{ "canonical_url": "https://lendb.ai/lang/ru/illinois", "summary": "As of 2026-10-28, LenDb lists 6 loan officers licensed in or based in Illinois whose lender pages say they speak Russian. The top-ranked are Alex Margulis (CrossCountry Mortgage, Chicago), Daniel Shenderovich (JPMorgan Chase Bank (Chase Home Lending), Niles) and Steve Kantorov (JPMorgan Chase Bank (Chase Home Lending), Buffalo Grove). Ranking is lender-neutral: a license in IL, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.", "language": "ru", "state": "IL", "total": 6, "last_verified": "2026-10-28", "results": [ { "rank": 1, "score": 45.5, "loan_officer": { "nmls_id": 192878, "slug": "alexander-margulis-192878", "full_name": "Alex Margulis", "licensed_names": [ { "name": "Alexander Margulis", "name_with_middle_initial": null, "first_name": "Alexander", "middle_initial": null, "last_name": "Margulis", "states": [ "CA", "CT", "FL", "IA", "MA", "MD", "MO", "OR", "TX", "WI" ], "source": "state_regulator", "as_of": "2026-10-26" } ], "canonical_url": "https://lendb.ai/lo/alexander-margulis-192878", "json_url": "https://lendb.ai/lo/alexander-margulis-192878.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "slug": "crosscountry-mortgage-3029", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Chicago", "state": "IL" }, "headshot_url": "https://thevault.ccm.com/m/132ec40966fc231a/Website-7101_Margulis_192878.jpg", "licensed_states": [ "FL", "CT", "TX", "AZ", "CA", "CO", "DC", "GA", "IA", "IL", "IN", "KS", "KY", "MA", "MD", "ME", "MI", "MN", "MO", "NJ", "NV", "OH", "OR", "PA", "SC", "TN", "VA", "WA", "WI" ], "licenses": [ { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "confirmed" }, { "state": "CO", "confidence": "lender_reported" }, { "state": "CT", "confidence": "confirmed" }, { "state": "DC", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IA", "confidence": "confirmed" }, { "state": "IL", "confidence": "confirmed" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "KS", "confidence": "lender_reported" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "MA", "confidence": "confirmed" }, { "state": "MD", "confidence": "confirmed" }, { "state": "ME", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "MO", "confidence": "confirmed" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "NV", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OR", "confidence": "confirmed" }, { "state": "PA", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" }, { "state": "WI", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "en", "ru" ], "specialties": [ { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" } ], "lender_offers": [ "condo", "condo-non-warrantable", "construction", "dscr", "fha", "first-time-buyer", "heloc", "investor", "non-qm", "physician", "refinance", "renovation", "reverse", "rural", "self-employed", "usda", "va" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2006-11-21", "state": "IL" }, "licensed_since": { "year": 2006, "state": "IL" }, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/chicago-il-7101/alexander-margulis/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Russian (lender page, verified 2026-10-09)", "Office in Chicago, IL", "Licensed in IL: confirmed with the Illinois regulator (license 31.0019230), verified 2026-10-28", "Earliest state license record: November 21, 2006 (Illinois), per state regulator" ], "canonical_url": "https://lendb.ai/lo/alexander-margulis-192878", "license_check": { "state": "IL", "confidence": "confirmed", "eligible": true, "label": "Licensed in IL: confirmed with the Illinois regulator (license 31.0019230), verified 2026-10-28", "verified_at": "2026-10-28", "source_url": "https://idfpr.illinois.gov/banks/resfin.html" } }, { "rank": 2, "score": 41, "loan_officer": { "nmls_id": 228992, "slug": "daniel-shenderovich-228992", "full_name": "Daniel Shenderovich", "canonical_url": "https://lendb.ai/lo/daniel-shenderovich-228992", "json_url": "https://lendb.ai/lo/daniel-shenderovich-228992.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "slug": "chase-399798", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "Niles", "state": "IL" }, "headshot_url": "http://a.mktgcdn.com/p/dGyL6qESglf5jvoWqK5g4a_QYkdW9fmvzrobGDraNaU/834x1250.jpg", "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "ru" ], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 20, "lender_profile_url": "https://homelendingadvisor.chase.com/il/niles/9300-n-milwaukee-ave-hla-228992", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Russian (lender page, verified 2026-10-19)", "Office in Niles, IL", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/daniel-shenderovich-228992", "license_check": { "state": "IL", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-19", "source_url": null } }, { "rank": 3, "score": 38, "loan_officer": { "nmls_id": 218336, "slug": "steve-kantorov-218336", "full_name": "Steve Kantorov", "canonical_url": "https://lendb.ai/lo/steve-kantorov-218336", "json_url": "https://lendb.ai/lo/steve-kantorov-218336.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "slug": "chase-399798", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "Buffalo Grove", "state": "IL" }, "headshot_url": "http://a.mktgcdn.com/p/qk4zQ2TKYpJt7vjHRoX3aCKqMkhcxzTI1DK2vthPj98/1937x1937.jpg", "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "ru" ], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 14, "lender_profile_url": "https://homelendingadvisor.chase.com/il/buffalo-grove/1525-deerfield-pkwy-hla-218336", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Russian (lender page, verified 2026-10-19)", "Office in Buffalo Grove, IL", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "States 14 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/steve-kantorov-218336", "license_check": { "state": "IL", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-19", "source_url": null } }, { "rank": 4, "score": 36, "loan_officer": { "nmls_id": 2702569, "slug": "natalia-putilova-2702569", "full_name": "Natalia Putilova", "canonical_url": "https://lendb.ai/lo/natalia-putilova-2702569", "json_url": "https://lendb.ai/lo/natalia-putilova-2702569.json", "lender": { "nmls_id": 19291, "name": "A & N Mortgage Services, Inc.", "slug": "a-n-mortgage-services-inc-19291", "canonical_url": "https://lendb.ai/lender/a-n-mortgage-services-inc-19291", "type": "imb" }, "branch": { "city": "Chicago", "state": "IL" }, "headshot_url": "https://cdn.prod.website-files.com/66a92bf960db8452e4abee90/697ba21937383ea28a5bb501_2L-DfwfPK6WbzdmELEVu3EqvPCxGyWWaPcBpyS6gEAY.jpeg", "licensed_states": [ "IL" ], "licenses": [ { "state": "IL", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "en", "ru" ], "specialties": [ { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2025-10-17", "state": "IL" }, "licensed_since": { "year": 2025, "state": "IL" }, "years_experience": null, "lender_profile_url": "https://www.anmtg.com/mlo/natalia-putilova", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Russian (lender page, verified 2026-10-21)", "Office in Chicago, IL", "Licensed in IL: confirmed with the Illinois regulator (license 31.0091913), verified 2026-10-28", "Earliest state license record: October 17, 2025 (Illinois), per state regulator" ], "canonical_url": "https://lendb.ai/lo/natalia-putilova-2702569", "license_check": { "state": "IL", "confidence": "confirmed", "eligible": true, "label": "Licensed in IL: confirmed with the Illinois regulator (license 31.0091913), verified 2026-10-28", "verified_at": "2026-10-28", "source_url": "https://idfpr.illinois.gov/banks/resfin.html" } }, { "rank": 5, "score": 30.3, "loan_officer": { "nmls_id": 1948626, "slug": "ruslan-raskin-1948626", "full_name": "Ruslan Raskin", "canonical_url": "https://lendb.ai/lo/ruslan-raskin-1948626", "json_url": "https://lendb.ai/lo/ruslan-raskin-1948626.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "slug": "chase-399798", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "Lake Forest", "state": "IL" }, "headshot_url": null, "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "ru" ], "specialties": [ { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" } ], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://homelendingadvisor.chase.com/il/lake-forest/300-e-illinois-rd-hla-1948626", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Russian (lender page, verified 2026-10-19)", "Office in Lake Forest, IL", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS" ], "canonical_url": "https://lendb.ai/lo/ruslan-raskin-1948626", "license_check": { "state": "IL", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-19", "source_url": null } }, { "rank": 6, "score": 30, "loan_officer": { "nmls_id": 560109, "slug": "julia-melkova-560109", "full_name": "Julia Melkova", "canonical_url": "https://lendb.ai/lo/julia-melkova-560109", "json_url": "https://lendb.ai/lo/julia-melkova-560109.json", "lender": { "nmls_id": 399802, "name": "Bank of America", "slug": "bank-of-america-399802", "canonical_url": "https://lendb.ai/lender/bank-of-america-399802", "type": "bank" }, "branch": { "city": "Buffalo Grove", "state": "IL" }, "headshot_url": "https://images.em.bankofamerica.com/AMP/6A1D7467-AC90-4F2D-B5A2-53839C77BFC0.jpg", "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "ru" ], "specialties": [], "lender_offers": [ "down-payment-assistance", "fha", "first-time-buyer", "heloc", "jumbo", "physician", "va" ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://mortgage.bankofamerica.com/juliamelkova", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Russian (lender page, verified 2026-10-19)", "Office in Buffalo Grove, IL", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS" ], "canonical_url": "https://lendb.ai/lo/julia-melkova-560109", "license_check": { "state": "IL", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-19", "source_url": null } } ] }