{
  "canonical_url": "https://lendb.ai/lang/te/texas",
  "summary": "As of 2026-10-13, LenDb lists 6 loan officers licensed in or based in Texas whose lender pages say they speak Telugu. The top-ranked are Sri Sureddi (Loan Factory, Pearland), Nirav Jariwala (Loan Factory) and Kote Ankam (Loan Factory). Ranking is lender-neutral: a license in TX, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.",
  "language": "te",
  "state": "TX",
  "total": 6,
  "last_verified": "2026-10-13",
  "results": [
    {
      "rank": 1,
      "score": 37,
      "loan_officer": {
        "nmls_id": 2185549,
        "slug": "sri-sureddi-2185549",
        "full_name": "Sri Sureddi",
        "licensed_names": [
          {
            "name": "Srinagesh Sureddi",
            "name_with_middle_initial": null,
            "first_name": "Srinagesh",
            "middle_initial": null,
            "last_name": "Sureddi",
            "states": [
              "TX"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-12"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/sri-sureddi-2185549",
        "json_url": "https://lendb.ai/lo/sri-sureddi-2185549.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": "Pearland",
          "state": "TX"
        },
        "headshot_url": "https://lh3.googleusercontent.com/IxmbUZPRsv6cmeNVWunIbfxy8NHqmFXe1e1LNgLkhMLz3jwUv7RMJ1JJcsB6BiVL-Q2Zttxb02MZfT6sPd2QedhVrJY4Gl6ZUGcH",
        "licensed_states": [
          "TX"
        ],
        "licenses": [
          {
            "state": "TX",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "te"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2023-03-10",
          "state": "TX"
        },
        "licensed_since": {
          "year": 2023,
          "state": "TX"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/sri-sureddi-2185549",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Telugu (lender page, verified 2026-10-09)",
        "Office in Pearland, TX",
        "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "Earliest state license record: March 10, 2023 (Texas), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/sri-sureddi-2185549",
      "license_check": {
        "state": "TX",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "verified_at": "2026-10-13",
        "source_url": "https://www.sml.texas.gov/"
      }
    },
    {
      "rank": 2,
      "score": 36.8,
      "loan_officer": {
        "nmls_id": 2386938,
        "slug": "nirav-jariwala-2386938",
        "full_name": "Nirav Jariwala",
        "licensed_names": [
          {
            "name": "Nirav Jariwala",
            "name_with_middle_initial": "Nirav K. Jariwala",
            "first_name": "Nirav",
            "middle_initial": "K",
            "last_name": "Jariwala",
            "states": [
              "TX"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-12"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/nirav-jariwala-2386938",
        "json_url": "https://lendb.ai/lo/nirav-jariwala-2386938.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": "TX"
        },
        "headshot_url": "https://lh3.googleusercontent.com/WUsDqNtkIgXrMU04r-j9M220ELXsRdAY60VfiiYoePSMRxq4UinH2HHZHlL30jhOeJ8f3ksLCuOr-zUErQZP_DgUyKxNw3QNoHnT",
        "licensed_states": [
          "TX"
        ],
        "licenses": [
          {
            "state": "TX",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "gu",
          "hi",
          "mr",
          "te"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2022-07-28",
          "state": "TX"
        },
        "licensed_since": {
          "year": 2022,
          "state": "TX"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/nirav-jariwala-2386938",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Telugu (lender page, verified 2026-10-09)",
        "Office in Texas",
        "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "Earliest state license record: July 28, 2022 (Texas), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/nirav-jariwala-2386938",
      "license_check": {
        "state": "TX",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "verified_at": "2026-10-13",
        "source_url": "https://www.sml.texas.gov/"
      }
    },
    {
      "rank": 3,
      "score": 35.8,
      "loan_officer": {
        "nmls_id": 2606395,
        "slug": "kote-ankam-2606395",
        "full_name": "Kote Ankam",
        "licensed_names": [
          {
            "name": "Koteshwar Ankam",
            "name_with_middle_initial": "Koteshwar R. Ankam",
            "first_name": "Koteshwar",
            "middle_initial": "R",
            "last_name": "Ankam",
            "states": [
              "TX"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-12"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/kote-ankam-2606395",
        "json_url": "https://lendb.ai/lo/kote-ankam-2606395.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": "TX"
        },
        "headshot_url": "https://lh3.googleusercontent.com/AB47TyDe6G_VvZgD86vUXH31iIHB4u3VeHqV1sYabgv06LfUdMrhI0L1J8d7i9qJbfHVpue_2QqxhtP5AFtorYW6RKdy4WXpQqUo",
        "licensed_states": [
          "TX"
        ],
        "licenses": [
          {
            "state": "TX",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "te"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2024-06-06",
          "state": "TX"
        },
        "licensed_since": {
          "year": 2024,
          "state": "TX"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/kote-ankam-2606395",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Telugu (lender page, verified 2026-10-09)",
        "Office in Texas",
        "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "Earliest state license record: June 6, 2024 (Texas), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/kote-ankam-2606395",
      "license_check": {
        "state": "TX",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "verified_at": "2026-10-13",
        "source_url": "https://www.sml.texas.gov/"
      }
    },
    {
      "rank": 4,
      "score": 35.3,
      "loan_officer": {
        "nmls_id": 2634948,
        "slug": "vineela-thammareddy-2634948",
        "full_name": "Vineela Thammareddy",
        "canonical_url": "https://lendb.ai/lo/vineela-thammareddy-2634948",
        "json_url": "https://lendb.ai/lo/vineela-thammareddy-2634948.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": "TX"
        },
        "headshot_url": "https://lh3.googleusercontent.com/bJhS3I2flPVT4yH7PI2bQcGDTbZ3IJ2a44IST6Ox0UjzF7UmfoyVzAmNQJc72ygO7fMc8itBI3dwMxg58KSGbzCaCfOWYwIkZ_iO-w",
        "licensed_states": [
          "TX"
        ],
        "licenses": [
          {
            "state": "TX",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "te"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2025-01-22",
          "state": "TX"
        },
        "licensed_since": {
          "year": 2025,
          "state": "TX"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/vineela-thammareddy-2634948",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Telugu (lender page, verified 2026-10-09)",
        "Office in Texas",
        "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "Earliest state license record: January 22, 2025 (Texas), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/vineela-thammareddy-2634948",
      "license_check": {
        "state": "TX",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "verified_at": "2026-10-13",
        "source_url": "https://www.sml.texas.gov/"
      }
    },
    {
      "rank": 5,
      "score": 23.5,
      "loan_officer": {
        "nmls_id": 2562464,
        "slug": "bhaskara-petluri-2562464",
        "full_name": "Bhaskara Petluri",
        "canonical_url": "https://lendb.ai/lo/bhaskara-petluri-2562464",
        "json_url": "https://lendb.ai/lo/bhaskara-petluri-2562464.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://lh3.googleusercontent.com/5qBWtCxIVQuEc6qcvqOyT4m_Jng3I7siIeh2tHhkXkxKisDcf79eykb-zIHubcwyUTWjBJCjcrMtHdNEP6luWqCGzdpnQ0QDGIC3eg",
        "licensed_states": [
          "FL",
          "MD",
          "NC",
          "TX",
          "VA",
          "WV"
        ],
        "licenses": [
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "MD",
            "confidence": "confirmed"
          },
          {
            "state": "NC",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "lender_reported"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
          },
          {
            "state": "WV",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "te"
        ],
        "specialties": [
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2024-05-22",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2024,
          "state": "FL"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/bhaskara-petluri-2562464",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Telugu (lender page, verified 2026-10-09)",
        "TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: May 22, 2024 (Florida), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/bhaskara-petluri-2562464",
      "license_check": {
        "state": "TX",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.loanfactory.com/mortgage-expert/bhaskara-petluri-2562464"
      }
    },
    {
      "rank": 6,
      "score": 21.3,
      "loan_officer": {
        "nmls_id": 2266369,
        "slug": "hema-kumar-reddy-sagabala-2266369",
        "full_name": "Hema Kumar Reddy Sagabala",
        "canonical_url": "https://lendb.ai/lo/hema-kumar-reddy-sagabala-2266369",
        "json_url": "https://lendb.ai/lo/hema-kumar-reddy-sagabala-2266369.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://lh3.googleusercontent.com/jG3bE5Rl1OgpztZjQU4CW7undLGnIEUh7VuoiQKs3BdHCPOJ0M2-1IRuzyo6DOO_zY2zo4Z8p_PSImrcxVgAOPhkQxv3wmJd5ciLEg",
        "licensed_states": [
          "AZ",
          "CA",
          "IN",
          "TX",
          "WA"
        ],
        "licenses": [
          {
            "state": "AZ",
            "confidence": "lender_reported"
          },
          {
            "state": "CA",
            "confidence": "lender_reported"
          },
          {
            "state": "IN",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "lender_reported"
          },
          {
            "state": "WA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "ta",
          "te"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/hema-kumar-reddy-sagabala-2266369",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Telugu (lender page, verified 2026-10-09)",
        "TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)"
      ],
      "canonical_url": "https://lendb.ai/lo/hema-kumar-reddy-sagabala-2266369",
      "license_check": {
        "state": "TX",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.loanfactory.com/mortgage-expert/hema-kumar-reddy-sagabala-2266369"
      }
    }
  ]
}