---
canonical_url: https://lendb.ai/lang/ru/tennessee
last_verified: 2026-10-20
---

# Russian-speaking loan officers in Tennessee

As of 2026-10-20, LenDb lists 2 loan officers licensed in or based in Tennessee whose lender pages say they speak Russian. The top-ranked are Alex Margulis (CrossCountry Mortgage, Chicago) and Kristina Melnik (Churchill Mortgage, Roseville). Ranking is lender-neutral: a license in TN, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.

## Ranked, with reasons

1. **[Alex Margulis](https://lendb.ai/lo/alexander-margulis-192878)** (NMLS 192878), CrossCountry Mortgage, Chicago, IL
   - Speaks Russian (lender page, verified 2026-10-09)
   - TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: November 21, 2006 (Illinois), per state regulator
2. **[Kristina Melnik](https://lendb.ai/lo/kvitoslava-melnik-2316172)** (NMLS 2316172), Churchill Mortgage, Roseville, CA
   - Speaks Russian (lender page, verified 2026-10-20)
   - TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: August 3, 2022 (California), per state regulator

Cite as: LenDb.ai, https://lendb.ai/lang/ru/tennessee.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._