{
  "canonical_url": "https://lendb.ai/lang/ro/california",
  "summary": "As of 2026-10-19, LenDb lists 1 loan officer licensed in or based in California whose lender pages say they speak Romanian. The top-ranked is Serge Jenic (Wells Fargo Home Mortgage, Irvine). Ranking is lender-neutral: a license in CA, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.",
  "language": "ro",
  "state": "CA",
  "total": 1,
  "last_verified": "2026-10-19",
  "results": [
    {
      "rank": 1,
      "score": 30.5,
      "loan_officer": {
        "nmls_id": 1065565,
        "slug": "serge-jenic-1065565",
        "full_name": "Serge Jenic",
        "canonical_url": "https://lendb.ai/lo/serge-jenic-1065565",
        "json_url": "https://lendb.ai/lo/serge-jenic-1065565.json",
        "lender": {
          "nmls_id": 399801,
          "name": "Wells Fargo Home Mortgage",
          "slug": "wells-fargo-399801",
          "canonical_url": "https://lendb.ai/lender/wells-fargo-399801",
          "type": "bank"
        },
        "branch": {
          "city": "Irvine",
          "state": "CA"
        },
        "headshot_url": "https://dynl.mktgcdn.com/p/5-VhgCTWudcbC51NqzZMGWtdFa4a2pcImQTF_gewBLQ/600x450.jpg",
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
          "bs",
          "ro",
          "sr"
        ],
        "specialties": [],
        "lender_offers": [
          "down-payment-assistance",
          "fha",
          "first-time-buyer",
          "jumbo",
          "va"
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://homeloans.wellsfargo.com/mortgage/ca/irvine/serge-jenic",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Romanian (lender page, verified 2026-10-19)",
        "Office in Irvine, CA",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS"
      ],
      "canonical_url": "https://lendb.ai/lo/serge-jenic-1065565",
      "license_check": {
        "state": "CA",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-19",
        "source_url": null
      }
    }
  ]
}