{
  "canonical_url": "https://lendb.ai/lang/ur/virginia",
  "summary": "As of 2026-10-26, LenDb lists 7 loan officers licensed in or based in Virginia whose lender pages say they speak Urdu. The top-ranked are Adil Usufzai (JPMorgan Chase Bank (Chase Home Lending), Ashburn), Arslan Jamil (ALCOVA Mortgage, Chantilly) and Angnita Corryn (Buckingham Mortgage LLC). Ranking is lender-neutral: a license in VA, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.",
  "language": "ur",
  "state": "VA",
  "total": 7,
  "last_verified": "2026-10-26",
  "results": [
    {
      "rank": 1,
      "score": 41,
      "loan_officer": {
        "nmls_id": 952278,
        "slug": "adil-usufzai-952278",
        "full_name": "Adil Usufzai",
        "canonical_url": "https://lendb.ai/lo/adil-usufzai-952278",
        "json_url": "https://lendb.ai/lo/adil-usufzai-952278.json",
        "lender": {
          "nmls_id": 399798,
          "name": "JPMorgan Chase Bank (Chase Home Lending)",
          "slug": "chase-399798",
          "canonical_url": "https://lendb.ai/lender/chase-399798",
          "type": "bank"
        },
        "branch": {
          "city": "Ashburn",
          "state": "VA"
        },
        "headshot_url": "http://a.mktgcdn.com/p/8ZNMbBRe-m-GJ2kuKs44O59SlFLSlOknV_L9wl8sm1k/1112x1666.jpg",
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
          "ar",
          "hi",
          "ur"
        ],
        "specialties": [
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          },
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": 26,
        "lender_profile_url": "https://homelendingadvisor.chase.com/va/ashburn/43200-broadlands-center-plz-hla-952278",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Urdu (lender page, verified 2026-10-26)",
        "Office in Ashburn, VA",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "States 26 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/adil-usufzai-952278",
      "license_check": {
        "state": "VA",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-26",
        "source_url": null
      }
    },
    {
      "rank": 2,
      "score": 32.8,
      "loan_officer": {
        "nmls_id": 2681786,
        "slug": "arslan-jamil-2681786",
        "full_name": "Arslan Jamil",
        "canonical_url": "https://lendb.ai/lo/arslan-jamil-2681786",
        "json_url": "https://lendb.ai/lo/arslan-jamil-2681786.json",
        "lender": {
          "nmls_id": 40508,
          "name": "ALCOVA Mortgage",
          "slug": "alcova-mortgage-40508",
          "canonical_url": "https://lendb.ai/lender/alcova-mortgage-40508",
          "type": "imb"
        },
        "branch": {
          "city": "Chantilly",
          "state": "VA"
        },
        "headshot_url": "https://alcova.com/wp-content/uploads/2025/06/arslan-jamil.png",
        "licensed_states": [
          "VA"
        ],
        "licenses": [
          {
            "state": "VA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "pa",
          "ur"
        ],
        "specialties": [],
        "lender_offers": [
          "1099-income",
          "bank-statement",
          "dscr",
          "fha",
          "first-time-buyer",
          "heloc",
          "investor",
          "jumbo",
          "reverse",
          "self-employed",
          "usda",
          "va"
        ],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://alcova.com/loan-officer/ajamil/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Urdu (lender page, verified 2026-10-21)",
        "Office in Chantilly, VA",
        "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)"
      ],
      "canonical_url": "https://lendb.ai/lo/arslan-jamil-2681786",
      "license_check": {
        "state": "VA",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-21",
        "source_url": "https://alcova.com/loan-officer/ajamil/"
      }
    },
    {
      "rank": 3,
      "score": 31.5,
      "loan_officer": {
        "nmls_id": 1867528,
        "slug": "angnita-corryn-1867528",
        "full_name": "Angnita Corryn",
        "canonical_url": "https://lendb.ai/lo/angnita-corryn-1867528",
        "json_url": "https://lendb.ai/lo/angnita-corryn-1867528.json",
        "lender": {
          "nmls_id": 1124970,
          "name": "Buckingham Mortgage LLC",
          "slug": "buckingham-mortgage-llc-1124970",
          "canonical_url": "https://lendb.ai/lender/buckingham-mortgage-llc-1124970",
          "type": "other"
        },
        "branch": {
          "city": null,
          "state": "VA"
        },
        "headshot_url": null,
        "licensed_states": [
          "MD",
          "VA"
        ],
        "licenses": [
          {
            "state": "MD",
            "confidence": "lender_reported"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "pa",
          "ur"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://www.bfgusa.com/team-member/angnita-corryn/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Urdu (lender page, verified 2026-10-15)",
        "Office in Virginia",
        "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)"
      ],
      "canonical_url": "https://lendb.ai/lo/angnita-corryn-1867528",
      "license_check": {
        "state": "VA",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-15",
        "source_url": "https://www.bfgusa.com/team-member/angnita-corryn/"
      }
    },
    {
      "rank": 4,
      "score": 23.3,
      "loan_officer": {
        "nmls_id": 2503420,
        "slug": "lekh-sharma-2503420",
        "full_name": "Lekh Sharma",
        "canonical_url": "https://lendb.ai/lo/lekh-sharma-2503420",
        "json_url": "https://lendb.ai/lo/lekh-sharma-2503420.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "slug": "guild-mortgage-3274",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "High Point",
          "state": "NC"
        },
        "headshot_url": "https://www.guildmortgage.com/lib/uploads/officers/profile-photos/chlsha-lekh-sharma.jpg",
        "licensed_states": [
          "TX",
          "GA",
          "NC",
          "VA"
        ],
        "licenses": [
          {
            "state": "GA",
            "confidence": "lender_reported"
          },
          {
            "state": "NC",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "ne",
          "ur"
        ],
        "specialties": [
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [
          "down-payment-assistance",
          "fha",
          "heloc",
          "investor",
          "itin",
          "jumbo",
          "low-credit",
          "manufactured",
          "new-construction",
          "physician",
          "renovation",
          "usda",
          "va",
          "vacation-home"
        ],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2026-05-27",
          "state": "TX"
        },
        "licensed_since": {
          "year": 2026,
          "state": "TX"
        },
        "years_experience": null,
        "lender_profile_url": "https://branches.guildmortgage.com/nc/highpoint/lekh-sharma-645-chlsha.html",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Urdu (lender page, verified 2026-10-26)",
        "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: May 27, 2026 (Texas), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/lekh-sharma-2503420",
      "license_check": {
        "state": "VA",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-26",
        "source_url": "https://branches.guildmortgage.com/nc/highpoint/lekh-sharma-645-chlsha.html"
      }
    },
    {
      "rank": 5,
      "score": 22.3,
      "loan_officer": {
        "nmls_id": 2416598,
        "slug": "sudarshan-oli-2416598",
        "full_name": "Sudarshan Oli",
        "canonical_url": "https://lendb.ai/lo/sudarshan-oli-2416598",
        "json_url": "https://lendb.ai/lo/sudarshan-oli-2416598.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://lh3.googleusercontent.com/ewXPMSiUz0gnfQZMe_AbiGcD64yp-wXvPSN9iJJbdoYSYw5_x8uaAWPKtNSnwXGpm80UWCbbg2OsGF3LTX57ZUDhnSd9lEZW1RdevQ",
        "licensed_states": [
          "CA",
          "OH",
          "TX",
          "VA"
        ],
        "licenses": [
          {
            "state": "CA",
            "confidence": "confirmed"
          },
          {
            "state": "OH",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "ne",
          "ur"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2024-05-14",
          "state": "CA"
        },
        "licensed_since": {
          "year": 2024,
          "state": "CA"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/sudarshan-oli-2416598",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Urdu (lender page, verified 2026-10-09)",
        "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: May 14, 2024 (California), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/sudarshan-oli-2416598",
      "license_check": {
        "state": "VA",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.loanfactory.com/mortgage-expert/sudarshan-oli-2416598"
      }
    },
    {
      "rank": 6,
      "score": 22.3,
      "loan_officer": {
        "nmls_id": 2528620,
        "slug": "prashanna-sangroula-2528620",
        "full_name": "Prashanna Sangroula",
        "canonical_url": "https://lendb.ai/lo/prashanna-sangroula-2528620",
        "json_url": "https://lendb.ai/lo/prashanna-sangroula-2528620.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://lh3.googleusercontent.com/zz7dHeKuU5r1paKPLWpvBCxIbE7s2WVV2aS0EJoY4oKtWT9OOMkYLIT35Fz1idNiWBU3jRaXqs27x5WMEfXiGojDYYk2A58H9Jk",
        "licensed_states": [
          "FL",
          "PA",
          "DC",
          "GA",
          "IN",
          "MA",
          "MD",
          "NC",
          "NH",
          "OH",
          "VA",
          "WA"
        ],
        "licenses": [
          {
            "state": "DC",
            "confidence": "lender_reported"
          },
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "GA",
            "confidence": "lender_reported"
          },
          {
            "state": "IN",
            "confidence": "lender_reported"
          },
          {
            "state": "MA",
            "confidence": "confirmed"
          },
          {
            "state": "MD",
            "confidence": "confirmed"
          },
          {
            "state": "NC",
            "confidence": "lender_reported"
          },
          {
            "state": "NH",
            "confidence": "lender_reported"
          },
          {
            "state": "OH",
            "confidence": "lender_reported"
          },
          {
            "state": "PA",
            "confidence": "confirmed"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
          },
          {
            "state": "WA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "ne",
          "ur"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2024-09-18",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2024,
          "state": "FL"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/prashanna-sangroula-2528620",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Urdu (lender page, verified 2026-10-09)",
        "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: September 18, 2024 (Florida), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/prashanna-sangroula-2528620",
      "license_check": {
        "state": "VA",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.loanfactory.com/mortgage-expert/prashanna-sangroula-2528620"
      }
    },
    {
      "rank": 7,
      "score": 22,
      "loan_officer": {
        "nmls_id": 2607572,
        "slug": "shoaib-nawaz-2607572",
        "full_name": "Shoaib Nawaz",
        "licensed_names": [
          {
            "name": "Shoaib Nawaz",
            "name_with_middle_initial": "Shoaib Q. Nawaz",
            "first_name": "Shoaib",
            "middle_initial": "Q",
            "last_name": "Nawaz",
            "states": [
              "MD"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-26"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/shoaib-nawaz-2607572",
        "json_url": "https://lendb.ai/lo/shoaib-nawaz-2607572.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://lh3.googleusercontent.com/dXWWeQS5bWbfTv1bIeWMuyIegFDPZEbTD9CNPvm3Hsb6ULq6t-8TNEvUUlnOKSPWWHs6PVG-SlIeEyDl-dY1ZRLmhCdZvDt0vUB-",
        "licensed_states": [
          "MD",
          "VA"
        ],
        "licenses": [
          {
            "state": "MD",
            "confidence": "confirmed"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "pa",
          "ur"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/shoaib-nawaz-2607572",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Urdu (lender page, verified 2026-10-09)",
        "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)"
      ],
      "canonical_url": "https://lendb.ai/lo/shoaib-nawaz-2607572",
      "license_check": {
        "state": "VA",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.loanfactory.com/mortgage-expert/shoaib-nawaz-2607572"
      }
    }
  ]
}