{ "canonical_url": "https://lendb.ai/lang/ta/arizona", "summary": "As of 2026-10-15, LenDb lists 4 loan officers licensed in or based in Arizona whose lender pages say they speak Tamil. The top-ranked are Saran Mandhadapu (Loan Factory), Kiran Vedantam (Loan Factory) and Sowmya Hullivana Nanjaiah (ENSURE HOME LOANS LLC). Ranking is lender-neutral: a license in AZ, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.", "language": "ta", "state": "AZ", "total": 4, "last_verified": "2026-10-15", "results": [ { "rank": 1, "score": 24.5, "loan_officer": { "nmls_id": 2417126, "slug": "saran-mandhadapu-2417126", "full_name": "Saran Mandhadapu", "licensed_names": [ { "name": "Saran Mandhadapu", "name_with_middle_initial": "Saran K. Mandhadapu", "first_name": "Saran", "middle_initial": "K", "last_name": "Mandhadapu", "states": [ "FL", "MD", "PA", "TX" ], "source": "state_regulator", "as_of": "2026-10-26" } ], "canonical_url": "https://lendb.ai/lo/saran-mandhadapu-2417126", "json_url": "https://lendb.ai/lo/saran-mandhadapu-2417126.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/kc_F5bzYuyNLyx5eehvDJjx9ZkUpFspQKfgkAAt4HTYZgAgtbC9Ag5n0et8IFZ0-3SZXfgy0GYUmUk4eagXsk4su_8Fte1Mkc-dKjQ", "licensed_states": [ "FL", "PA", "AZ", "MD", "MI", "MN", "OH", "TX", "VA", "WA" ], "licenses": [ { "state": "AZ", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "MD", "confidence": "confirmed" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "PA", "confidence": "confirmed" }, { "state": "TX", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "ta", "te" ], "specialties": [ { "slug": "dscr", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" } ], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2022-12-19", "state": "FL" }, "licensed_since": { "year": 2022, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/saran-mandhadapu-2417126", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Tamil (lender page, verified 2026-10-09)", "AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: December 19, 2022 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/saran-mandhadapu-2417126", "license_check": { "state": "AZ", "confidence": "lender_reported", "eligible": true, "label": "AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/saran-mandhadapu-2417126" } }, { "rank": 2, "score": 22.8, "loan_officer": { "nmls_id": 1058096, "slug": "kiran-vedantam-1058096", "full_name": "Kiran Vedantam", "licensed_names": [ { "name": "Kiran Vedantam", "name_with_middle_initial": "Kiran V. Vedantam", "first_name": "Kiran", "middle_initial": "V", "last_name": "Vedantam", "states": [ "CA", "FL", "OR", "TX" ], "source": "state_regulator", "as_of": "2026-10-22" } ], "canonical_url": "https://lendb.ai/lo/kiran-vedantam-1058096", "json_url": "https://lendb.ai/lo/kiran-vedantam-1058096.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/XsjWTppBWBCkSGwMI02Pa5loKvprD-kXIQq5b9Uia69P3QHjD7C3k74ndMW8URVaQYx1D_vOBGTOtWB3PmIxGx3_fjh4xB3EDWXp", "licensed_states": [ "FL", "AZ", "OR", "TX" ], "licenses": [ { "state": "AZ", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "OR", "confidence": "confirmed" }, { "state": "TX", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "bn", "en", "gu", "hi", "mr", "ne", "pa", "ta", "te", "ur" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2023-07-20", "state": "TX" }, "licensed_since": { "year": 2023, "state": "TX" }, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/kiran-vedantam-1058096", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Tamil (lender page, verified 2026-10-09)", "AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: July 20, 2023 (Texas), per state regulator" ], "canonical_url": "https://lendb.ai/lo/kiran-vedantam-1058096", "license_check": { "state": "AZ", "confidence": "lender_reported", "eligible": true, "label": "AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/kiran-vedantam-1058096" } }, { "rank": 3, "score": 22.3, "loan_officer": { "nmls_id": 2351883, "slug": "sowmya-hullivana-nanjaiah-2351883", "full_name": "Sowmya Hullivana Nanjaiah", "canonical_url": "https://lendb.ai/lo/sowmya-hullivana-nanjaiah-2351883", "json_url": "https://lendb.ai/lo/sowmya-hullivana-nanjaiah-2351883.json", "lender": { "nmls_id": 1666674, "name": "ENSURE HOME LOANS LLC", "slug": "ensure-home-loans-llc-1666674", "canonical_url": "https://lendb.ai/lender/ensure-home-loans-llc-1666674", "type": "imb" }, "branch": { "city": null, "state": null }, "headshot_url": "https://bjrpqrnsxfdkicxrvani.supabase.co/storage/v1/object/public/officer-photos/onboard/1779920419202-vrbx092w9fd.jpg", "licensed_states": [ "AZ" ], "licenses": [ { "state": "AZ", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "kn", "ta", "te" ], "specialties": [ { "slug": "dscr", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" } ], "lender_offers": [], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://ensurehomeloans.com/loan-officers/sowmya-hullivana-nanjaiah", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Tamil (lender page, verified 2026-10-15)", "AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/sowmya-hullivana-nanjaiah-2351883", "license_check": { "state": "AZ", "confidence": "lender_reported", "eligible": true, "label": "AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-15", "source_url": "https://ensurehomeloans.com/loan-officers/sowmya-hullivana-nanjaiah" } }, { "rank": 4, "score": 21.3, "loan_officer": { "nmls_id": 2266369, "slug": "hema-kumar-reddy-sagabala-2266369", "full_name": "Hema Kumar Reddy Sagabala", "canonical_url": "https://lendb.ai/lo/hema-kumar-reddy-sagabala-2266369", "json_url": "https://lendb.ai/lo/hema-kumar-reddy-sagabala-2266369.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/jG3bE5Rl1OgpztZjQU4CW7undLGnIEUh7VuoiQKs3BdHCPOJ0M2-1IRuzyo6DOO_zY2zo4Z8p_PSImrcxVgAOPhkQxv3wmJd5ciLEg", "licensed_states": [ "AZ", "CA", "IN", "TX", "WA" ], "licenses": [ { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "lender_reported" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "hi", "ta", "te" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/hema-kumar-reddy-sagabala-2266369", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Tamil (lender page, verified 2026-10-09)", "AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/hema-kumar-reddy-sagabala-2266369", "license_check": { "state": "AZ", "confidence": "lender_reported", "eligible": true, "label": "AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/hema-kumar-reddy-sagabala-2266369" } } ] }