{
  "canonical_url": "https://lendb.ai/lang/pl/illinois",
  "summary": "As of 2026-10-21, LenDb lists 6 loan officers licensed in or based in Illinois whose lender pages say they speak Polish. The top-ranked are Anita Janiszewski (JPMorgan Chase Bank (Chase Home Lending), Norridge), Krystyna Wielocha (BMO Bank, Naperville) and Magdalena Skoczen (JPMorgan Chase Bank (Chase Home Lending), Lemont). Ranking is lender-neutral: a license in IL, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.",
  "language": "pl",
  "state": "IL",
  "total": 6,
  "last_verified": "2026-10-21",
  "results": [
    {
      "rank": 1,
      "score": 41,
      "loan_officer": {
        "nmls_id": 574990,
        "slug": "anita-janiszewski-574990",
        "full_name": "Anita Janiszewski",
        "canonical_url": "https://lendb.ai/lo/anita-janiszewski-574990",
        "json_url": "https://lendb.ai/lo/anita-janiszewski-574990.json",
        "lender": {
          "nmls_id": 399798,
          "name": "JPMorgan Chase Bank (Chase Home Lending)",
          "slug": "chase-399798",
          "canonical_url": "https://lendb.ai/lender/chase-399798",
          "type": "bank"
        },
        "branch": {
          "city": "Norridge",
          "state": "IL"
        },
        "headshot_url": "http://a.mktgcdn.com/p/4VbB9hu4rA6j_KezYLh8ksWwTUpGL242pl1wDpzoXmI/601x900.jpg",
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
          "pl"
        ],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": 20,
        "lender_profile_url": "https://homelendingadvisor.chase.com/il/norridge/4223-n-harlem-ave-hla-574990",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Polish (lender page, verified 2026-10-19)",
        "Office in Norridge, IL",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "States 20 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/anita-janiszewski-574990",
      "license_check": {
        "state": "IL",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-19",
        "source_url": null
      }
    },
    {
      "rank": 2,
      "score": 40.3,
      "loan_officer": {
        "nmls_id": 577051,
        "slug": "krystyna-wielocha-577051",
        "full_name": "Krystyna Wielocha",
        "canonical_url": "https://lendb.ai/lo/krystyna-wielocha-577051",
        "json_url": "https://lendb.ai/lo/krystyna-wielocha-577051.json",
        "lender": {
          "nmls_id": 401052,
          "name": "BMO Bank",
          "slug": "bmo-bank-401052",
          "canonical_url": "https://lendb.ai/lender/bmo-bank-401052",
          "type": "bank"
        },
        "branch": {
          "city": "Naperville",
          "state": "IL"
        },
        "headshot_url": null,
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
          "en",
          "pl"
        ],
        "specialties": [
          {
            "slug": "physician",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [
          "construction",
          "fha",
          "jumbo",
          "va"
        ],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": 20,
        "lender_profile_url": "https://usmortgagebanker.bmo.com/il/naperville/kw-577051/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Polish (lender page, verified 2026-10-21)",
        "Office in Naperville, IL",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "States 20 years of experience (lender page, 2026-10-21)"
      ],
      "canonical_url": "https://lendb.ai/lo/krystyna-wielocha-577051",
      "license_check": {
        "state": "IL",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-21",
        "source_url": null
      }
    },
    {
      "rank": 3,
      "score": 34.5,
      "loan_officer": {
        "nmls_id": 2033665,
        "slug": "magdalena-skoczen-2033665",
        "full_name": "Magdalena Skoczen",
        "canonical_url": "https://lendb.ai/lo/magdalena-skoczen-2033665",
        "json_url": "https://lendb.ai/lo/magdalena-skoczen-2033665.json",
        "lender": {
          "nmls_id": 399798,
          "name": "JPMorgan Chase Bank (Chase Home Lending)",
          "slug": "chase-399798",
          "canonical_url": "https://lendb.ai/lender/chase-399798",
          "type": "bank"
        },
        "branch": {
          "city": "Lemont",
          "state": "IL"
        },
        "headshot_url": "http://a.mktgcdn.com/p/EOzcQdZKqk2mZD3iIP0ROeBl-bFte5aYTxPW6aoZpdY/723x1083.jpg",
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
          "pl"
        ],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "vacation-home",
            "evidence": "lender_page_text"
          },
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": 7,
        "lender_profile_url": "https://homelendingadvisor.chase.com/il/lemont/1132-state-st-hla-2033665",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Polish (lender page, verified 2026-10-19)",
        "Office in Lemont, IL",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "States 7 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/magdalena-skoczen-2033665",
      "license_check": {
        "state": "IL",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-19",
        "source_url": null
      }
    },
    {
      "rank": 4,
      "score": 30,
      "loan_officer": {
        "nmls_id": 559671,
        "slug": "john-sudol-559671",
        "full_name": "John Sudol",
        "canonical_url": "https://lendb.ai/lo/john-sudol-559671",
        "json_url": "https://lendb.ai/lo/john-sudol-559671.json",
        "lender": {
          "nmls_id": 399802,
          "name": "Bank of America",
          "slug": "bank-of-america-399802",
          "canonical_url": "https://lendb.ai/lender/bank-of-america-399802",
          "type": "bank"
        },
        "branch": {
          "city": "Schaumburg",
          "state": "IL"
        },
        "headshot_url": "https://images.em.bankofamerica.com/AMP/C2198734-7BF8-493D-B647-F206969671AB.jpg",
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
          "pl"
        ],
        "specialties": [],
        "lender_offers": [
          "down-payment-assistance",
          "fha",
          "first-time-buyer",
          "heloc",
          "jumbo",
          "physician",
          "va"
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://mortgage.bankofamerica.com/johnsudol",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Polish (lender page, verified 2026-10-19)",
        "Office in Schaumburg, IL",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS"
      ],
      "canonical_url": "https://lendb.ai/lo/john-sudol-559671",
      "license_check": {
        "state": "IL",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-19",
        "source_url": null
      }
    },
    {
      "rank": 5,
      "score": 30,
      "loan_officer": {
        "nmls_id": 574969,
        "slug": "mark-mariusz-jackiewicz-574969",
        "full_name": "Mark (Mariusz) Jackiewicz",
        "canonical_url": "https://lendb.ai/lo/mark-mariusz-jackiewicz-574969",
        "json_url": "https://lendb.ai/lo/mark-mariusz-jackiewicz-574969.json",
        "lender": {
          "nmls_id": 399802,
          "name": "Bank of America",
          "slug": "bank-of-america-399802",
          "canonical_url": "https://lendb.ai/lender/bank-of-america-399802",
          "type": "bank"
        },
        "branch": {
          "city": "Norridge",
          "state": "IL"
        },
        "headshot_url": "https://images.em.bankofamerica.com/AMP/33183B60-07B5-4633-B564-C0502E50FA4A.jpg",
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
          "pl"
        ],
        "specialties": [],
        "lender_offers": [
          "down-payment-assistance",
          "fha",
          "first-time-buyer",
          "heloc",
          "jumbo",
          "physician",
          "va"
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://mortgage.bankofamerica.com/mark-jackiewicz",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Polish (lender page, verified 2026-10-19)",
        "Office in Norridge, IL",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS"
      ],
      "canonical_url": "https://lendb.ai/lo/mark-mariusz-jackiewicz-574969",
      "license_check": {
        "state": "IL",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-19",
        "source_url": null
      }
    },
    {
      "rank": 6,
      "score": 29.3,
      "loan_officer": {
        "nmls_id": 224176,
        "slug": "evona-okaz-224176",
        "full_name": "Evona Okaz",
        "canonical_url": "https://lendb.ai/lo/evona-okaz-224176",
        "json_url": "https://lendb.ai/lo/evona-okaz-224176.json",
        "lender": {
          "nmls_id": 399802,
          "name": "Bank of America",
          "slug": "bank-of-america-399802",
          "canonical_url": "https://lendb.ai/lender/bank-of-america-399802",
          "type": "bank"
        },
        "branch": {
          "city": "Chicago",
          "state": "IL"
        },
        "headshot_url": null,
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
          "pl"
        ],
        "specialties": [],
        "lender_offers": [
          "down-payment-assistance",
          "fha",
          "first-time-buyer",
          "heloc",
          "jumbo",
          "physician",
          "va"
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://mortgage.bankofamerica.com/evona-okaz",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Polish (lender page, verified 2026-10-19)",
        "Office in Chicago, IL",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS"
      ],
      "canonical_url": "https://lendb.ai/lo/evona-okaz-224176",
      "license_check": {
        "state": "IL",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-19",
        "source_url": null
      }
    }
  ]
}