{ "canonical_url": "https://lendb.ai/lang/ko/california", "summary": "As of 2026-10-26, LenDb lists 17 loan officers licensed in or based in California whose lender pages say they speak Korean. The top-ranked are Jimmy Yu (JPMorgan Chase Bank (Chase Home Lending), La Crescenta), Diana Jo (JPMorgan Chase Bank (Chase Home Lending), San Marino) and Thomas M Kim (JPMorgan Chase Bank (Chase Home Lending), Irvine). Ranking is lender-neutral: a license in CA, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.", "language": "ko", "state": "CA", "total": 17, "last_verified": "2026-10-26", "results": [ { "rank": 1, "score": 41, "loan_officer": { "nmls_id": 245893, "slug": "jimmy-yu-245893", "full_name": "Jimmy Yu", "canonical_url": "https://lendb.ai/lo/jimmy-yu-245893", "json_url": "https://lendb.ai/lo/jimmy-yu-245893.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "slug": "chase-399798", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "La Crescenta", "state": "CA" }, "headshot_url": "https://a.mktgcdn.com/p/d-s_w4qXIUgZzWfAN1tVHUfWdMvNyyYaeQ8wcxoQrho/800x1200.jpg", "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "ko" ], "specialties": [ { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 28, "lender_profile_url": "https://homelendingadvisor.chase.com/ca/la-crescenta/2963-foothill-blvd-hla-245893", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Korean (lender page, verified 2026-10-19)", "Office in La Crescenta, CA", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "States 28 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/jimmy-yu-245893", "license_check": { "state": "CA", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-19", "source_url": null } }, { "rank": 2, "score": 41, "loan_officer": { "nmls_id": 667433, "slug": "diana-jo-667433", "full_name": "Diana Jo", "canonical_url": "https://lendb.ai/lo/diana-jo-667433", "json_url": "https://lendb.ai/lo/diana-jo-667433.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "slug": "chase-399798", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "San Marino", "state": "CA" }, "headshot_url": "http://a.mktgcdn.com/p/NTbcabkj5pbKN4IZP0e6qGY0DMxxd6hqSgm6EXWo3Vw/801x1200.jpg", "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "ko" ], "specialties": [ { "slug": "co-op", "evidence": "lender_page_text" }, { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" } ], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 24, "lender_profile_url": "https://homelendingadvisor.chase.com/ca/san-marino/2270-huntington-dr-hla-667433", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Korean (lender page, verified 2026-10-19)", "Office in San Marino, CA", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "States 24 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/diana-jo-667433", "license_check": { "state": "CA", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-19", "source_url": null } }, { "rank": 3, "score": 40.5, "loan_officer": { "nmls_id": 65259, "slug": "thomas-kim-65259", "full_name": "Thomas M Kim", "canonical_url": "https://lendb.ai/lo/thomas-kim-65259", "json_url": "https://lendb.ai/lo/thomas-kim-65259.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "slug": "chase-399798", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "Irvine", "state": "CA" }, "headshot_url": "http://a.mktgcdn.com/p/6vPl6SVZhuRvjocOaemeMymXTfkpsN5jyRMBqfQqXCY/723x1083.jpg", "licensed_states": [ "FL" ], "licenses": [ { "state": "FL", "confidence": "confirmed" } ], "federal_registration_likely": true, "languages": [ "ko" ], "specialties": [], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2024-08-02", "state": "CA" }, "licensed_since": { "year": 2024, "state": "CA" }, "years_experience": 26, "lender_profile_url": "https://homelendingadvisor.chase.com/ca/irvine/17585-a-harvard-ave-hla-65259", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Korean (lender page, verified 2026-10-19)", "Office in Irvine, CA", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "Earliest state license record: August 2, 2024 (California), per state regulator", "States 26 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/thomas-kim-65259", "license_check": { "state": "CA", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-19", "source_url": null } }, { "rank": 4, "score": 40.3, "loan_officer": { "nmls_id": 505813, "slug": "melissa-kim-505813", "full_name": "Melissa Kim", "canonical_url": "https://lendb.ai/lo/melissa-kim-505813", "json_url": "https://lendb.ai/lo/melissa-kim-505813.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "slug": "chase-399798", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "Los Angeles", "state": "CA" }, "headshot_url": "http://a.mktgcdn.com/p/Tc5BeHCE2sTC32nV9Ku_UW7JjwIhj-0oz0r8xKNROVQ/663x994.jpg", "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "ko" ], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 24, "lender_profile_url": "https://homelendingadvisor.chase.com/ca/los-angeles/3731-wilshire-blvd-hla-505813", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Korean (lender page, verified 2026-10-19)", "Office in Los Angeles, CA", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "States 24 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/melissa-kim-505813", "license_check": { "state": "CA", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-19", "source_url": null } }, { "rank": 5, "score": 40, "loan_officer": { "nmls_id": 440693, "slug": "alex-baek-440693", "full_name": "Alex Baek", "canonical_url": "https://lendb.ai/lo/alex-baek-440693", "json_url": "https://lendb.ai/lo/alex-baek-440693.json", "lender": { "nmls_id": 399802, "name": "Bank of America", "slug": "bank-of-america-399802", "canonical_url": "https://lendb.ai/lender/bank-of-america-399802", "type": "bank" }, "branch": { "city": "Los Angeles", "state": "CA" }, "headshot_url": "https://images.em.bankofamerica.com/AMP/CBED9E58-18AB-405C-A60A-C1C644EDAB42.png", "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "ko" ], "specialties": [], "lender_offers": [ "down-payment-assistance", "fha", "first-time-buyer", "heloc", "jumbo", "physician", "va" ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 23, "lender_profile_url": "https://mortgage.bankofamerica.com/alexbaek", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Korean (lender page, verified 2026-10-19)", "Office in Los Angeles, CA", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "States 23 years of experience (lender page, 2026-10-19)" ], "canonical_url": "https://lendb.ai/lo/alex-baek-440693", "license_check": { "state": "CA", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-19", "source_url": null } }, { "rank": 6, "score": 39, "loan_officer": { "nmls_id": 483721, "slug": "bill-yi-483721", "full_name": "Bill Yi", "canonical_url": "https://lendb.ai/lo/bill-yi-483721", "json_url": "https://lendb.ai/lo/bill-yi-483721.json", "lender": { "nmls_id": 399802, "name": "Bank of America", "slug": "bank-of-america-399802", "canonical_url": "https://lendb.ai/lender/bank-of-america-399802", "type": "bank" }, "branch": { "city": "Santa Clara", "state": "CA" }, "headshot_url": "https://images.em.bankofamerica.com/AMP/73FBE800-870E-4568-BD1D-FE47901CE6C0.jpg", "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "ko" ], "specialties": [], "lender_offers": [ "down-payment-assistance", "fha", "first-time-buyer", "heloc", "jumbo", "physician", "va" ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 18, "lender_profile_url": "https://mortgage.bankofamerica.com/bill-yi", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Korean (lender page, verified 2026-10-19)", "Office in Santa Clara, CA", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "States 18 years of experience (lender page, 2026-10-19)" ], "canonical_url": "https://lendb.ai/lo/bill-yi-483721", "license_check": { "state": "CA", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-19", "source_url": null } }, { "rank": 7, "score": 39, "loan_officer": { "nmls_id": 488449, "slug": "jung-lee-488449", "full_name": "Jung Lee", "canonical_url": "https://lendb.ai/lo/jung-lee-488449", "json_url": "https://lendb.ai/lo/jung-lee-488449.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "slug": "chase-399798", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "Manhattan Beach", "state": "CA" }, "headshot_url": "http://a.mktgcdn.com/p/YLe4SRFbeesJy5RoffBA_C-zFp0m0I34Ac3lq0mMV6s/1500x2100.jpg", "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "ko" ], "specialties": [ { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 16, "lender_profile_url": "https://homelendingadvisor.chase.com/ca/manhattan-beach/201-manhattan-beach-blvd-hla-488449", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Korean (lender page, verified 2026-10-19)", "Office in Manhattan Beach, CA", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "States 16 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/jung-lee-488449", "license_check": { "state": "CA", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-19", "source_url": null } }, { "rank": 8, "score": 37, "loan_officer": { "nmls_id": 1274922, "slug": "michael-w-cho-1274922", "full_name": "Michael W Cho", "canonical_url": "https://lendb.ai/lo/michael-w-cho-1274922", "json_url": "https://lendb.ai/lo/michael-w-cho-1274922.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": "San Jose", "state": "CA" }, "headshot_url": "https://lh3.googleusercontent.com/BGj5QOVoNsReXIGDtWoYNsyRzF3TVdT5q2hpYwiVL6cCJt6cq2JrGEUzt26Zx72E7bLUlDYGnAi668htWrGDQI0Ii0P3NRJ3oDE", "licensed_states": [ "CA", "NV" ], "licenses": [ { "state": "CA", "confidence": "confirmed" }, { "state": "NV", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "ko" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2023-06-16", "state": "CA" }, "licensed_since": { "year": 2023, "state": "CA" }, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/michael-w-cho-1274922", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Korean (lender page, verified 2026-10-09)", "Office in San Jose, CA", "Licensed in CA: confirmed with the California Department of Real Estate (license 01977809), verified 2026-10-24", "Earliest state license record: June 16, 2023 (California), per state regulator" ], "canonical_url": "https://lendb.ai/lo/michael-w-cho-1274922", "license_check": { "state": "CA", "confidence": "confirmed", "eligible": true, "label": "Licensed in CA: confirmed with the California Department of Real Estate (license 01977809), verified 2026-10-24", "verified_at": "2026-10-24", "source_url": "https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html" } }, { "rank": 9, "score": 36.5, "loan_officer": { "nmls_id": 2657630, "slug": "romi-chun-2657630", "full_name": "Romi Chun", "canonical_url": "https://lendb.ai/lo/romi-chun-2657630", "json_url": "https://lendb.ai/lo/romi-chun-2657630.json", "lender": { "nmls_id": 1579697, "name": "Oz Gram Investment, Inc.", "slug": "oz-gram-investment-inc-1579697", "canonical_url": "https://lendb.ai/lender/oz-gram-investment-inc-1579697", "type": "other" }, "branch": { "city": "Placentia", "state": "CA" }, "headshot_url": "https://cpslending.com/grs/uploads/profile-images/profile-44-1778797944352-716009927.jpg", "licensed_states": [ "CA" ], "licenses": [ { "state": "CA", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "ko" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2024-12-27", "state": "CA" }, "licensed_since": { "year": 2024, "state": "CA" }, "years_experience": null, "lender_profile_url": "https://cpslending.com/romi/pf", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Korean (lender page, verified 2026-10-26)", "Office in Placentia, CA", "Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI2657630), verified 2026-10-24", "Earliest state license record: December 27, 2024 (California), per state regulator" ], "canonical_url": "https://lendb.ai/lo/romi-chun-2657630", "license_check": { "state": "CA", "confidence": "confirmed", "eligible": true, "label": "Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI2657630), verified 2026-10-24", "verified_at": "2026-10-24", "source_url": "https://dfpi.ca.gov/" } }, { "rank": 10, "score": 36.3, "loan_officer": { "nmls_id": 1746249, "slug": "nuri-oh-1746249", "full_name": "Nuri Oh", "canonical_url": "https://lendb.ai/lo/nuri-oh-1746249", "json_url": "https://lendb.ai/lo/nuri-oh-1746249.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "slug": "chase-399798", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "Cerritos", "state": "CA" }, "headshot_url": "http://a.mktgcdn.com/p/LYLJ32Lej5rjGRV2sFogyssdFUlG2zx5ON-f_vnfDMA/731x1095.jpg", "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "ko" ], "specialties": [ { "slug": "co-op", "evidence": "lender_page_text" }, { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 12, "lender_profile_url": "https://homelendingadvisor.chase.com/ca/cerritos/13223-south-st-hla-1746249", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Korean (lender page, verified 2026-10-19)", "Office in Cerritos, CA", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "States 12 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/nuri-oh-1746249", "license_check": { "state": "CA", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). 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