---
canonical_url: https://lendb.ai/lang/ne/kentucky
last_verified: 2026-10-09
---

# Nepali-speaking loan officers in Kentucky

As of 2026-10-09, LenDb lists 4 loan officers licensed in or based in Kentucky whose lender pages say they speak Nepali. The top-ranked are Saurav Chhetri (Loan Factory), Lachu Mon Siwakoti (Loan Factory) and Diwas Adhikari (Loan Factory). Ranking is lender-neutral: a license in KY, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.

## Ranked, with reasons

1. **[Saurav Chhetri](https://lendb.ai/lo/saurav-chhetri-2582069)** (NMLS 2582069), Loan Factory, KY
   - Speaks Nepali (lender page, verified 2026-10-09)
   - Office in Kentucky
   - KY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
2. **[Lachu Mon Siwakoti](https://lendb.ai/lo/lachu-siwakoti-2077921)** (NMLS 2077921), Loan Factory
   - Speaks Nepali (lender page, verified 2026-10-09)
   - KY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: April 16, 2024 (California), per state regulator
3. **[Diwas Adhikari](https://lendb.ai/lo/diwas-adhikari-2292620)** (NMLS 2292620), Loan Factory
   - Speaks Nepali (lender page, verified 2026-10-09)
   - KY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: May 2, 2024 (Iowa), per state regulator
4. **[Dinesh Khatiwoda](https://lendb.ai/lo/dinesh-khatiwoda-2005851)** (NMLS 2005851), Loan Factory
   - Speaks Nepali (lender page, verified 2026-10-09)
   - KY listed on their lender page (not yet checked with the state regulator; verify at NMLS)

Cite as: LenDb.ai, https://lendb.ai/lang/ne/kentucky.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._