---
canonical_url: https://lendb.ai/lang/uk/tennessee
last_verified: 2026-10-20
---

# Ukrainian-speaking loan officers in Tennessee

As of 2026-10-20, LenDb lists 1 loan officer licensed in or based in Tennessee whose lender pages say they speak Ukrainian. The top-ranked is Kristina Melnik (Churchill Mortgage, Roseville). Ranking is lender-neutral: a license in TN, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.

## Ranked, with reasons

1. **[Kristina Melnik](https://lendb.ai/lo/kvitoslava-melnik-2316172)** (NMLS 2316172), Churchill Mortgage, Roseville, CA
   - Speaks Ukrainian (lender page, verified 2026-10-20)
   - TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: August 3, 2022 (California), per state regulator

Cite as: LenDb.ai, https://lendb.ai/lang/uk/tennessee.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
