---
canonical_url: https://lendb.ai/lang/ne/texas
last_verified: 2026-10-13
---

# Nepali-speaking loan officers in Texas

As of 2026-10-13, LenDb lists 2 loan officers licensed in or based in Texas whose lender pages say they speak Nepali. The top-ranked are Gopal Gartaula (Loan Factory) and Pawan Paudel Upadhaya (Loan Factory). Ranking is lender-neutral: a license in TX, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.

## Ranked, with reasons

1. **[Gopal Gartaula](https://lendb.ai/lo/gopal-gartaula-1767130)** (NMLS 1767130), Loan Factory, TX
   - Speaks Nepali (lender page, verified 2026-10-09)
   - Office in Texas
   - Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13
   - Earliest state license record: June 13, 2019 (Texas), per state regulator
2. **[Pawan Paudel Upadhaya](https://lendb.ai/lo/pawan-paudel-upadhaya-2711090)** (NMLS 2711090), Loan Factory, TX
   - Speaks Nepali (lender page, verified 2026-10-09)
   - Office in Texas
   - Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13
   - Earliest state license record: March 18, 2026 (Texas), per state regulator

Cite as: LenDb.ai, https://lendb.ai/lang/ne/texas.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._