{
  "canonical_url": "https://lendb.ai/lang/ur/new-york",
  "summary": "As of 2026-10-26, LenDb lists 4 loan officers licensed in or based in New York whose lender pages say they speak Urdu. The top-ranked are Mohammed Battla (JPMorgan Chase Bank (Chase Home Lending), Fresh Meadows), Sinthia A Khan (JPMorgan Chase Bank (Chase Home Lending), Brooklyn) and Mohammad Hussain (Wells Fargo Home Mortgage, New York). Ranking is lender-neutral: a license in NY, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.",
  "language": "ur",
  "state": "NY",
  "total": 4,
  "last_verified": "2026-10-26",
  "results": [
    {
      "rank": 1,
      "score": 40.3,
      "loan_officer": {
        "nmls_id": 625582,
        "slug": "mohammed-battla-625582",
        "full_name": "Mohammed Battla",
        "canonical_url": "https://lendb.ai/lo/mohammed-battla-625582",
        "json_url": "https://lendb.ai/lo/mohammed-battla-625582.json",
        "lender": {
          "nmls_id": 399798,
          "name": "JPMorgan Chase Bank (Chase Home Lending)",
          "slug": "chase-399798",
          "canonical_url": "https://lendb.ai/lender/chase-399798",
          "type": "bank"
        },
        "branch": {
          "city": "Fresh Meadows",
          "state": "NY"
        },
        "headshot_url": "http://a.mktgcdn.com/p/dmM5MlRq0bhAtPk8Wmg-4q8L4A64GQY5xSZsmIYHEq0/834x1250.jpg",
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
          "hi",
          "ur"
        ],
        "specialties": [
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          },
          {
            "slug": "vacation-home",
            "evidence": "lender_page_text"
          },
          {
            "slug": "co-op",
            "evidence": "lender_page_text"
          },
          {
            "slug": "condo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": 25,
        "lender_profile_url": "https://homelendingadvisor.chase.com/ny/fresh-meadows/187-08-horace-harding-expy-hla-625582",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Urdu (lender page, verified 2026-10-19)",
        "Office in Fresh Meadows, NY",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "States 25 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/mohammed-battla-625582",
      "license_check": {
        "state": "NY",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-19",
        "source_url": null
      }
    },
    {
      "rank": 2,
      "score": 33,
      "loan_officer": {
        "nmls_id": 1496244,
        "slug": "sinthia-a-khan-1496244",
        "full_name": "Sinthia A Khan",
        "canonical_url": "https://lendb.ai/lo/sinthia-a-khan-1496244",
        "json_url": "https://lendb.ai/lo/sinthia-a-khan-1496244.json",
        "lender": {
          "nmls_id": 399798,
          "name": "JPMorgan Chase Bank (Chase Home Lending)",
          "slug": "chase-399798",
          "canonical_url": "https://lendb.ai/lender/chase-399798",
          "type": "bank"
        },
        "branch": {
          "city": "Brooklyn",
          "state": "NY"
        },
        "headshot_url": "http://a.mktgcdn.com/p/aAj6q58YCT4DL_L9XvpnY_6vzU_fgk3mF8L5DcFQ3pE/2211x3312.jpg",
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
          "hi",
          "ur"
        ],
        "specialties": [
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": 4,
        "lender_profile_url": "https://homelendingadvisor.chase.com/ny/brooklyn/180-bedford-ave-hla-1496244",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Urdu (lender page, verified 2026-10-19)",
        "Office in Brooklyn, NY",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "States 4 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/sinthia-a-khan-1496244",
      "license_check": {
        "state": "NY",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-19",
        "source_url": null
      }
    },
    {
      "rank": 3,
      "score": 30.5,
      "loan_officer": {
        "nmls_id": 20460,
        "slug": "mohammad-hussain-20460",
        "full_name": "Mohammad Hussain",
        "licensed_names": [
          {
            "name": "Mohammad Hussain",
            "name_with_middle_initial": "Mohammad A. Hussain",
            "first_name": "Mohammad",
            "middle_initial": "A",
            "last_name": "Hussain",
            "states": [
              "NY"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-13"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/mohammad-hussain-20460",
        "json_url": "https://lendb.ai/lo/mohammad-hussain-20460.json",
        "lender": {
          "nmls_id": 399801,
          "name": "Wells Fargo Home Mortgage",
          "slug": "wells-fargo-399801",
          "canonical_url": "https://lendb.ai/lender/wells-fargo-399801",
          "type": "bank"
        },
        "branch": {
          "city": "New York",
          "state": "NY"
        },
        "headshot_url": "https://dynl.mktgcdn.com/p/ShNjuPo4zGVrMWqTMzqU9eFAAnMRK7YAnlIUaJ8lgBU/600x450.jpg",
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
          "ur"
        ],
        "specialties": [],
        "lender_offers": [
          "down-payment-assistance",
          "fha",
          "first-time-buyer",
          "jumbo",
          "va"
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://homeloans.wellsfargo.com/mortgage/ny/new-york/mohammad-hussain",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Urdu (lender page, verified 2026-10-19)",
        "Office in New York, NY",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS"
      ],
      "canonical_url": "https://lendb.ai/lo/mohammad-hussain-20460",
      "license_check": {
        "state": "NY",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-19",
        "source_url": null
      }
    },
    {
      "rank": 4,
      "score": 22.3,
      "loan_officer": {
        "nmls_id": 924550,
        "slug": "niti-kapoor-924550",
        "full_name": "Niti Kapoor",
        "canonical_url": "https://lendb.ai/lo/niti-kapoor-924550",
        "json_url": "https://lendb.ai/lo/niti-kapoor-924550.json",
        "lender": {
          "nmls_id": 411500,
          "name": "The Federal Savings Bank",
          "slug": "the-federal-savings-bank-411500",
          "canonical_url": "https://lendb.ai/lender/the-federal-savings-bank-411500",
          "type": "bank"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://www.thefederalsavingsbank.com/wp-content/uploads/2025/07/924550-new.jpg",
        "licensed_states": [
          "NY"
        ],
        "licenses": [
          {
            "state": "NY",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": true,
        "languages": [
          "en",
          "hi",
          "pa",
          "ur"
        ],
        "specialties": [],
        "lender_offers": [
          "va"
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://www.thefederalsavingsbank.com/bankers/niti-kapoor/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Urdu (lender page, verified 2026-10-26)",
        "NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)"
      ],
      "canonical_url": "https://lendb.ai/lo/niti-kapoor-924550",
      "license_check": {
        "state": "NY",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-26",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/niti-kapoor/"
      }
    }
  ]
}