-llc-1124970", "type": "other" }, "branch": { "city": null, "state": "VA" }, "headshot_url": null, "licensed_states": [ "VA" ], "licenses": [ { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "pa" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://www.bfgusa.com/team-member/tajinder-raheja/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-15)", "Office in Virginia", "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/tajinder-raheja-2592024", "license_check": { "state": "VA", "confidence": "lender_reported", "eligible": true, "label": "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-15", "source_url": "https://www.bfgusa.com/team-member/tajinder-raheja/" } }, { "rank": 6, "score": 30, "loan_officer": { "nmls_id": 2271696, "slug": "kundan-sharma-2271696", "full_name": "Kundan Sharma", "canonical_url": "https://lendb.ai/lo/kundan-sharma-2271696", "json_url": "https://lendb.ai/lo/kundan-sharma-2271696.json", "lender": { "nmls_id": 399802, "name": "Bank of America", "slug": "bank-of-america-399802", "canonical_url": "https://lendb.ai/lender/bank-of-america-399802", "type": "bank" }, "branch": { "city": "Centreville", "state": "VA" }, "headshot_url": "https://images.em.bankofamerica.com/AMP/878EF29F-2261-451E-A19B-4612C5BC539E.png", "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "hi" ], "specialties": [], "lender_offers": [ "down-payment-assistance", "fha", "first-time-buyer", "heloc", "jumbo", "physician", "va" ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://mortgage.bankofamerica.com/kundan-sharma", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-19)", "Office in Centreville, VA", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS" ], "canonical_url": "https://lendb.ai/lo/kundan-sharma-2271696", "license_check": { "state": "VA", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-19", "source_url": null } }, { "rank": 7, "score": 29.5, "loan_officer": { "nmls_id": 1921386, "slug": "nilima-brahmbhatt-1921386", "full_name": "Nilima Brahmbhatt", "licensed_names": [ { "name": "Nilima Brahmbhatt", "name_with_middle_initial": "Nilima H. Brahmbhatt", "first_name": "Nilima", "middle_initial": "H", "last_name": "Brahmbhatt", "states": [ "DE", "FL", "TX" ], "source": "state_regulator", "as_of": "2026-10-30" } ], "canonical_url": "https://lendb.ai/lo/nilima-brahmbhatt-1921386", "json_url": "https://lendb.ai/lo/nilima-brahmbhatt-1921386.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/mnyYAbFwz5FKGs1IB2przPDa9bemak2fEADMhz3cOZ6kRN7lukcyBQHnBwgWd6DJswhi9dcSAnegEBQVtS9qcATPuR8dry0_Hgds", "licensed_states": [ "FL", "DE", "IL", "MI", "TX", "VA", "WV" ], "licenses": [ { "state": "DE", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "IL", "confidence": "confirmed" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WV", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "gu", "hi" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2025-05-01", "state": "IL" }, "licensed_since": { "year": 2025, "state": "IL" }, "years_experience": 15, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/nilima-brahmbhatt-1921386", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-09)", "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: May 1, 2025 (Illinois), per state regulator", "States 15 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/nilima-brahmbhatt-1921386", "license_check": { "state": "VA", "confidence": "lender_reported", "eligible": true, "label": "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/nilima-brahmbhatt-1921386" } }, { "rank": 8, "score": 25.5, "loan_officer": { "nmls_id": 1938920, "slug": "varun-ramanujam-1938920", "full_name": "Ron (Varun) Ramanujam", "canonical_url": "https://lendb.ai/lo/varun-ramanujam-1938920", "json_url": "https://lendb.ai/lo/varun-ramanujam-1938920.json", "lender": { "nmls_id": 1666674, "name": "ENSURE HOME LOANS LLC", "slug": "ensure-home-loans-llc-1666674", "canonical_url": "https://lendb.ai/lender/ensure-home-loans-llc-1666674", "type": "imb" }, "branch": { "city": null, "state": null }, "headshot_url": "https://bjrpqrnsxfdkicxrvani.supabase.co/storage/v1/object/public/officer-photos/onboard/1779924059387-rqt3nlqzrgb.jpg", "licensed_states": [ "FL", "TX", "CA", "CO", "GA", "NC", "VA" ], "licenses": [ { "state": "CA", "confidence": "confirmed" }, { "state": "CO", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "te" ], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2022-02-02", "state": "FL" }, "licensed_since": { "year": 2022, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://ensurehomeloans.com/loan-officers/ron", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-15)", "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: February 2, 2022 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/varun-ramanujam-1938920", "license_check": { "state": "VA", "confidence": "lender_reported", "eligible": true, "label": "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-15", "source_url": "https://ensurehomeloans.com/loan-officers/ron" } }, { "rank": 9, "score": 24.8, "loan_officer": { "nmls_id": 1803789, "slug": "gopal-muriki-1803789", "full_name": "Gopal Muriki", "canonical_url": "https://lendb.ai/lo/gopal-muriki-1803789", "json_url": "https://lendb.ai/lo/gopal-muriki-1803789.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/7HACCV2BKQecvC_4tP6OZpoQ64qChD_HsEMxgigzUKEAmCLvJuE6s7M5worpdDCktimAsB1jt9kGtcBAAfaYgn3R_Pis8h_CqSo", "licensed_states": [ "AZ", "CA", "IL", "TX", "VA" ], "licenses": [ { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "confirmed" }, { "state": "IL", "confidence": "confirmed" }, { "state": "TX", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "te" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2019-12-23", "state": "CA" }, "licensed_since": { "year": 2019, "state": "CA" }, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/gopal-muriki-1803789", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-09)", "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: December 23, 2019 (California), per state regulator" ], "canonical_url": "https://lendb.ai/lo/gopal-muriki-1803789", "license_check": { "state": "VA", "confidence": "lender_reported", "eligible": true, "label": "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/gopal-muriki-1803789" } }, { "rank": 10, "score": 24.8, "loan_officer": { "nmls_id": 2084229, "slug": "kiran-varaganti-2084229", "full_name": "Kiran Varaganti", "canonical_url": "https://lendb.ai/lo/kiran-varaganti-2084229", "json_url": "https://lendb.ai/lo/kiran-varaganti-2084229.json", "lender": { "nmls_id": 1666674, "name": "ENSURE HOME LOANS LLC", "slug": "ensure-home-loans-llc-1666674", "canonical_url": "https://lendb.ai/lender/ensure-home-loans-llc-1666674", "type": "imb" }, "branch": { "city": null, "state": null }, "headshot_url": "https://bjrpqrnsxfdkicxrvani.supabase.co/storage/v1/object/public/officer-photos/1779461106213-enf5esrv9bw.jpeg", "licensed_states": [ "FL", "TX", "CT", "AR", "CO", "DE", "IA", "OR", "PA", "AL", "AZ", "CA", "GA", "IL", "IN", "KS", "MD", "MI", "MN", "NC", "OH", "OK", "TN", "VA", "WA" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "confirmed" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "confirmed" }, { "state": "CO", "confidence": "confirmed" }, { "state": "CT", "confidence": "confirmed" }, { "state": "DE", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IA", "confidence": "confirmed" }, { "state": "IL", "confidence": "confirmed" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "KS", "confidence": "lender_reported" }, { "state": "MD", "confidence": "confirmed" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "OR", "confidence": "confirmed" }, { "state": "PA", "confidence": "confirmed" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "te" ], "specialties": [ { "slug": "dscr", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2022-05-14", "state": "TX" }, "licensed_since": { "year": 2022, "state": "TX" }, "years_experience": null, "lender_profile_url": "https://ensurehomeloans.com/loan-officers/kiran-varaganti", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-15)", "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: May 14, 2022 (Texas), per state regulator" ], "canonical_url": "https://lendb.ai/lo/kiran-varaganti-2084229", "license_check": { "state": "VA", "confidence": "lender_reported", "eligible": true, "label": "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-15", "source_url": "https://ensurehomeloans.com/loan-officers/kiran-varaganti" } }, { "rank": 11, "score": 24.5, "loan_officer": { "nmls_id": 2417126, "slug": "saran-mandhadapu-2417126", "full_name": "Saran Mandhadapu", "licensed_names": [ { "name": "Saran Mandhadapu", "name_with_middle_initial": "Saran K. Mandhadapu", "first_name": "Saran", "middle_initial": "K", "last_name": "Mandhadapu", "states": [ "FL", "MD", "PA", "TX" ], "source": "state_regulator", "as_of": "2026-10-26" } ], "canonical_url": "https://lendb.ai/lo/saran-mandhadapu-2417126", "json_url": "https://lendb.ai/lo/saran-mandhadapu-2417126.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/kc_F5bzYuyNLyx5eehvDJjx9ZkUpFspQKfgkAAt4HTYZgAgtbC9Ag5n0et8IFZ0-3SZXfgy0GYUmUk4eagXsk4su_8Fte1Mkc-dKjQ", "licensed_states": [ "FL", "PA", "AZ", "MD", "MI", "MN", "OH", "TX", "VA", "WA" ], "licenses": [ { "state": "AZ", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "MD", "confidence": "confirmed" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "PA", "confidence": "confirmed" }, { "state": "TX", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "ta", "te" ], "specialties": [ { "slug": "dscr", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" } ], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2022-12-19", "state": "FL" }, "licensed_since": { "year": 2022, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/saran-mandhadapu-2417126", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-09)", "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: December 19, 2022 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/saran-mandhadapu-2417126", "license_check": { "state": "VA", "confidence": "lender_reported", "eligible": true, "label": "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/saran-mandhadapu-2417126" } }, { "rank": 12, "score": 24.3, "loan_officer": { "nmls_id": 2331676, "slug": "sai-vivek-boddu-2331676", "full_name": "Sai Vivek Boddu", "canonical_url": "https://lendb.ai/lo/sai-vivek-boddu-2331676", "json_url": "https://lendb.ai/lo/sai-vivek-boddu-2331676.json", "lender": { "nmls_id": 1666674, "name": "ENSURE HOME LOANS LLC", "slug": "ensure-home-loans-llc-1666674", "canonical_url": "https://lendb.ai/lender/ensure-home-loans-llc-1666674", "type": "imb" }, "branch": { "city": null, "state": null }, "headshot_url": "https://bjrpqrnsxfdkicxrvani.supabase.co/storage/v1/object/public/officer-photos/1779896873791-7wovnkyxklu.jpeg", "licensed_states": [ "FL", "TX", "AR", "NC", "SC", "TN", "VA" ], "licenses": [ { "state": "AR", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "te" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2022-05-27", "state": "TX" }, "licensed_since": { "year": 2022, "state": "TX" }, "years_experience": null, "lender_profile_url": "https://ensurehomeloans.com/loan-officers/sai-vivek-boddu", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-15)", "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: May 27, 2022 (Texas), per state regulator" ], "canonical_url": "https://lendb.ai/lo/sai-vivek-boddu-2331676", "license_check": { "state": "VA", "confidence": "lender_reported", "eligible": true, "label": "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-15", "source_url": "https://ensurehomeloans.com/loan-officers/sai-vivek-boddu" } }, { "rank": 13, "score": 23.5, "loan_officer": { "nmls_id": 2353816, "slug": "ramesh-bohara-2353816", "full_name": "Ramesh Bohara", "licensed_names": [ { "name": "Ramesh Bohara", "name_with_middle_initial": "Ramesh P. Bohara", "first_name": "Ramesh", "middle_initial": "P", "last_name": "Bohara", "states": [ "FL", "MD", "OR", "PA", "TX" ], "source": "state_regulator", "as_of": "2026-10-26" } ], "canonical_url": "https://lendb.ai/lo/ramesh-bohara-2353816", "json_url": "https://lendb.ai/lo/ramesh-bohara-2353816.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/RJyz22cZtZuv-z0zPiKhfx1_F1BeDShheAX1GOiXedndqf-pBJWvhmunluh3R3YM_dTJrvDeZSU7AhtZVGhJUUULn1WWwhPRduM", "licensed_states": [ "FL", "PA", "MD", "NH", "OR", "TX", "VA", "WA" ], "licenses": [ { "state": "FL", "confidence": "confirmed" }, { "state": "MD", "confidence": "confirmed" }, { "state": "NH", "confidence": "lender_reported" }, { "state": "OR", "confidence": "confirmed" }, { "state": "PA", "confidence": "confirmed" }, { "state": "TX", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "ne" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2023-07-19", "state": "TX" }, "licensed_since": { "year": 2023, "state": "TX" }, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/ramesh-bohara-2353816", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-09)", "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: July 19, 2023 (Texas), per state regulator" ], "canonical_url": "https://lendb.ai/lo/ramesh-bohara-2353816", "license_check": { "state": "VA", "confidence": "lender_reported", "eligible": true, "label": "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/ramesh-bohara-2353816" } }, { "rank": 14, "score": 23.5, "loan_officer": { "nmls_id": 2389496, "slug": "sobe-dhital-2389496", "full_name": "Sobe Dhital", "canonical_url": "https://lendb.ai/lo/sobe-dhital-2389496", "json_url": "https://lendb.ai/lo/sobe-dhital-2389496.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/TFzYDIxbJ3fOCDgNhW42GvdfP1PYq1ru2tLXuQUKwJTU6nKNtRfa3Kv5MQQkfdcXIIXdvsopWAnHW7jSYHpnDvoCtahfWeBqKLY", "licensed_states": [ "CA", "MD", "PA", "TX", "VA", "WA" ], "licenses": [ { "state": "CA", "confidence": "confirmed" }, { "state": "MD", "confidence": "confirmed" }, { "state": "PA", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "ne", "pa" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2023-03-07", "state": "CA" }, "licensed_since": { "year": 2023, "state": "CA" }, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/sobe-dhital-2389496", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-09)", "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: March 7, 2023 (California), per state regulator" ], "canonical_url": "https://lendb.ai/lo/sobe-dhital-2389496", "license_check": { "state": "VA", "confidence": "lender_reported", "eligible": true, "label": "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/sobe-dhital-2389496" } }, { "rank": 15, "score": 23.5, "loan_officer": { "nmls_id": 2562464, "slug": "bhaskara-petluri-2562464", "full_name": "Bhaskara Petluri", "canonical_url": "https://lendb.ai/lo/bhaskara-petluri-2562464", "json_url": "https://lendb.ai/lo/bhaskara-petluri-2562464.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/5qBWtCxIVQuEc6qcvqOyT4m_Jng3I7siIeh2tHhkXkxKisDcf79eykb-zIHubcwyUTWjBJCjcrMtHdNEP6luWqCGzdpnQ0QDGIC3eg", "licensed_states": [ "FL", "MD", "NC", "TX", "VA", "WV" ], "licenses": [ { "state": "FL", "confidence": "confirmed" }, { "state": "MD", "confidence": "confirmed" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WV", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "te" ], "specialties": [ { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2024-05-22", "state": "FL" }, "licensed_since": { "year": 2024, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/bhaskara-petluri-2562464", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-09)", "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: May 22, 2024 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/bhaskara-petluri-2562464", "license_check": { "state": "VA", "confidence": "lender_reported", "eligible": true, "label": "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/bhaskara-petluri-2562464" } }, { "rank": 16, "score": 23.5, "loan_officer": { "nmls_id": 2574731, "slug": "srinivasa-adapa-2574731", "full_name": "Srinivasa Adapa", "canonical_url": "https://lendb.ai/lo/srinivasa-adapa-2574731", "json_url": "https://lendb.ai/lo/srinivasa-adapa-2574731.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/OcmBjzUV-JFLw3ruXtKhE_JtWxI1E2JZ44agkKdXUQ9kVBJtcO69GJFj3B3j3DHQW5DuCXYhJxixtZ00O_ucVo-I5JFeLxQBOzPS", "licensed_states": [ "IL", "MO", "TX", "VA" ], "licenses": [ { "state": "IL", "confidence": "confirmed" }, { "state": "MO", "confidence": "confirmed" }, { "state": "TX", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "te" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2024-06-06", "state": "TX" }, "licensed_since": { "year": 2024, "state": "TX" }, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/srinivasa-adapa-2574731", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-09)", "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: June 6, 2024 (Texas), per state regulator" ], "canonical_url": "https://lendb.ai/lo/srinivasa-adapa-2574731", "license_check": { "state": "VA", "confidence": "lender_reported", "eligible": true, "label": "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/srinivasa-adapa-2574731" } }, { "rank": 17, "score": 23.5, "loan_officer": { "nmls_id": 2755122, "slug": "rajendra-dodda-2755122", "full_name": "Rajendra Dodda", "canonical_url": "https://lendb.ai/lo/rajendra-dodda-2755122", "json_url": "https://lendb.ai/lo/rajendra-dodda-2755122.json", "lender": { "nmls_id": 1666674, "name": "ENSURE HOME LOANS LLC", "slug": "ensure-home-loans-llc-1666674", "canonical_url": "https://lendb.ai/lender/ensure-home-loans-llc-1666674", "type": "imb" }, "branch": { "city": null, "state": null }, "headshot_url": "https://bjrpqrnsxfdkicxrvani.supabase.co/storage/v1/object/public/officer-photos/onboard/1779994826295-wacbmxsnc7.jpg", "licensed_states": [ "GA", "NJ", "VA" ], "licenses": [ { "state": "GA", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "te" ], "specialties": [ { "slug": "dscr", "evidence": "lender_page_text" }, { "slug": "heloc", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" } ], "lender_offers": [], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://ensurehomeloans.com/loan-officers/rajendra-dodda", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-15)", "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/rajendra-dodda-2755122", "license_check": { "state": "VA", "confidence": "lender_reported", "eligible": true, "label": "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-15", "source_url": "https://ensurehomeloans.com/loan-officers/rajendra-dodda" } }, { "rank": 18, "score": 23.3, "loan_officer": { "nmls_id": 2503420, "slug": "lekh-sharma-2503420", "full_name": "Lekh Sharma", "canonical_url": "https://lendb.ai/lo/lekh-sharma-2503420", "json_url": "https://lendb.ai/lo/lekh-sharma-2503420.json", "lender": { "nmls_id": 3274, "name": "Guild Mortgage", "slug": "guild-mortgage-3274", "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274", "type": "imb" }, "branch": { "city": "High Point", "state": "NC" }, "headshot_url": "https://www.guildmortgage.com/lib/uploads/officers/profile-photos/chlsha-lekh-sharma.jpg", "licensed_states": [ "TX", "GA", "NC", "VA" ], "licenses": [ { "state": "GA", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "ne", "ur" ], "specialties": [ { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "lender_offers": [ "down-payment-assistance", "fha", "heloc", "investor", "itin", "jumbo", "low-credit", "manufactured", "new-construction", "physician", "renovation", "usda", "va", "vacation-home" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2026-05-27", "state": "TX" }, "licensed_since": { "year": 2026, "state": "TX" }, "years_experience": null, "lender_profile_url": "https://branches.guildmortgage.com/nc/highpoint/lekh-sharma-645-chlsha.html", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-26)", "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: May 27, 2026 (Texas), per state regulator" ], "canonical_url": "https://lendb.ai/lo/lekh-sharma-2503420", "license_check": { "state": "VA", "confidence": "lender_reported", "eligible": true, "label": "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-26", "source_url": "https://branches.guildmortgage.com/nc/highpoint/lekh-sharma-645-chlsha.html" } }, { "rank": 19, "score": 22.8, "loan_officer": { "nmls_id": 247682, "slug": "vinay-swali-247682", "full_name": "Vinay Swali", "canonical_url": "https://lendb.ai/lo/vinay-swali-247682", "json_url": "https://lendb.ai/lo/vinay-swali-247682.json", "lender": { "nmls_id": 1666674, "name": "ENSURE HOME LOANS LLC", "slug": "ensure-home-loans-llc-1666674", "canonical_url": "https://lendb.ai/lender/ensure-home-loans-llc-1666674", "type": "imb" }, "branch": { "city": null, "state": null }, "headshot_url": "https://bjrpqrnsxfdkicxrvani.supabase.co/storage/v1/object/public/officer-photos/onboard/1779485200248-vqzcfbxq4nk.jpg", "licensed_states": [ "CA", "DC", "FL", "HI", "MD", "NC", "NJ", "SC", "TX", "VA" ], "licenses": [ { "state": "CA", "confidence": "lender_reported" }, { "state": "DC", "confidence": "lender_reported" }, { "state": "FL", "confidence": "lender_reported" }, { "state": "HI", "confidence": "lender_reported" }, { "state": "MD", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "es", "hi" ], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "lender_offers": [], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://ensurehomeloans.com/loan-officers/vinay-swali-2", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-15)", "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/vinay-swali-247682", "license_check": { "state": "VA", "confidence": "lender_reported", "eligible": true, "label": "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-15", "source_url": "https://ensurehomeloans.com/loan-officers/vinay-swali-2" } }, { "rank": 20, "score": 22.5, "loan_officer": { "nmls_id": 1134740, "slug": "harpreet-kaur-1134740", "full_name": "Harpreet Kaur", "canonical_url": "https://lendb.ai/lo/harpreet-kaur-1134740", "json_url": "https://lendb.ai/lo/harpreet-kaur-1134740.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": "CA" }, "headshot_url": "https://lh3.googleusercontent.com/uCavd761DdI63eIfXoYQTV9obIYK_-UF3wJvHn-wUgP4cOVHJsvKlE1IC-R4jiy0cY2v69OgYVB0-ggJuBqr4RiqhfSGiL_f0Es", "licensed_states": [ "FL", "AZ", "CA", "IN", "OR", "TX", "VA", "WA" ], "licenses": [ { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "OR", "confidence": "confirmed" }, { "state": "TX", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "pa" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2026-05-21", "state": "TX" }, "licensed_since": { "year": 2026, "state": "TX" }, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/harpreet-kaur-1134740", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-09)", "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: May 21, 2026 (Texas), per state regulator" ], "canonical_url": "https://lendb.ai/lo/harpreet-kaur-1134740", "license_check": { "state": "VA", "confidence": "lender_reported", "eligible": true, "label": "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/harpreet-kaur-1134740" } }, { "rank": 21, "score": 22.3, "loan_officer": { "nmls_id": 2404721, "slug": "savitha-patha-2404721", "full_name": "Savitha Patha", "canonical_url": "https://lendb.ai/lo/savitha-patha-2404721", "json_url": "https://lendb.ai/lo/savitha-patha-2404721.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/iQ4gGF6f8Dyx9YLsVIvoLU33RHCU4zKmwxmiERA7b2epgKee9w2mKmOsvT1AqAne_FROw6vLHQslRlIA13txieaiVEN7o08ZHoYc", "licensed_states": [ "AR", "AZ", "CA", "GA", "MD", "MO", "NC", "OR", "TN", "TX", "VA", "WA" ], "licenses": [ { "state": "AR", "confidence": "confirmed" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "MD", "confidence": "confirmed" }, { "state": "MO", "confidence": "confirmed" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "OR", "confidence": "confirmed" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "te" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2024-01-17", "state": "TX" }, "licensed_since": { "year": 2024, "state": "TX" }, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/savitha-patha-2404721", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-09)", "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: January 17, 2024 (Texas), per state regulator" ], "canonical_url": "https://lendb.ai/lo/savitha-patha-2404721", "license_check": { "state": "VA", "confidence": "lender_reported", "eligible": true, "label": "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/savitha-patha-2404721" } }, { "rank": 22, "score": 22.3, "loan_officer": { "nmls_id": 2416598, "slug": "sudarshan-oli-2416598", "full_name": "Sudarshan Oli", "canonical_url": "https://lendb.ai/lo/sudarshan-oli-2416598", "json_url": "https://lendb.ai/lo/sudarshan-oli-2416598.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/ewXPMSiUz0gnfQZMe_AbiGcD64yp-wXvPSN9iJJbdoYSYw5_x8uaAWPKtNSnwXGpm80UWCbbg2OsGF3LTX57ZUDhnSd9lEZW1RdevQ", "licensed_states": [ "CA", "OH", "TX", "VA" ], "licenses": [ { "state": "CA", "confidence": "confirmed" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "ne", "ur" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2024-05-14", "state": "CA" }, "licensed_since": { "year": 2024, "state": "CA" }, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/sudarshan-oli-2416598", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-09)", "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: May 14, 2024 (California), per state regulator" ], "canonical_url": "https://lendb.ai/lo/sudarshan-oli-2416598", "license_check": { "state": "VA", "confidence": "lender_reported", "eligible": true, "label": "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/sudarshan-oli-2416598" } }, { "rank": 23, "score": 22.3, "loan_officer": { "nmls_id": 2528620, "slug": "prashanna-sangroula-2528620", "full_name": "Prashanna Sangroula", "canonical_url": "https://lendb.ai/lo/prashanna-sangroula-2528620", "json_url": "https://lendb.ai/lo/prashanna-sangroula-2528620.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/zz7dHeKuU5r1paKPLWpvBCxIbE7s2WVV2aS0EJoY4oKtWT9OOMkYLIT35Fz1idNiWBU3jRaXqs27x5WMEfXiGojDYYk2A58H9Jk", "licensed_states": [ "FL", "PA", "DC", "GA", "IN", "MA", "MD", "NC", "NH", "OH", "VA", "WA" ], "licenses": [ { "state": "DC", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "MA", "confidence": "confirmed" }, { "state": "MD", "confidence": "confirmed" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "PA", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "ne", "ur" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2024-09-18", "state": "FL" }, "licensed_since": { "year": 2024, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/prashanna-sangroula-2528620", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-09)", "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: September 18, 2024 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/prashanna-sangroula-2528620", "license_check": { "state": "VA", "confidence": "lender_reported", "eligible": true, "label": "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/prashanna-sangroula-2528620" } }, { "rank": 24, "score": 22.3, "loan_officer": { "nmls_id": 2561096, "slug": "satyanarayana-chakka-2561096", "full_name": "Satyanarayana Chakka", "canonical_url": "https://lendb.ai/lo/satyanarayana-chakka-2561096", "json_url": "https://lendb.ai/lo/satyanarayana-chakka-2561096.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/7z62sB12IvnNt2H8dMslal1xMKnGcTZ-cF9jj5hMttrOz34okkPh6qqKovK3xkTRlw-9priTmAH3CL0kFH4npKAn2kqTmmrKU9zn", "licensed_states": [ "FL", "GA", "NC", "TX", "VA" ], "licenses": [ { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "te" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2024-07-31", "state": "TX" }, "licensed_since": { "year": 2024, "state": "TX" }, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/satyanarayana-chakka-2561096", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-09)", "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: July 31, 2024 (Texas), per state regulator" ], "canonical_url": "https://lendb.ai/lo/satyanarayana-chakka-2561096", "license_check": { "state": "VA", "confidence": "lender_reported", "eligible": true, "label": "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/satyanarayana-chakka-2561096" } }, { "rank": 25, "score": 22, "loan_officer": { "nmls_id": 1835429, "slug": "swathi-kudithipudi-1835429", "full_name": "Swathi Kudithipudi", "canonical_url": "https://lendb.ai/lo/swathi-kudithipudi-1835429", "json_url": "https://lendb.ai/lo/swathi-kudithipudi-1835429.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/XaCX4PjjmIBk-7vaFUetzSScxULkwwjnnsMZhzn7TSiEtH4mVbm4LfVs5-rpEcFipfXJbaJ1gwnQA3uC0XD5roKCGWMYLi2lnChB", "licensed_states": [ "PA", "DE", "MD", "VA" ], "licenses": [ { "state": "DE", "confidence": "confirmed" }, { "state": "MD", "confidence": "confirmed" }, { "state": "PA", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "te" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/swathi-kudithipudi-1835429", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-09)", "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/swathi-kudithipudi-1835429", "license_check": { "state": "VA", "confidence": "lender_reported", "eligible": true, "label": "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/swathi-kudithipudi-1835429" } } ] }