{ "canonical_url": "https://lendb.ai/lang/hi/washington", "summary": "As of 2026-10-26, LenDb lists 24 loan officers licensed in or based in Washington whose lender pages say they speak Hindi. The top-ranked are Harmeet Sehmby (Loan Factory, Federal Way), Venkat Kotha (Loan Factory) and Sachin Kulkarni (Loan Factory). Ranking is lender-neutral: a license in WA, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.", "language": "hi", "state": "WA", "total": 24, "last_verified": "2026-10-26", "results": [ { "rank": 1, "score": 37, "loan_officer": { "nmls_id": 2652394, "slug": "harmeet-sehmby-2652394", "full_name": "Harmeet Sehmby", "canonical_url": "https://lendb.ai/lo/harmeet-sehmby-2652394", "json_url": "https://lendb.ai/lo/harmeet-sehmby-2652394.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": "Federal Way", "state": "WA" }, "headshot_url": "https://lh3.googleusercontent.com/ybO05ecPMleHN-5r5fIp_A0jrK375IM_Vq8YJsHLvp8IrZVb83ORKab2ZNO9ls-3wGUQM91MYEp7uiKKs_yPd2xL5z7TMpFY_fGQ", "licensed_states": [ "WA" ], "licenses": [ { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "pa" ], "specialties": [ { "slug": "investor", "evidence": "lender_page_text" } ], "lender_offers": [], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 8, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/harmeet-sehmby-2652394", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-09)", "Office in Federal Way, WA", "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 8 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/harmeet-sehmby-2652394", "license_check": { "state": "WA", "confidence": "lender_reported", "eligible": true, "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/harmeet-sehmby-2652394" } }, { "rank": 2, "score": 33, "loan_officer": { "nmls_id": 1461948, "slug": "venkat-kotha-1461948", "full_name": "Venkat Kotha", "canonical_url": "https://lendb.ai/lo/venkat-kotha-1461948", "json_url": "https://lendb.ai/lo/venkat-kotha-1461948.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": "WA" }, "headshot_url": "https://lh3.googleusercontent.com/exVOozrg8iR14HQ0M4dJ3C1f2ZK1PQLlQjuHBPnzR_X-qG2LTzejAB-kxHqPrgb7nZ6ZaISGVCnWXyciZNC1WaDsUGrLz0qpTePJ", "licensed_states": [ "WA" ], "licenses": [ { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "te" ], "specialties": [ { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "lender_offers": [], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/venkat-kotha-1461948", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-09)", "Office in Washington", "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/venkat-kotha-1461948", "license_check": { "state": "WA", "confidence": "lender_reported", "eligible": true, "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/venkat-kotha-1461948" } }, { "rank": 3, "score": 31.8, "loan_officer": { "nmls_id": 2499888, "slug": "sachin-kulkarni-2499888", "full_name": "Sachin Kulkarni", "canonical_url": "https://lendb.ai/lo/sachin-kulkarni-2499888", "json_url": "https://lendb.ai/lo/sachin-kulkarni-2499888.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": "WA" }, "headshot_url": "https://lh3.googleusercontent.com/Rx4q1Y1QbBwolT4vIR2XEO0UPGyHJkm8XP4fNYoiNBwSaZUTpHG4i2vEt4LRVNyGZ2lQklWuk5FOkZGBAfw2naZJgwcxisClW12S", "licensed_states": [ "WA" ], "licenses": [ { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "mr" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/sachin-kulkarni-2499888", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-09)", "Office in Washington", "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/sachin-kulkarni-2499888", "license_check": { "state": "WA", "confidence": "lender_reported", "eligible": true, "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/sachin-kulkarni-2499888" } }, { "rank": 4, "score": 31, "loan_officer": { "nmls_id": 2468293, "slug": "kesshav-sharma-2468293", "full_name": "Kesshav Sharma", "canonical_url": "https://lendb.ai/lo/kesshav-sharma-2468293", "json_url": "https://lendb.ai/lo/kesshav-sharma-2468293.json", "lender": { "nmls_id": 399801, "name": "Wells Fargo Home Mortgage", "slug": "wells-fargo-399801", "canonical_url": "https://lendb.ai/lender/wells-fargo-399801", "type": "bank" }, "branch": { "city": "Bellevue", "state": "WA" }, "headshot_url": "https://dynl.mktgcdn.com/p/bOoxmSowq-JOh_GYmnKxuh4BQMgsxARoIz7jDEBnjlw/600x450.jpg", "licensed_states": [ "FL" ], "licenses": [ { "state": "FL", "confidence": "confirmed" } ], "federal_registration_likely": true, "languages": [ "gu", "hi", "pa" ], "specialties": [], "lender_offers": [ "down-payment-assistance", "fha", "first-time-buyer", "jumbo", "va" ], "years_licensed": null, "earliest_license_record": { "date": "2024-12-23", "state": "WY" }, "licensed_since": { "year": 2024, "state": "WY" }, "years_experience": null, "lender_profile_url": "https://homeloans.wellsfargo.com/mortgage/wa/bellevue/kesshav", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-26)", "Office in Bellevue, WA", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "Earliest state license record: December 23, 2024 (Wyoming), per state regulator" ], "canonical_url": "https://lendb.ai/lo/kesshav-sharma-2468293", "license_check": { "state": "WA", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-26", "source_url": null } }, { "rank": 5, "score": 31, "loan_officer": { "nmls_id": 2675597, "slug": "ranjit-kaur-mahal-2675597", "full_name": "Ranjit Kaur Mahal", "canonical_url": "https://lendb.ai/lo/ranjit-kaur-mahal-2675597", "json_url": "https://lendb.ai/lo/ranjit-kaur-mahal-2675597.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": "WA" }, "headshot_url": "https://lh3.googleusercontent.com/FQpEL71DexzWJhkZSNRmHq4qmBrsiU5iOtFQ-C46xVT0Bu46RYyCGCzSxg2ei-oIC3Lo-N4-kyLjhNiTMmR6qMqNsKNbMSXC7Y4", "licensed_states": [ "WA" ], "licenses": [ { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "pa" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/ranjit-kaur-mahal-2675597", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-09)", "Office in Washington", "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/ranjit-kaur-mahal-2675597", "license_check": { "state": "WA", "confidence": "lender_reported", "eligible": true, "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/ranjit-kaur-mahal-2675597" } }, { "rank": 6, "score": 29.3, "loan_officer": { "nmls_id": 1149405, "slug": "kiran-annamraju-1149405", "full_name": "Kiran Annamraju", "canonical_url": "https://lendb.ai/lo/kiran-annamraju-1149405", "json_url": "https://lendb.ai/lo/kiran-annamraju-1149405.json", "lender": { "nmls_id": 399802, "name": "Bank of America", "slug": "bank-of-america-399802", "canonical_url": "https://lendb.ai/lender/bank-of-america-399802", "type": "bank" }, "branch": { "city": "Bellevue", "state": "WA" }, "headshot_url": null, "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "hi" ], "specialties": [], "lender_offers": [ "down-payment-assistance", "fha", "first-time-buyer", "heloc", "jumbo", "physician", "va" ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://mortgage.bankofamerica.com/kiran-annamraju", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-19)", "Office in Bellevue, WA", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS" ], "canonical_url": "https://lendb.ai/lo/kiran-annamraju-1149405", "license_check": { "state": "WA", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-19", "source_url": null } }, { "rank": 7, "score": 29.3, "loan_officer": { "nmls_id": 2015353, "slug": "sonia-kakar-2015353", "full_name": "Sonia Kakar", "canonical_url": "https://lendb.ai/lo/sonia-kakar-2015353", "json_url": "https://lendb.ai/lo/sonia-kakar-2015353.json", "lender": { "nmls_id": 399802, "name": "Bank of America", "slug": "bank-of-america-399802", "canonical_url": "https://lendb.ai/lender/bank-of-america-399802", "type": "bank" }, "branch": { "city": "Lynnwood", "state": "WA" }, "headshot_url": null, "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "hi" ], "specialties": [], "lender_offers": [ "down-payment-assistance", "fha", "first-time-buyer", "heloc", "jumbo", "physician", "va" ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://mortgage.bankofamerica.com/sonia-kakar", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-19)", "Office in Lynnwood, WA", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS" ], "canonical_url": "https://lendb.ai/lo/sonia-kakar-2015353", "license_check": { "state": "WA", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-19", "source_url": null } }, { "rank": 8, "score": 25.3, "loan_officer": { "nmls_id": 1811474, "slug": "sireesha-bolisetty-1811474", "full_name": "Sireesha Bolisetty", "canonical_url": "https://lendb.ai/lo/sireesha-bolisetty-1811474", "json_url": "https://lendb.ai/lo/sireesha-bolisetty-1811474.json", "lender": { "nmls_id": 1666674, "name": "ENSURE HOME LOANS LLC", "slug": "ensure-home-loans-llc-1666674", "canonical_url": "https://lendb.ai/lender/ensure-home-loans-llc-1666674", "type": "imb" }, "branch": { "city": null, "state": null }, "headshot_url": "https://bjrpqrnsxfdkicxrvani.supabase.co/storage/v1/object/public/officer-photos/onboard/1780433864934-o12kr6odsah.jpg", "licensed_states": [ "FL", "TX", "GA", "MI", "NC", "WA" ], "licenses": [ { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "kn", "ta", "te" ], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2021-04-05", "state": "FL" }, "licensed_since": { "year": 2021, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://ensurehomeloans.com/loan-officers/sireesha-bolisetty", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-15)", "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: April 5, 2021 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/sireesha-bolisetty-1811474", "license_check": { "state": "WA", "confidence": "lender_reported", "eligible": true, "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-15", "source_url": "https://ensurehomeloans.com/loan-officers/sireesha-bolisetty" } }, { "rank": 9, "score": 24.8, "loan_officer": { "nmls_id": 2084229, "slug": "kiran-varaganti-2084229", "full_name": "Kiran Varaganti", "canonical_url": "https://lendb.ai/lo/kiran-varaganti-2084229", "json_url": "https://lendb.ai/lo/kiran-varaganti-2084229.json", "lender": { "nmls_id": 1666674, "name": "ENSURE HOME LOANS LLC", "slug": "ensure-home-loans-llc-1666674", "canonical_url": "https://lendb.ai/lender/ensure-home-loans-llc-1666674", "type": "imb" }, "branch": { "city": null, "state": null }, "headshot_url": "https://bjrpqrnsxfdkicxrvani.supabase.co/storage/v1/object/public/officer-photos/1779461106213-enf5esrv9bw.jpeg", "licensed_states": [ "FL", "TX", "CT", "AR", "CO", "DE", "IA", "OR", "PA", "AL", "AZ", "CA", "GA", "IL", "IN", "KS", "MD", "MI", "MN", "NC", "OH", "OK", "TN", "VA", "WA" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "confirmed" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "confirmed" }, { "state": "CO", "confidence": "confirmed" }, { "state": "CT", "confidence": "confirmed" }, { "state": "DE", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IA", "confidence": "confirmed" }, { "state": "IL", "confidence": "confirmed" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "KS", "confidence": "lender_reported" }, { "state": "MD", "confidence": "confirmed" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "OR", "confidence": "confirmed" }, { "state": "PA", "confidence": "confirmed" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "te" ], "specialties": [ { "slug": "dscr", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2022-05-14", "state": "TX" }, "licensed_since": { "year": 2022, "state": "TX" }, "years_experience": null, "lender_profile_url": "https://ensurehomeloans.com/loan-officers/kiran-varaganti", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Hindi (lender page, verified 2026-10-15)", "WA listed on their lender page (not yet checked with the state regulator; 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