{
  "canonical_url": "https://lendb.ai/lang/ne/ohio",
  "summary": "As of 2026-10-09, LenDb lists 7 loan officers licensed in or based in Ohio whose lender pages say they speak Nepali. The top-ranked are Abi Kafley (Loan Factory), Lachu Mon Siwakoti (Loan Factory) and Diwas Adhikari (Loan Factory). Ranking is lender-neutral: a license in OH, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.",
  "language": "ne",
  "state": "OH",
  "total": 7,
  "last_verified": "2026-10-09",
  "results": [
    {
      "rank": 1,
      "score": 31.8,
      "loan_officer": {
        "nmls_id": 1776117,
        "slug": "abi-kafley-1776117",
        "full_name": "Abi Kafley",
        "canonical_url": "https://lendb.ai/lo/abi-kafley-1776117",
        "json_url": "https://lendb.ai/lo/abi-kafley-1776117.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": "OH"
        },
        "headshot_url": "https://lh3.googleusercontent.com/agsvHfRHXpNhXD19sMGNSp1Xl0L0bFUUnNoDeTwG19-WTs3_3ZJpNmIM7Qn99ViKS9NA0Qx_9OcX4ys80xcqbkShZZMrstd4ykANJw",
        "licensed_states": [
          "OH"
        ],
        "licenses": [
          {
            "state": "OH",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "ne"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/abi-kafley-1776117",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Nepali (lender page, verified 2026-10-09)",
        "Office in Ohio",
        "OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)"
      ],
      "canonical_url": "https://lendb.ai/lo/abi-kafley-1776117",
      "license_check": {
        "state": "OH",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.loanfactory.com/mortgage-expert/abi-kafley-1776117"
      }
    },
    {
      "rank": 2,
      "score": 23,
      "loan_officer": {
        "nmls_id": 2077921,
        "slug": "lachu-siwakoti-2077921",
        "full_name": "Lachu Mon Siwakoti",
        "canonical_url": "https://lendb.ai/lo/lachu-siwakoti-2077921",
        "json_url": "https://lendb.ai/lo/lachu-siwakoti-2077921.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://lh3.googleusercontent.com/YKrC68x-0st-KqmtMqkoQzh4SjGy01xy0FbaV-pPIGuU4B2RirtXD2Rxs0bLeY4luDRHMt1l6Jgp3tGN095Yza7mxCkQMuekw3NT",
        "licensed_states": [
          "PA",
          "CA",
          "KY",
          "MD",
          "NC",
          "OH",
          "TN",
          "TX"
        ],
        "licenses": [
          {
            "state": "CA",
            "confidence": "confirmed"
          },
          {
            "state": "KY",
            "confidence": "lender_reported"
          },
          {
            "state": "MD",
            "confidence": "confirmed"
          },
          {
            "state": "NC",
            "confidence": "lender_reported"
          },
          {
            "state": "OH",
            "confidence": "lender_reported"
          },
          {
            "state": "PA",
            "confidence": "confirmed"
          },
          {
            "state": "TN",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "ne"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2024-04-16",
          "state": "CA"
        },
        "licensed_since": {
          "year": 2024,
          "state": "CA"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/lachu-mon-siwakoti-2077921",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Nepali (lender page, verified 2026-10-09)",
        "OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: April 16, 2024 (California), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/lachu-siwakoti-2077921",
      "license_check": {
        "state": "OH",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.loanfactory.com/mortgage-expert/lachu-mon-siwakoti-2077921"
      }
    },
    {
      "rank": 3,
      "score": 23,
      "loan_officer": {
        "nmls_id": 2292620,
        "slug": "diwas-adhikari-2292620",
        "full_name": "Diwas Adhikari",
        "canonical_url": "https://lendb.ai/lo/diwas-adhikari-2292620",
        "json_url": "https://lendb.ai/lo/diwas-adhikari-2292620.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://lh3.googleusercontent.com/uo8rQCrwl8hFV6e3-zxhPmO2PatJHX7ezIJGTutqiHRBnmiUKUQQL57U1jFDKujpFcqHa8hPqS30v6eZHQrq3WyUgzEnlnbhjabn9A",
        "licensed_states": [
          "PA",
          "CA",
          "KY",
          "MN",
          "OH",
          "TX"
        ],
        "licenses": [
          {
            "state": "CA",
            "confidence": "confirmed"
          },
          {
            "state": "KY",
            "confidence": "lender_reported"
          },
          {
            "state": "MN",
            "confidence": "lender_reported"
          },
          {
            "state": "OH",
            "confidence": "lender_reported"
          },
          {
            "state": "PA",
            "confidence": "confirmed"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "ne"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2024-05-02",
          "state": "IA"
        },
        "licensed_since": {
          "year": 2024,
          "state": "IA"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/diwas-adhikari-2292620",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Nepali (lender page, verified 2026-10-09)",
        "OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: May 2, 2024 (Iowa), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/diwas-adhikari-2292620",
      "license_check": {
        "state": "OH",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.loanfactory.com/mortgage-expert/diwas-adhikari-2292620"
      }
    },
    {
      "rank": 4,
      "score": 22.3,
      "loan_officer": {
        "nmls_id": 2074040,
        "slug": "devi-maya-pokhrel-2074040",
        "full_name": "Devi Maya Pokhrel",
        "canonical_url": "https://lendb.ai/lo/devi-maya-pokhrel-2074040",
        "json_url": "https://lendb.ai/lo/devi-maya-pokhrel-2074040.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://lh3.googleusercontent.com/7F1AEE35R7-sYYG-guj5TDGVwuMBvkAtUDdYFXwRpUbl52oWC6DWMmfYWiFpSeMZQ4vDmxR8gG5R5iP4jU_O8DkcrJWSERn92r1d",
        "licensed_states": [
          "CO",
          "IN",
          "MI",
          "OH",
          "PA"
        ],
        "licenses": [
          {
            "state": "CO",
            "confidence": "confirmed"
          },
          {
            "state": "IN",
            "confidence": "lender_reported"
          },
          {
            "state": "MI",
            "confidence": "lender_reported"
          },
          {
            "state": "OH",
            "confidence": "lender_reported"
          },
          {
            "state": "PA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "ne"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2024-08-08",
          "state": "CO"
        },
        "licensed_since": {
          "year": 2024,
          "state": "CO"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/devi-maya-pokhrel-2074040",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Nepali (lender page, verified 2026-10-09)",
        "OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: August 8, 2024 (Colorado), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/devi-maya-pokhrel-2074040",
      "license_check": {
        "state": "OH",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.loanfactory.com/mortgage-expert/devi-maya-pokhrel-2074040"
      }
    },
    {
      "rank": 5,
      "score": 22.3,
      "loan_officer": {
        "nmls_id": 2416598,
        "slug": "sudarshan-oli-2416598",
        "full_name": "Sudarshan Oli",
        "canonical_url": "https://lendb.ai/lo/sudarshan-oli-2416598",
        "json_url": "https://lendb.ai/lo/sudarshan-oli-2416598.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://lh3.googleusercontent.com/ewXPMSiUz0gnfQZMe_AbiGcD64yp-wXvPSN9iJJbdoYSYw5_x8uaAWPKtNSnwXGpm80UWCbbg2OsGF3LTX57ZUDhnSd9lEZW1RdevQ",
        "licensed_states": [
          "CA",
          "OH",
          "TX",
          "VA"
        ],
        "licenses": [
          {
            "state": "CA",
            "confidence": "confirmed"
          },
          {
            "state": "OH",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "ne",
          "ur"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2024-05-14",
          "state": "CA"
        },
        "licensed_since": {
          "year": 2024,
          "state": "CA"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/sudarshan-oli-2416598",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Nepali (lender page, verified 2026-10-09)",
        "OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: May 14, 2024 (California), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/sudarshan-oli-2416598",
      "license_check": {
        "state": "OH",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.loanfactory.com/mortgage-expert/sudarshan-oli-2416598"
      }
    },
    {
      "rank": 6,
      "score": 22.3,
      "loan_officer": {
        "nmls_id": 2528620,
        "slug": "prashanna-sangroula-2528620",
        "full_name": "Prashanna Sangroula",
        "canonical_url": "https://lendb.ai/lo/prashanna-sangroula-2528620",
        "json_url": "https://lendb.ai/lo/prashanna-sangroula-2528620.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://lh3.googleusercontent.com/zz7dHeKuU5r1paKPLWpvBCxIbE7s2WVV2aS0EJoY4oKtWT9OOMkYLIT35Fz1idNiWBU3jRaXqs27x5WMEfXiGojDYYk2A58H9Jk",
        "licensed_states": [
          "FL",
          "PA",
          "DC",
          "GA",
          "IN",
          "MA",
          "MD",
          "NC",
          "NH",
          "OH",
          "VA",
          "WA"
        ],
        "licenses": [
          {
            "state": "DC",
            "confidence": "lender_reported"
          },
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "GA",
            "confidence": "lender_reported"
          },
          {
            "state": "IN",
            "confidence": "lender_reported"
          },
          {
            "state": "MA",
            "confidence": "confirmed"
          },
          {
            "state": "MD",
            "confidence": "confirmed"
          },
          {
            "state": "NC",
            "confidence": "lender_reported"
          },
          {
            "state": "NH",
            "confidence": "lender_reported"
          },
          {
            "state": "OH",
            "confidence": "lender_reported"
          },
          {
            "state": "PA",
            "confidence": "confirmed"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
          },
          {
            "state": "WA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "ne",
          "ur"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2024-09-18",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2024,
          "state": "FL"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/prashanna-sangroula-2528620",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Nepali (lender page, verified 2026-10-09)",
        "OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: September 18, 2024 (Florida), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/prashanna-sangroula-2528620",
      "license_check": {
        "state": "OH",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.loanfactory.com/mortgage-expert/prashanna-sangroula-2528620"
      }
    },
    {
      "rank": 7,
      "score": 21.3,
      "loan_officer": {
        "nmls_id": 2005851,
        "slug": "dinesh-khatiwoda-2005851",
        "full_name": "Dinesh Khatiwoda",
        "canonical_url": "https://lendb.ai/lo/dinesh-khatiwoda-2005851",
        "json_url": "https://lendb.ai/lo/dinesh-khatiwoda-2005851.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://lh3.googleusercontent.com/_QmWsasu6ehh8dAOdjxB9DUbDtYjTac9nWDMkK345YJlxB-WInGbw3unCNpMZ6Yf_ZcfgH0ilfo7V_SQ-BgLa3yIa2ZRCH0t3PY",
        "licensed_states": [
          "KY",
          "MD",
          "OH",
          "VA"
        ],
        "licenses": [
          {
            "state": "KY",
            "confidence": "lender_reported"
          },
          {
            "state": "MD",
            "confidence": "confirmed"
          },
          {
            "state": "OH",
            "confidence": "lender_reported"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "ne"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/dinesh-khatiwoda-2005851",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Nepali (lender page, verified 2026-10-09)",
        "OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)"
      ],
      "canonical_url": "https://lendb.ai/lo/dinesh-khatiwoda-2005851",
      "license_check": {
        "state": "OH",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.loanfactory.com/mortgage-expert/dinesh-khatiwoda-2005851"
      }
    }
  ]
}