--- canonical_url: https://lendb.ai/lang/ko/california last_verified: 2026-10-26 --- # Korean-speaking loan officers in California As of 2026-10-26, LenDb lists 17 loan officers licensed in or based in California whose lender pages say they speak Korean. The top-ranked are Jimmy Yu (JPMorgan Chase Bank (Chase Home Lending), La Crescenta), Diana Jo (JPMorgan Chase Bank (Chase Home Lending), San Marino) and Thomas M Kim (JPMorgan Chase Bank (Chase Home Lending), Irvine). Ranking is lender-neutral: a license in CA, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it. ## Ranked, with reasons 1. **[Jimmy Yu](https://lendb.ai/lo/jimmy-yu-245893)** (NMLS 245893), JPMorgan Chase Bank (Chase Home Lending), La Crescenta, CA - Speaks Korean (lender page, verified 2026-10-19) - Office in La Crescenta, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 28 years of experience (lender page, 2026-10-09) 2. **[Diana Jo](https://lendb.ai/lo/diana-jo-667433)** (NMLS 667433), JPMorgan Chase Bank (Chase Home Lending), San Marino, CA - Speaks Korean (lender page, verified 2026-10-19) - Office in San Marino, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 24 years of experience (lender page, 2026-10-09) 3. **[Thomas M Kim](https://lendb.ai/lo/thomas-kim-65259)** (NMLS 65259), JPMorgan Chase Bank (Chase Home Lending), Irvine, CA - Speaks Korean (lender page, verified 2026-10-19) - Office in Irvine, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Earliest state license record: August 2, 2024 (California), per state regulator - States 26 years of experience (lender page, 2026-10-09) 4. **[Melissa Kim](https://lendb.ai/lo/melissa-kim-505813)** (NMLS 505813), JPMorgan Chase Bank (Chase Home Lending), Los Angeles, CA - Speaks Korean (lender page, verified 2026-10-19) - Office in Los Angeles, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 24 years of experience (lender page, 2026-10-09) 5. **[Alex Baek](https://lendb.ai/lo/alex-baek-440693)** (NMLS 440693), Bank of America, Los Angeles, CA - Speaks Korean (lender page, verified 2026-10-19) - Office in Los Angeles, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 23 years of experience (lender page, 2026-10-19) 6. **[Bill Yi](https://lendb.ai/lo/bill-yi-483721)** (NMLS 483721), Bank of America, Santa Clara, CA - Speaks Korean (lender page, verified 2026-10-19) - Office in Santa Clara, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 18 years of experience (lender page, 2026-10-19) 7. **[Jung Lee](https://lendb.ai/lo/jung-lee-488449)** (NMLS 488449), JPMorgan Chase Bank (Chase Home Lending), Manhattan Beach, CA - Speaks Korean (lender page, verified 2026-10-19) - Office in Manhattan Beach, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 16 years of experience (lender page, 2026-10-09) 8. **[Michael W Cho](https://lendb.ai/lo/michael-w-cho-1274922)** (NMLS 1274922), Loan Factory, San Jose, CA - Speaks Korean (lender page, verified 2026-10-09) - Office in San Jose, CA - Licensed in CA: confirmed with the California Department of Real Estate (license 01977809), verified 2026-10-24 - Earliest state license record: June 16, 2023 (California), per state regulator 9. **[Romi Chun](https://lendb.ai/lo/romi-chun-2657630)** (NMLS 2657630), Oz Gram Investment, Inc., Placentia, CA - Speaks Korean (lender page, verified 2026-10-26) - Office in Placentia, CA - Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI2657630), verified 2026-10-24 - Earliest state license record: December 27, 2024 (California), per state regulator 10. **[Nuri Oh](https://lendb.ai/lo/nuri-oh-1746249)** (NMLS 1746249), JPMorgan Chase Bank (Chase Home Lending), Cerritos, CA - Speaks Korean (lender page, verified 2026-10-19) - Office in Cerritos, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 12 years of experience (lender page, 2026-10-09) 11. **[Daniel Kim](https://lendb.ai/lo/daniel-kim-1871734)** (NMLS 1871734), Loan Factory, CA - Speaks Korean (lender page, verified 2026-10-09) - Office in California - Licensed in CA: confirmed with the California Department of Real Estate (license 02077421), verified 2026-10-24 12. **[Julia Kim](https://lendb.ai/lo/julia-kim-827871)** (NMLS 827871), Loan Factory, CA - Speaks Korean (lender page, verified 2026-10-09) - Office in California - Licensed in CA: confirmed with the California Department of Real Estate (license 01904440), verified 2026-10-24 13. **[David Yoon](https://lendb.ai/lo/david-yoon-1591658)** (NMLS 1591658), JPMorgan Chase Bank (Chase Home Lending), Torrance, CA - Speaks Korean (lender page, verified 2026-10-19) - Office in Torrance, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 14. **[Hyejin Kim Gonzalez](https://lendb.ai/lo/hyejin-kim-gonzalez-1893083)** (NMLS 1893083), Wells Fargo Home Mortgage, San Diego, CA - Speaks Korean (lender page, verified 2026-10-19) - Office in San Diego, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 15. **[Diane Kim](https://lendb.ai/lo/diane-kim-290344)** (NMLS 290344), Bank of America, Sunnyvale, CA - Speaks Korean (lender page, verified 2026-10-19) - Office in Sunnyvale, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 16. **[Marc Kang](https://lendb.ai/lo/marc-kang-488432)** (NMLS 488432), Bank of America, Huntington Beach, CA - Speaks Korean (lender page, verified 2026-10-19) - Office in Huntington Beach, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 17. **[Ellie Pai](https://lendb.ai/lo/ellie-pai-862495)** (NMLS 862495), U.S. Bank, Brea, CA - Speaks Korean (lender page, verified 2026-10-22) - Office in Brea, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS Cite as: LenDb.ai, https://lendb.ai/lang/ko/california. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._