{
  "canonical_url": "https://lendb.ai/lang/te/georgia",
  "summary": "As of 2026-10-15, LenDb lists 14 loan officers licensed in or based in Georgia whose lender pages say they speak Telugu. The top-ranked are Kiran Gangaraju (Loan Factory), Ron (Varun) Ramanujam (ENSURE HOME LOANS LLC) and Sireesha Bolisetty (ENSURE HOME LOANS LLC). Ranking is lender-neutral: a license in GA, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.",
  "language": "te",
  "state": "GA",
  "total": 14,
  "last_verified": "2026-10-15",
  "results": [
    {
      "rank": 1,
      "score": 32.5,
      "loan_officer": {
        "nmls_id": 2452166,
        "slug": "kiran-gangaraju-2452166",
        "full_name": "Kiran Gangaraju",
        "licensed_names": [
          {
            "name": "Kiran Gangaraju",
            "name_with_middle_initial": "Kiran K. Gangaraju",
            "first_name": "Kiran",
            "middle_initial": "K",
            "last_name": "Gangaraju",
            "states": [
              "TX"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-12"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/kiran-gangaraju-2452166",
        "json_url": "https://lendb.ai/lo/kiran-gangaraju-2452166.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://lh3.googleusercontent.com/BFBHi-iM6aSCqT8bhA22re8lIjzYH5VP_lB2bHqELnteDlQmPdQvxOK9AUvltWJojX3Wp6Me8GhD3EkRhh5b22XqtxzEY0vjIKQV",
        "licensed_states": [
          "GA",
          "TX"
        ],
        "licenses": [
          {
            "state": "GA",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "ta",
          "te"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2024-01-05",
          "state": "TX"
        },
        "licensed_since": {
          "year": 2024,
          "state": "TX"
        },
        "years_experience": 25,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/kiran-gangaraju-2452166",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Telugu (lender page, verified 2026-10-09)",
        "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: January 5, 2024 (Texas), per state regulator",
        "States 25 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/kiran-gangaraju-2452166",
      "license_check": {
        "state": "GA",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.loanfactory.com/mortgage-expert/kiran-gangaraju-2452166"
      }
    },
    {
      "rank": 2,
      "score": 25.5,
      "loan_officer": {
        "nmls_id": 1938920,
        "slug": "varun-ramanujam-1938920",
        "full_name": "Ron (Varun) Ramanujam",
        "canonical_url": "https://lendb.ai/lo/varun-ramanujam-1938920",
        "json_url": "https://lendb.ai/lo/varun-ramanujam-1938920.json",
        "lender": {
          "nmls_id": 1666674,
          "name": "ENSURE HOME LOANS LLC",
          "slug": "ensure-home-loans-llc-1666674",
          "canonical_url": "https://lendb.ai/lender/ensure-home-loans-llc-1666674",
          "type": "imb"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://bjrpqrnsxfdkicxrvani.supabase.co/storage/v1/object/public/officer-photos/onboard/1779924059387-rqt3nlqzrgb.jpg",
        "licensed_states": [
          "FL",
          "TX",
          "CA",
          "CO",
          "GA",
          "NC",
          "VA"
        ],
        "licenses": [
          {
            "state": "CA",
            "confidence": "confirmed"
          },
          {
            "state": "CO",
            "confidence": "lender_reported"
          },
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "GA",
            "confidence": "lender_reported"
          },
          {
            "state": "NC",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "te"
        ],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2022-02-02",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2022,
          "state": "FL"
        },
        "years_experience": null,
        "lender_profile_url": "https://ensurehomeloans.com/loan-officers/ron",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Telugu (lender page, verified 2026-10-15)",
        "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: February 2, 2022 (Florida), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/varun-ramanujam-1938920",
      "license_check": {
        "state": "GA",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-15",
        "source_url": "https://ensurehomeloans.com/loan-officers/ron"
      }
    },
    {
      "rank": 3,
      "score": 25.3,
      "loan_officer": {
        "nmls_id": 1811474,
        "slug": "sireesha-bolisetty-1811474",
        "full_name": "Sireesha Bolisetty",
        "canonical_url": "https://lendb.ai/lo/sireesha-bolisetty-1811474",
        "json_url": "https://lendb.ai/lo/sireesha-bolisetty-1811474.json",
        "lender": {
          "nmls_id": 1666674,
          "name": "ENSURE HOME LOANS LLC",
          "slug": "ensure-home-loans-llc-1666674",
          "canonical_url": "https://lendb.ai/lender/ensure-home-loans-llc-1666674",
          "type": "imb"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://bjrpqrnsxfdkicxrvani.supabase.co/storage/v1/object/public/officer-photos/onboard/1780433864934-o12kr6odsah.jpg",
        "licensed_states": [
          "FL",
          "TX",
          "GA",
          "MI",
          "NC",
          "WA"
        ],
        "licenses": [
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "GA",
            "confidence": "lender_reported"
          },
          {
            "state": "MI",
            "confidence": "lender_reported"
          },
          {
            "state": "NC",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          },
          {
            "state": "WA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "kn",
          "ta",
          "te"
        ],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2021-04-05",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2021,
          "state": "FL"
        },
        "years_experience": null,
        "lender_profile_url": "https://ensurehomeloans.com/loan-officers/sireesha-bolisetty",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Telugu (lender page, verified 2026-10-15)",
        "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: April 5, 2021 (Florida), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/sireesha-bolisetty-1811474",
      "license_check": {
        "state": "GA",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-15",
        "source_url": "https://ensurehomeloans.com/loan-officers/sireesha-bolisetty"
      }
    },
    {
      "rank": 4,
      "score": 24.8,
      "loan_officer": {
        "nmls_id": 2084229,
        "slug": "kiran-varaganti-2084229",
        "full_name": "Kiran Varaganti",
        "canonical_url": "https://lendb.ai/lo/kiran-varaganti-2084229",
        "json_url": "https://lendb.ai/lo/kiran-varaganti-2084229.json",
        "lender": {
          "nmls_id": 1666674,
          "name": "ENSURE HOME LOANS LLC",
          "slug": "ensure-home-loans-llc-1666674",
          "canonical_url": "https://lendb.ai/lender/ensure-home-loans-llc-1666674",
          "type": "imb"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://bjrpqrnsxfdkicxrvani.supabase.co/storage/v1/object/public/officer-photos/1779461106213-enf5esrv9bw.jpeg",
        "licensed_states": [
          "FL",
          "TX",
          "CT",
          "AR",
          "CO",
          "DE",
          "IA",
          "OR",
          "PA",
          "AL",
          "AZ",
          "CA",
          "GA",
          "IL",
          "IN",
          "KS",
          "MD",
          "MI",
          "MN",
          "NC",
          "OH",
          "OK",
          "TN",
          "VA",
          "WA"
        ],
        "licenses": [
          {
            "state": "AL",
            "confidence": "lender_reported"
          },
          {
            "state": "AR",
            "confidence": "confirmed"
          },
          {
            "state": "AZ",
            "confidence": "lender_reported"
          },
          {
            "state": "CA",
            "confidence": "confirmed"
          },
          {
            "state": "CO",
            "confidence": "confirmed"
          },
          {
            "state": "CT",
            "confidence": "confirmed"
          },
          {
            "state": "DE",
            "confidence": "confirmed"
          },
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "GA",
            "confidence": "lender_reported"
          },
          {
            "state": "IA",
            "confidence": "confirmed"
          },
          {
            "state": "IL",
            "confidence": "confirmed"
          },
          {
            "state": "IN",
            "confidence": "lender_reported"
          },
          {
            "state": "KS",
            "confidence": "lender_reported"
          },
          {
            "state": "MD",
            "confidence": "confirmed"
          },
          {
            "state": "MI",
            "confidence": "lender_reported"
          },
          {
            "state": "MN",
            "confidence": "lender_reported"
          },
          {
            "state": "NC",
            "confidence": "lender_reported"
          },
          {
            "state": "OH",
            "confidence": "lender_reported"
          },
          {
            "state": "OK",
            "confidence": "lender_reported"
          },
          {
            "state": "OR",
            "confidence": "confirmed"
          },
          {
            "state": "PA",
            "confidence": "confirmed"
          },
          {
            "state": "TN",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
          },
          {
            "state": "WA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "te"
        ],
        "specialties": [
          {
            "slug": "dscr",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2022-05-14",
          "state": "TX"
        },
        "licensed_since": {
          "year": 2022,
          "state": "TX"
        },
        "years_experience": null,
        "lender_profile_url": "https://ensurehomeloans.com/loan-officers/kiran-varaganti",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Telugu (lender page, verified 2026-10-15)",
        "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: May 14, 2022 (Texas), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/kiran-varaganti-2084229",
      "license_check": {
        "state": "GA",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-15",
        "source_url": "https://ensurehomeloans.com/loan-officers/kiran-varaganti"
      }
    },
    {
      "rank": 5,
      "score": 23.5,
      "loan_officer": {
        "nmls_id": 2755122,
        "slug": "rajendra-dodda-2755122",
        "full_name": "Rajendra Dodda",
        "canonical_url": "https://lendb.ai/lo/rajendra-dodda-2755122",
        "json_url": "https://lendb.ai/lo/rajendra-dodda-2755122.json",
        "lender": {
          "nmls_id": 1666674,
          "name": "ENSURE HOME LOANS LLC",
          "slug": "ensure-home-loans-llc-1666674",
          "canonical_url": "https://lendb.ai/lender/ensure-home-loans-llc-1666674",
          "type": "imb"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://bjrpqrnsxfdkicxrvani.supabase.co/storage/v1/object/public/officer-photos/onboard/1779994826295-wacbmxsnc7.jpg",
        "licensed_states": [
          "GA",
          "NJ",
          "VA"
        ],
        "licenses": [
          {
            "state": "GA",
            "confidence": "lender_reported"
          },
          {
            "state": "NJ",
            "confidence": "lender_reported"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "te"
        ],
        "specialties": [
          {
            "slug": "dscr",
            "evidence": "lender_page_text"
          },
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          },
          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://ensurehomeloans.com/loan-officers/rajendra-dodda",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Telugu (lender page, verified 2026-10-15)",
        "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)"
      ],
      "canonical_url": "https://lendb.ai/lo/rajendra-dodda-2755122",
      "license_check": {
        "state": "GA",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-15",
        "source_url": "https://ensurehomeloans.com/loan-officers/rajendra-dodda"
      }
    },
    {
      "rank": 6,
      "score": 22.8,
      "loan_officer": {
        "nmls_id": 2526057,
        "slug": "deepa-kukunoor-2526057",
        "full_name": "Deepa Reddy Kukunoor",
        "canonical_url": "https://lendb.ai/lo/deepa-kukunoor-2526057",
        "json_url": "https://lendb.ai/lo/deepa-kukunoor-2526057.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://lh3.googleusercontent.com/0TnPmS3fS5-O7HyZmzvU9-hxsyi3UjHFb1HbPnrBQhiVKa6oCaDMudJeB_6B4ErtT3l2PgLjwO27G4FNhPyPK7ibhjQyHyKr8iw",
        "licensed_states": [
          "GA",
          "TN",
          "WA"
        ],
        "licenses": [
          {
            "state": "GA",
            "confidence": "lender_reported"
          },
          {
            "state": "TN",
            "confidence": "lender_reported"
          },
          {
            "state": "WA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "te"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2023-11-01",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2023,
          "state": "FL"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/deepa-reddy-kukunoor-2526057",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Telugu (lender page, verified 2026-10-09)",
        "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: November 1, 2023 (Florida), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/deepa-kukunoor-2526057",
      "license_check": {
        "state": "GA",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.loanfactory.com/mortgage-expert/deepa-reddy-kukunoor-2526057"
      }
    },
    {
      "rank": 7,
      "score": 22.8,
      "loan_officer": {
        "nmls_id": 2565012,
        "slug": "ram-balapanuru-2565012",
        "full_name": "Ram Balapanuru",
        "licensed_names": [
          {
            "name": "Ram Balapanuru",
            "name_with_middle_initial": "Ram M. Balapanuru",
            "first_name": "Ram",
            "middle_initial": "M",
            "last_name": "Balapanuru",
            "states": [
              "TX"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-12"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/ram-balapanuru-2565012",
        "json_url": "https://lendb.ai/lo/ram-balapanuru-2565012.json",
        "lender": {
          "nmls_id": 1666674,
          "name": "ENSURE HOME LOANS LLC",
          "slug": "ensure-home-loans-llc-1666674",
          "canonical_url": "https://lendb.ai/lender/ensure-home-loans-llc-1666674",
          "type": "imb"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://bjrpqrnsxfdkicxrvani.supabase.co/storage/v1/object/public/officer-photos/onboard/1779756280894-330ecfwb8h4.jpg",
        "licensed_states": [
          "TX",
          "GA",
          "MN",
          "NC"
        ],
        "licenses": [
          {
            "state": "GA",
            "confidence": "lender_reported"
          },
          {
            "state": "MN",
            "confidence": "lender_reported"
          },
          {
            "state": "NC",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "te"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2025-03-04",
          "state": "TX"
        },
        "licensed_since": {
          "year": 2025,
          "state": "TX"
        },
        "years_experience": null,
        "lender_profile_url": "https://ensurehomeloans.com/loan-officers/ram-balapanuru",
        "disciplinary_check": "not_checked"
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