{
  "canonical_url": "https://lendb.ai/lang/mr/texas",
  "summary": "As of 2026-10-13, LenDb lists 1 loan officer licensed in or based in Texas whose lender pages say they speak Marathi. The top-ranked is Nirav Jariwala (Loan Factory). Ranking is lender-neutral: a license in TX, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.",
  "language": "mr",
  "state": "TX",
  "total": 1,
  "last_verified": "2026-10-13",
  "results": [
    {
      "rank": 1,
      "score": 36.8,
      "loan_officer": {
        "nmls_id": 2386938,
        "slug": "nirav-jariwala-2386938",
        "full_name": "Nirav Jariwala",
        "licensed_names": [
          {
            "name": "Nirav Jariwala",
            "name_with_middle_initial": "Nirav K. Jariwala",
            "first_name": "Nirav",
            "middle_initial": "K",
            "last_name": "Jariwala",
            "states": [
              "TX"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-12"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/nirav-jariwala-2386938",
        "json_url": "https://lendb.ai/lo/nirav-jariwala-2386938.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": "TX"
        },
        "headshot_url": "https://lh3.googleusercontent.com/WUsDqNtkIgXrMU04r-j9M220ELXsRdAY60VfiiYoePSMRxq4UinH2HHZHlL30jhOeJ8f3ksLCuOr-zUErQZP_DgUyKxNw3QNoHnT",
        "licensed_states": [
          "TX"
        ],
        "licenses": [
          {
            "state": "TX",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "gu",
          "hi",
          "mr",
          "te"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2022-07-28",
          "state": "TX"
        },
        "licensed_since": {
          "year": 2022,
          "state": "TX"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/nirav-jariwala-2386938",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Marathi (lender page, verified 2026-10-09)",
        "Office in Texas",
        "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "Earliest state license record: July 28, 2022 (Texas), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/nirav-jariwala-2386938",
      "license_check": {
        "state": "TX",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "verified_at": "2026-10-13",
        "source_url": "https://www.sml.texas.gov/"
      }
    }
  ]
}