---
canonical_url: https://lendb.ai/lang/tl/district-of-columbia
last_verified: 2026-10-20
---

# Tagalog-speaking loan officers in District of Columbia

As of 2026-10-20, LenDb lists 2 loan officers licensed in or based in District of Columbia whose lender pages say they speak Tagalog. The top-ranked are Arnold Flores (United Nations Federal Credit Union, Washington) and Ramon Llamas (First Heritage Mortgage). Ranking is lender-neutral: a license in DC, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.

## Ranked, with reasons

1. **[Arnold Flores](https://lendb.ai/lo/arnold-flores-296434)** (NMLS 296434), United Nations Federal Credit Union, Washington, DC
   - Speaks Tagalog (lender page, verified 2026-10-16)
   - Office in Washington, DC
   - Likely federally registered (works at a credit union). Federally registered MLOs aren't state-licensed; verify at NMLS
   - States 27 years of experience (lender page, 2026-10-16)
2. **[Ramon Llamas](https://lendb.ai/lo/ramon-llamas-483757)** (NMLS 483757), First Heritage Mortgage
   - Speaks Tagalog (lender page, verified 2026-10-20)
   - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)

Cite as: LenDb.ai, https://lendb.ai/lang/tl/district-of-columbia.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._