{
  "canonical_url": "https://lendb.ai/lang/ur/texas",
  "summary": "As of 2026-10-26, LenDb lists 2 loan officers licensed in or based in Texas whose lender pages say they speak Urdu. The top-ranked are Mohammed Iqbal Karim (JPMorgan Chase Bank (Chase Home Lending), Sugar Land) and Amrita Pataskar (JPMorgan Chase Bank (Chase Home Lending), Magnolia). Ranking is lender-neutral: a license in TX, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.",
  "language": "ur",
  "state": "TX",
  "total": 2,
  "last_verified": "2026-10-26",
  "results": [
    {
      "rank": 1,
      "score": 37,
      "loan_officer": {
        "nmls_id": 496385,
        "slug": "mohammed-iqbal-karim-496385",
        "full_name": "Mohammed Iqbal Karim",
        "canonical_url": "https://lendb.ai/lo/mohammed-iqbal-karim-496385",
        "json_url": "https://lendb.ai/lo/mohammed-iqbal-karim-496385.json",
        "lender": {
          "nmls_id": 399798,
          "name": "JPMorgan Chase Bank (Chase Home Lending)",
          "slug": "chase-399798",
          "canonical_url": "https://lendb.ai/lender/chase-399798",
          "type": "bank"
        },
        "branch": {
          "city": "Sugar Land",
          "state": "TX"
        },
        "headshot_url": "http://a.mktgcdn.com/p/7g1CBWaMjShTxb_WV3JfN8laf_x3JxAvnHyp2gqEtP4/374x560.jpg",
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
          "hi",
          "ur"
        ],
        "specialties": [
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": 12,
        "lender_profile_url": "https://homelendingadvisor.chase.com/tx/sugar-land/2410-highway-6-hla-496385",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Urdu (lender page, verified 2026-10-26)",
        "Office in Sugar Land, TX",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "States 12 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/mohammed-iqbal-karim-496385",
      "license_check": {
        "state": "TX",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-26",
        "source_url": null
      }
    },
    {
      "rank": 2,
      "score": 31,
      "loan_officer": {
        "nmls_id": 1861633,
        "slug": "amrita-pataskar-1861633",
        "full_name": "Amrita Pataskar",
        "canonical_url": "https://lendb.ai/lo/amrita-pataskar-1861633",
        "json_url": "https://lendb.ai/lo/amrita-pataskar-1861633.json",
        "lender": {
          "nmls_id": 399798,
          "name": "JPMorgan Chase Bank (Chase Home Lending)",
          "slug": "chase-399798",
          "canonical_url": "https://lendb.ai/lender/chase-399798",
          "type": "bank"
        },
        "branch": {
          "city": "Magnolia",
          "state": "TX"
        },
        "headshot_url": "http://a.mktgcdn.com/p/2wTxIH5sfya7H1J20qxLI6j5Iv5mSM2-fUrrVUqyS2g/835x1250.jpg",
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
          "gu",
          "hi",
          "ur"
        ],
        "specialties": [
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://homelendingadvisor.chase.com/tx/magnolia/6611-fm-1488-rd-hla-1861633",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Urdu (lender page, verified 2026-10-19)",
        "Office in Magnolia, TX",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS"
      ],
      "canonical_url": "https://lendb.ai/lo/amrita-pataskar-1861633",
      "license_check": {
        "state": "TX",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-19",
        "source_url": null
      }
    }
  ]
}