{
  "canonical_url": "https://lendb.ai/lang/te/california",
  "summary": "As of 2026-10-24, LenDb lists 5 loan officers licensed in or based in California whose lender pages say they speak Telugu. The top-ranked are Thirupathi Nomula (Loan Factory), Ray Kottapalli (Loan Factory) and Ravi Kasam (Loan Factory). Ranking is lender-neutral: a license in CA, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.",
  "language": "te",
  "state": "CA",
  "total": 5,
  "last_verified": "2026-10-24",
  "results": [
    {
      "rank": 1,
      "score": 35.5,
      "loan_officer": {
        "nmls_id": 2529851,
        "slug": "thirupathi-nomula-2529851",
        "full_name": "Thirupathi Nomula",
        "licensed_names": [
          {
            "name": "Thirupathi Nomula",
            "name_with_middle_initial": "Thirupathi R. Nomula",
            "first_name": "Thirupathi",
            "middle_initial": "R",
            "last_name": "Nomula",
            "states": [
              "CA"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-15"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/thirupathi-nomula-2529851",
        "json_url": "https://lendb.ai/lo/thirupathi-nomula-2529851.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": "CA"
        },
        "headshot_url": "https://lh3.googleusercontent.com/tBMK5H8aJ_ExpStEuFbPSYtcQp8C3WdRYarLCdTPQt5RvxTVJvp24XlFRgjX_UxNQIkby21CCJW6Bzq-Mviw8bJzuf-RdxtIA1M2",
        "licensed_states": [
          "CA"
        ],
        "licenses": [
          {
            "state": "CA",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "te"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/thirupathi-nomula-2529851",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Telugu (lender page, verified 2026-10-09)",
        "Office in California",
        "Licensed in CA: confirmed with the California Department of Real Estate (license 02019221), verified 2026-10-24"
      ],
      "canonical_url": "https://lendb.ai/lo/thirupathi-nomula-2529851",
      "license_check": {
        "state": "CA",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in CA: confirmed with the California Department of Real Estate (license 02019221), verified 2026-10-24",
        "verified_at": "2026-10-24",
        "source_url": "https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html"
      }
    },
    {
      "rank": 2,
      "score": 34.8,
      "loan_officer": {
        "nmls_id": 275122,
        "slug": "ray-kottapalli-275122",
        "full_name": "Ray Kottapalli",
        "canonical_url": "https://lendb.ai/lo/ray-kottapalli-275122",
        "json_url": "https://lendb.ai/lo/ray-kottapalli-275122.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": "CA"
        },
        "headshot_url": "https://lh3.googleusercontent.com/Sg0dix-6Gz-t5f8J-kpujckLnoKDm-m-jPWxSVk9DdLiFUlJeQ355mgx0Qecbhb8Lf-y1hS-vzCHZCwkmJSZGboOog7IA6xNDLQq",
        "licensed_states": [
          "CA"
        ],
        "licenses": [
          {
            "state": "CA",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "te"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/ray-kottapalli-275122",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Telugu (lender page, verified 2026-10-09)",
        "Office in California",
        "Licensed in CA: confirmed with the California Department of Real Estate (license 00978654), verified 2026-10-24"
      ],
      "canonical_url": "https://lendb.ai/lo/ray-kottapalli-275122",
      "license_check": {
        "state": "CA",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in CA: confirmed with the California Department of Real Estate (license 00978654), verified 2026-10-24",
        "verified_at": "2026-10-24",
        "source_url": "https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html"
      }
    },
    {
      "rank": 3,
      "score": 34.8,
      "loan_officer": {
        "nmls_id": 2485312,
        "slug": "ravi-kasam-2485312",
        "full_name": "Ravi Kasam",
        "licensed_names": [
          {
            "name": "Ravi Kasam",
            "name_with_middle_initial": "Ravi K. Kasam",
            "first_name": "Ravi",
            "middle_initial": "K",
            "last_name": "Kasam",
            "states": [
              "CA"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-22"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/ravi-kasam-2485312",
        "json_url": "https://lendb.ai/lo/ravi-kasam-2485312.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": "CA"
        },
        "headshot_url": "https://lh3.googleusercontent.com/kIFUPnfnuRxeKri2VoM9s32UaOOjmtHaSVw9occqrf8xQe5iyHTWMwv4TPbtshzLm5AbkK5uStkyiOsjtkW0YZ_gNwJRQqRlofWY",
        "licensed_states": [
          "CA"
        ],
        "licenses": [
          {
            "state": "CA",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "te"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2026-02-23",
          "state": "CA"
        },
        "licensed_since": {
          "year": 2026,
          "state": "CA"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/ravi-kasam-2485312",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Telugu (lender page, verified 2026-10-09)",
        "Office in California",
        "Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI2485312), verified 2026-10-24",
        "Earliest state license record: February 23, 2026 (California), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/ravi-kasam-2485312",
      "license_check": {
        "state": "CA",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI2485312), verified 2026-10-24",
        "verified_at": "2026-10-24",
        "source_url": "https://dfpi.ca.gov/"
      }
    },
    {
      "rank": 4,
      "score": 34.8,
      "loan_officer": {
        "nmls_id": 2516318,
        "slug": "aswani-ammu-2516318",
        "full_name": "Aswani Ammu",
        "canonical_url": "https://lendb.ai/lo/aswani-ammu-2516318",
        "json_url": "https://lendb.ai/lo/aswani-ammu-2516318.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": "CA"
        },
        "headshot_url": "https://lh3.googleusercontent.com/RcE8JP_4SPQrUc-c4OSVbAIRFEODwZGU__PUIs9MeC-SEphmb2nqrrLpuLlxReji-VLMOHq6HxCsmrp9iBzoaqtJyXh51g8soOPa7w",
        "licensed_states": [
          "CA"
        ],
        "licenses": [
          {
            "state": "CA",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "te"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2026-07-21",
          "state": "CA"
        },
        "licensed_since": {
          "year": 2026,
          "state": "CA"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/aswani-ammu-2516318",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Telugu (lender page, verified 2026-10-09)",
        "Office in California",
        "Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI2516318), verified 2026-10-24",
        "Earliest state license record: July 21, 2026 (California), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/aswani-ammu-2516318",
      "license_check": {
        "state": "CA",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI2516318), verified 2026-10-24",
        "verified_at": "2026-10-24",
        "source_url": "https://dfpi.ca.gov/"
      }
    },
    {
      "rank": 5,
      "score": 21.3,
      "loan_officer": {
        "nmls_id": 2266369,
        "slug": "hema-kumar-reddy-sagabala-2266369",
        "full_name": "Hema Kumar Reddy Sagabala",
        "canonical_url": "https://lendb.ai/lo/hema-kumar-reddy-sagabala-2266369",
        "json_url": "https://lendb.ai/lo/hema-kumar-reddy-sagabala-2266369.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://lh3.googleusercontent.com/jG3bE5Rl1OgpztZjQU4CW7undLGnIEUh7VuoiQKs3BdHCPOJ0M2-1IRuzyo6DOO_zY2zo4Z8p_PSImrcxVgAOPhkQxv3wmJd5ciLEg",
        "licensed_states": [
          "AZ",
          "CA",
          "IN",
          "TX",
          "WA"
        ],
        "licenses": [
          {
            "state": "AZ",
            "confidence": "lender_reported"
          },
          {
            "state": "CA",
            "confidence": "lender_reported"
          },
          {
            "state": "IN",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "lender_reported"
          },
          {
            "state": "WA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "ta",
          "te"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/hema-kumar-reddy-sagabala-2266369",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Telugu (lender page, verified 2026-10-09)",
        "CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)"
      ],
      "canonical_url": "https://lendb.ai/lo/hema-kumar-reddy-sagabala-2266369",
      "license_check": {
        "state": "CA",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.loanfactory.com/mortgage-expert/hema-kumar-reddy-sagabala-2266369"
      }
    }
  ]
}