{ "canonical_url": "https://lendb.ai/lang/th/arizona", "summary": "As of 2026-10-26, LenDb lists 3 loan officers licensed in or based in Arizona whose lender pages say they speak Thai. The top-ranked are Nadia Raknai (CrossCountry Mortgage, Seattle), Robert Musser (Loan Factory) and Pradtana Saraphat (Loan Factory, Medford). Ranking is lender-neutral: a license in AZ, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.", "language": "th", "state": "AZ", "total": 3, "last_verified": "2026-10-26", "results": [ { "rank": 1, "score": 33.3, "loan_officer": { "nmls_id": 484350, "slug": "nadia-raknai-484350", "full_name": "Nadia Raknai", "licensed_names": [ { "name": "Nadia Raknai", "name_with_middle_initial": "Nadia P. Raknai", "first_name": "Nadia", "middle_initial": "P", "last_name": "Raknai", "states": [ "CA", "FL", "TX" ], "source": "state_regulator", "as_of": "2026-10-22" }, { "name": "Nadia Raknai-Brighton", "name_with_middle_initial": "Nadia P. Raknai-Brighton", "first_name": "Nadia", "middle_initial": "P", "last_name": "Raknai-Brighton", "states": [ "OR" ], "source": "state_regulator", "as_of": "2026-06-30" } ], "canonical_url": "https://lendb.ai/lo/nadia-raknai-484350", "json_url": "https://lendb.ai/lo/nadia-raknai-484350.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "slug": "crosscountry-mortgage-3029", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Seattle", "state": "WA" }, "headshot_url": "https://thevault.ccm.com/asset/7fe446b7-a487-4e78-88dc-ac9b4253a620/Website/5235_RaknaiBrighton_484350.jpg", "licensed_states": [ "TX", "CA", "OR", "AZ", "WA" ], "licenses": [ { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "confirmed" }, { "state": "OR", "confidence": "confirmed" }, { "state": "TX", "confidence": "confirmed" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "th" ], "specialties": [ { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "refinance", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "lender_offers": [ "condo", "condo-non-warrantable", "construction", "dscr", "heloc", "investor", "physician", "renovation", "reverse", "rural", "self-employed", "usda" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2025-05-23", "state": "FL" }, "licensed_since": { "year": 2025, "state": "FL" }, "years_experience": 28, "lender_profile_url": "https://crosscountrymortgage.com/seattle-wa-5235/nadia-raknai/", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Thai (lender page, verified 2026-10-26)", "AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: May 23, 2025 (Florida), per state regulator", "States 28 years of experience (lender page, 2026-10-26)" ], "canonical_url": "https://lendb.ai/lo/nadia-raknai-484350", "license_check": { "state": "AZ", "confidence": "lender_reported", "eligible": true, "label": "AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-26", "source_url": "https://crosscountrymortgage.com/seattle-wa-5235/nadia-raknai/" } }, { "rank": 2, "score": 24, "loan_officer": { "nmls_id": 2045787, "slug": "robert-musser-2045787", "full_name": "Robert Musser", "licensed_names": [ { "name": "Robert Musser", "name_with_middle_initial": "Robert T. Musser", "first_name": "Robert", "middle_initial": "T", "last_name": "Musser", "states": [ "FL", "TX" ], "source": "state_regulator", "as_of": "2026-10-12" } ], "canonical_url": "https://lendb.ai/lo/robert-musser-2045787", "json_url": "https://lendb.ai/lo/robert-musser-2045787.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://www.loanfactory.com/blob?blob-key=AMIfv966n17DwUhMhNdb2dtD8C3lmJil1L4Iy2XvBYQF__bIFCUpD3GLiNu1B-MoV-0cQiRx2WJmevQNUPQ9OdF43yutOtxxDOjt52I_yqJFKxez15LEx37u4Qz3iJKTEXXJVhFjWUdgbzUJZMGXpBd3xFnf2kwAw0q5s7jFvKYdESocsLqSyzFvqAetDl_fcM25kWolNOJ-ABLEs2Va6BPmp_77bx5yhX0fPEu3KQ-wrBfzx75wOEDX9smg1PvyMSyulxl5W7yHBtDHVPxhrlhsLLoHtMtjdw", "licensed_states": [ "AZ", "NV", "TX" ], "licenses": [ { "state": "AZ", "confidence": "lender_reported" }, { "state": "NV", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "en", "th" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2022-09-20", "state": "FL" }, "licensed_since": { "year": 2022, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/robert-musser-2045787", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Thai (lender page, verified 2026-10-09)", "AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: September 20, 2022 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/robert-musser-2045787", "license_check": { "state": "AZ", "confidence": "lender_reported", "eligible": true, "label": "AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/robert-musser-2045787" } }, { "rank": 3, "score": 22.8, "loan_officer": { "nmls_id": 2507052, "slug": "pradtana-saraphat-2507052", "full_name": "Pradtana Saraphat", "canonical_url": "https://lendb.ai/lo/pradtana-saraphat-2507052", "json_url": "https://lendb.ai/lo/pradtana-saraphat-2507052.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": "Medford", "state": "NJ" }, "headshot_url": "https://lh3.googleusercontent.com/Vn2YIbTeprsBxVAqt25zav97CH4X0547sue1eKlDKZHQNRaru3mIuQEpOl_Hi_U9mbXkv9lN5e5nR2gar07S3Lx3NFaxWH2peG0", "licensed_states": [ "FL", "PA", "AZ", "CA", "DC", "DE", "GA", "IL", "KY", "MD", "MI", "NJ", "OH", "OR", "TN", "TX", "VA", "WA" ], "licenses": [ { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "confirmed" }, { "state": "DC", "confidence": "lender_reported" }, { "state": "DE", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IL", "confidence": "confirmed" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "MD", "confidence": "confirmed" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OR", "confidence": "confirmed" }, { "state": "PA", "confidence": "confirmed" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "th" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2023-11-01", "state": "IL" }, "licensed_since": { "year": 2023, "state": "IL" }, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/pradtana-saraphat-2507052", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Thai (lender page, verified 2026-10-09)", "AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: November 1, 2023 (Illinois), per state regulator" ], "canonical_url": "https://lendb.ai/lo/pradtana-saraphat-2507052", "license_check": { "state": "AZ", "confidence": "lender_reported", "eligible": true, "label": "AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/pradtana-saraphat-2507052" } } ] }