---
canonical_url: https://lendb.ai/lang/pa/north-carolina
last_verified: 2026-10-15
---

# Punjabi-speaking loan officers in North Carolina

As of 2026-10-15, LenDb lists 2 loan officers licensed in or based in North Carolina whose lender pages say they speak Punjabi. The top-ranked are Navjot Kaur (Loan Factory) and Sita Gurung (ENSURE HOME LOANS LLC). Ranking is lender-neutral: a license in NC, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.

## Ranked, with reasons

1. **[Navjot Kaur](https://lendb.ai/lo/navjot-kaur-2576902)** (NMLS 2576902), Loan Factory
   - Speaks Punjabi (lender page, verified 2026-10-09)
   - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: July 17, 2024 (Florida), per state regulator
   - States 5 years of experience (lender page, 2026-10-09)
2. **[Sita Gurung](https://lendb.ai/lo/sita-gurung-2041333)** (NMLS 2041333), ENSURE HOME LOANS LLC
   - Speaks Punjabi (lender page, verified 2026-10-15)
   - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: March 24, 2023 (California), per state regulator

Cite as: LenDb.ai, https://lendb.ai/lang/pa/north-carolina.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._