{
  "canonical_url": "https://lendb.ai/lang/pt/california",
  "summary": "As of 2026-10-24, LenDb lists 2 loan officers licensed in or based in California whose lender pages say they speak Portuguese. The top-ranked are Alessandra Pereira (Loan Factory) and Sandra Luevano (Bank of America, Whittier). Ranking is lender-neutral: a license in CA, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.",
  "language": "pt",
  "state": "CA",
  "total": 2,
  "last_verified": "2026-10-24",
  "results": [
    {
      "rank": 1,
      "score": 46,
      "loan_officer": {
        "nmls_id": 302130,
        "slug": "alessandra-pereira-johnson-302130",
        "full_name": "Alessandra Pereira",
        "licensed_names": [
          {
            "name": "Alessandra Pereira Johnson",
            "name_with_middle_initial": null,
            "first_name": "Alessandra",
            "middle_initial": null,
            "last_name": "Pereira Johnson",
            "states": [
              "CA",
              "FL"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-22"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/alessandra-pereira-johnson-302130",
        "json_url": "https://lendb.ai/lo/alessandra-pereira-johnson-302130.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": "CA"
        },
        "headshot_url": "https://lh3.googleusercontent.com/6hbL2yo9WHW1ImhntgVCClF6v4CPCXMc72aDYEShzDLEh9q4h1BorxNT42km7xRlg-skgVq9cZWjTvsig1tDNC2Dt3MzcgzOa1bV",
        "licensed_states": [
          "FL",
          "CA"
        ],
        "licenses": [
          {
            "state": "CA",
            "confidence": "confirmed"
          },
          {
            "state": "FL",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "pt"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2025-05-22",
          "state": "CA"
        },
        "licensed_since": {
          "year": 2025,
          "state": "CA"
        },
        "years_experience": 20,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/alessandra-pereira-302130",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Portuguese (lender page, verified 2026-10-09)",
        "Office in California",
        "Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI302130), verified 2026-10-24",
        "Earliest state license record: May 22, 2025 (California), per state regulator",
        "States 20 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/alessandra-pereira-johnson-302130",
      "license_check": {
        "state": "CA",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI302130), verified 2026-10-24",
        "verified_at": "2026-10-24",
        "source_url": "https://dfpi.ca.gov/"
      }
    },
    {
      "rank": 2,
      "score": 29.3,
      "loan_officer": {
        "nmls_id": 455558,
        "slug": "sandra-luevano-455558",
        "full_name": "Sandra Luevano",
        "canonical_url": "https://lendb.ai/lo/sandra-luevano-455558",
        "json_url": "https://lendb.ai/lo/sandra-luevano-455558.json",
        "lender": {
          "nmls_id": 399802,
          "name": "Bank of America",
          "slug": "bank-of-america-399802",
          "canonical_url": "https://lendb.ai/lender/bank-of-america-399802",
          "type": "bank"
        },
        "branch": {
          "city": "Whittier",
          "state": "CA"
        },
        "headshot_url": null,
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
          "pt"
        ],
        "specialties": [],
        "lender_offers": [
          "down-payment-assistance",
          "fha",
          "first-time-buyer",
          "heloc",
          "jumbo",
          "physician",
          "va"
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://mortgage.bankofamerica.com/sandra-c-luevano",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Portuguese (lender page, verified 2026-10-19)",
        "Office in Whittier, CA",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS"
      ],
      "canonical_url": "https://lendb.ai/lo/sandra-luevano-455558",
      "license_check": {
        "state": "CA",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-19",
        "source_url": null
      }
    }
  ]
}