{
  "canonical_url": "https://lendb.ai/lang/pl/texas",
  "summary": "As of 2026-10-13, LenDb lists 1 loan officer licensed in or based in Texas whose lender pages say they speak Polish. The top-ranked is Dorota Malecka (Loan Factory). Ranking is lender-neutral: a license in TX, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.",
  "language": "pl",
  "state": "TX",
  "total": 1,
  "last_verified": "2026-10-13",
  "results": [
    {
      "rank": 1,
      "score": 36.8,
      "loan_officer": {
        "nmls_id": 1798015,
        "slug": "dorota-malecka-1798015",
        "full_name": "Dorota Malecka",
        "licensed_names": [
          {
            "name": "Dorota Malecka Janas",
            "name_with_middle_initial": null,
            "first_name": "Dorota",
            "middle_initial": null,
            "last_name": "Malecka Janas",
            "states": [
              "NY"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-13"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/dorota-malecka-1798015",
        "json_url": "https://lendb.ai/lo/dorota-malecka-1798015.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": "TX"
        },
        "headshot_url": "https://lh3.googleusercontent.com/KBxX8nDKPBY3n66kJuhfkjgIvH-N66IqVq3WK5IRPaBJJIwBXeWuNw_4WrswcNRYrww4brBClFVf2KQFVUevzpOSl9fJOZsbBbw",
        "licensed_states": [
          "FL",
          "TX",
          "NY"
        ],
        "licenses": [
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "NY",
            "confidence": "confirmed"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "pl"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2022-06-14",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2022,
          "state": "FL"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/dorota-malecka-1798015",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Polish (lender page, verified 2026-10-09)",
        "Office in Texas",
        "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "Earliest state license record: June 14, 2022 (Florida), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/dorota-malecka-1798015",
      "license_check": {
        "state": "TX",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "verified_at": "2026-10-13",
        "source_url": "https://www.sml.texas.gov/"
      }
    }
  ]
}