{ "canonical_url": "https://lendb.ai/lang/vi/alabama", "summary": "As of 2026-10-09, LenDb lists 14 loan officers licensed in or based in Alabama whose lender pages say they speak Vietnamese. The top-ranked are Thomas Nguyen (Loan Factory, Westminster), Thuan Nguyen (Loan Factory) and Thinh Le (Loan Factory). Ranking is lender-neutral: a license in AL, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.", "language": "vi", "state": "AL", "total": 14, "last_verified": "2026-10-09", "results": [ { "rank": 1, "score": 32, "loan_officer": { "nmls_id": 2184794, "slug": "thomas-nguyen-2184794", "full_name": "Thomas Nguyen", "canonical_url": "https://lendb.ai/lo/thomas-nguyen-2184794", "json_url": "https://lendb.ai/lo/thomas-nguyen-2184794.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": "Westminster", "state": "CA" }, "headshot_url": "https://lh3.googleusercontent.com/mJ4k-oVQBJ3UHlx0d9iH-O3Lcg57HHDz6_lqHHY_nM9mckx4Q_Loh3LKudrtr3BzjjTPFBIFuuAlBT1275QEL9eb_AgVIFMWtf4", "licensed_states": [ "FL", "AK", "AL", "AZ", "CA", "CO", "DC", "DE", "GA", "HI", "IA", "ID", "IL", "IN", "KS", "KY", "LA", "MA", "MD", "ME", "MI", "MN", "MO", "NC", "ND", "NH", "NV", "OH", "OR", "PA", "SD", "TN", "TX", "UT", "VA", "VT", "WA", "WI", "WY" ], "licenses": [ { "state": "AK", "confidence": "lender_reported" }, { "state": "AL", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "confirmed" }, { "state": "CO", "confidence": "lender_reported" }, { "state": "DC", "confidence": "lender_reported" }, { "state": "DE", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "HI", "confidence": "lender_reported" }, { "state": "IA", "confidence": "confirmed" }, { "state": "ID", "confidence": "lender_reported" }, { "state": "IL", "confidence": "confirmed" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "KS", "confidence": "lender_reported" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MA", "confidence": "confirmed" }, { "state": "MD", "confidence": "confirmed" }, { "state": "ME", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "MO", "confidence": "confirmed" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "ND", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" }, { "state": "NV", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OR", "confidence": "confirmed" }, { "state": "PA", "confidence": "lender_reported" }, { "state": "SD", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "UT", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "VT", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" }, { "state": "WI", "confidence": "confirmed" }, { "state": "WY", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "en", "vi" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2025-12-26", "state": "IA" }, "licensed_since": { "year": 2025, "state": "IA" }, "years_experience": 24, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/thomas-nguyen-2184794", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Vietnamese (lender page, verified 2026-10-09)", "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: December 26, 2025 (Iowa), per state regulator", "States 24 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/thomas-nguyen-2184794", "license_check": { "state": "AL", "confidence": "lender_reported", "eligible": true, "label": "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/thomas-nguyen-2184794" } }, { "rank": 2, "score": 31, "loan_officer": { "nmls_id": 320775, "slug": "thuan-nguyen-320775", "full_name": "Thuan Nguyen", "licensed_names": [ { "name": "Thuan Nguyen", "name_with_middle_initial": "Thuan T. Nguyen", "first_name": "Thuan", "middle_initial": "T", "last_name": "Nguyen", "states": [ "AR", "CA", "DE", "FL", "IA", "MA", "MD", "MO", "OR", "TX", "WY" ], "source": "state_regulator", "as_of": "2026-10-30" } ], "canonical_url": "https://lendb.ai/lo/thuan-nguyen-320775", "json_url": "https://lendb.ai/lo/thuan-nguyen-320775.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/BEZwF-8_6QHJRdN2uVlkiZo8nWaZvbE2cNeq-CE6XgEmxxwDSFCZS7aIG4L_bMFZpGAu4HOsa8iM7c0gXKS45dJCjWtEUcy4scU", "licensed_states": [ "FL", "AK", "AL", "AR", "AZ", "CA", "CO", "DC", "DE", "GA", "HI", "IA", "ID", "IL", "IN", "KS", "KY", "LA", "MA", "MD", "ME", "MI", "MN", "MO", "MS", "MT", "NC", "ND", "NE", "NH", "NJ", "NM", "NV", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VA", "VT", "WA", "WI", "WV", "WY" ], "licenses": [ { "state": "AK", "confidence": "lender_reported" }, { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "confirmed" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "confirmed" }, { "state": "CO", "confidence": "lender_reported" }, { "state": "DC", "confidence": "lender_reported" }, { "state": "DE", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "HI", "confidence": "lender_reported" }, { "state": "IA", "confidence": "confirmed" }, { "state": "ID", "confidence": "lender_reported" }, { "state": "IL", "confidence": "confirmed" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "KS", "confidence": "lender_reported" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MA", "confidence": "confirmed" }, { "state": "MD", "confidence": "confirmed" }, { "state": "ME", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "MO", "confidence": "confirmed" }, { "state": "MS", "confidence": "lender_reported" }, { "state": "MT", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "ND", "confidence": "lender_reported" }, { "state": "NE", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "NM", "confidence": "lender_reported" }, { "state": "NV", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "OR", "confidence": "confirmed" }, { "state": "PA", "confidence": "lender_reported" }, { "state": "RI", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "SD", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "UT", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "VT", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" }, { "state": "WI", "confidence": "confirmed" }, { "state": "WV", "confidence": "lender_reported" }, { "state": "WY", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "en", "vi" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2014-04-29", "state": "TX" }, "licensed_since": { "year": 2014, "state": "TX" }, "years_experience": 18, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/thuan-nguyen-320775", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Vietnamese (lender page, verified 2026-10-09)", "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: April 29, 2014 (Texas), per state regulator", "States 18 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/thuan-nguyen-320775", "license_check": { "state": "AL", "confidence": "lender_reported", "eligible": true, "label": "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/thuan-nguyen-320775" } }, { "rank": 3, "score": 26.3, "loan_officer": { "nmls_id": 1440195, "slug": "thinh-le-1440195", "full_name": "Thinh Le", "licensed_names": [ { "name": "Thinh Le", "name_with_middle_initial": "Thinh T. Le", "first_name": "Thinh", "middle_initial": "T", "last_name": "Le", "states": [ "AR", "TX" ], "source": "state_regulator", "as_of": "2026-10-20" } ], "canonical_url": "https://lendb.ai/lo/thinh-le-1440195", "json_url": "https://lendb.ai/lo/thinh-le-1440195.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/PYvZqTBleEXC5pfVoFB4YPDV6nbO8mnqHychT1h5HXiXg1BibNUImxKT64ek0A81ztfJtfLmkhvxIb4ZEN64yRiUnNZqf4l2mEM", "licensed_states": [ "AL", "AR", "LA", "MN", "MO", "TX", "VA" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "confirmed" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "MO", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "vi" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2016-06-07", "state": "TX" }, "licensed_since": { "year": 2016, "state": "TX" }, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/thinh-le-1440195", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Vietnamese (lender page, verified 2026-10-09)", "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: June 7, 2016 (Texas), per state regulator" ], "canonical_url": "https://lendb.ai/lo/thinh-le-1440195", "license_check": { "state": "AL", "confidence": "lender_reported", "eligible": true, "label": "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/thinh-le-1440195" } }, { "rank": 4, "score": 25.3, "loan_officer": { "nmls_id": 1806263, "slug": "trung-nguyen-1806263", "full_name": "Trung Nguyen", "canonical_url": "https://lendb.ai/lo/trung-nguyen-1806263", "json_url": "https://lendb.ai/lo/trung-nguyen-1806263.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/2nUVEyk-12a5xUmiktLI44K7TWfh3y5BuhXGWpeDWZmhODTVkMTTPqRB4X_V5nzt9jxoBI7vufMc2SK8IXVsF9PvctALDCN2FLF6", "licensed_states": [ "FL", "AL", "CA", "GA", "MN", "TX", "VA" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "CA", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "vi" ], "specialties": [ { "slug": "heloc", "evidence": "lender_page_text" } ], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2019-01-02", "state": "TX" }, "licensed_since": { "year": 2019, "state": "TX" }, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/trung-nguyen-1806263", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Vietnamese (lender page, verified 2026-10-09)", "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: January 2, 2019 (Texas), per state regulator" ], "canonical_url": "https://lendb.ai/lo/trung-nguyen-1806263", "license_check": { "state": "AL", "confidence": "lender_reported", "eligible": true, "label": "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/trung-nguyen-1806263" } }, { "rank": 5, "score": 24.8, "loan_officer": { "nmls_id": 1742166, "slug": "hoan-van-1742166", "full_name": "Hoan Van", "licensed_names": [ { "name": "Hoan Van", "name_with_middle_initial": "Hoan D. Van", "first_name": "Hoan", "middle_initial": "D", "last_name": "Van", "states": [ "AR", "FL", "TX" ], "source": "state_regulator", "as_of": "2026-10-20" } ], "canonical_url": "https://lendb.ai/lo/hoan-van-1742166", "json_url": "https://lendb.ai/lo/hoan-van-1742166.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/AAVYYKmQcLZd7MYZ4F5vWAKFIZXihcm_1T0CsNuhBYipSIeWe1IvHQMUyb8m8obXbKjJ0slq6BjpNbld1HVhreTsMcnNJVMhGPtX", "licensed_states": [ "FL", "AL", "AR", "CO", "GA", "IL", "MI", "MS", "OK", "TX" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "confirmed" }, { "state": "CO", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IL", "confidence": "confirmed" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MS", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "en", "vi" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2019-07-03", "state": "FL" }, "licensed_since": { "year": 2019, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/hoan-van-1742166", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Vietnamese (lender page, verified 2026-10-09)", "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: July 3, 2019 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/hoan-van-1742166", "license_check": { "state": "AL", "confidence": "lender_reported", "eligible": true, "label": "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/hoan-van-1742166" } }, { "rank": 6, "score": 24.5, "loan_officer": { "nmls_id": 2226019, "slug": "tien-le-hoang-dang-2226019", "full_name": "Tien Le Hoang Dang", "canonical_url": "https://lendb.ai/lo/tien-le-hoang-dang-2226019", "json_url": "https://lendb.ai/lo/tien-le-hoang-dang-2226019.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/M5yqbHngDD3qM8Ga49thpx3mayPIthQLxRqnmqICecijeJXX83SpFX35epvZTFBH2UVUkd8AX3Kwbl5r96gUFml6oE-UzxfbKpeO", "licensed_states": [ "FL", "PA", "AL", "AR", "AZ", "CA", "CO", "DE", "IL", "IN", "KY", "LA", "MD", "ME", "MI", "MN", "MO", "ND", "NH", "NM", "OH", "OK", "OR", "SD", "TN", "TX", "VA", "WA" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "confirmed" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "confirmed" }, { "state": "CO", "confidence": "confirmed" }, { "state": "DE", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "IL", "confidence": "confirmed" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "LA", "confidence": "confirmed" }, { "state": "MD", "confidence": "confirmed" }, { "state": "ME", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "MO", "confidence": "confirmed" }, { "state": "ND", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" }, { "state": "NM", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "OR", "confidence": "confirmed" }, { "state": "PA", "confidence": "confirmed" }, { "state": "SD", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "vi" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2021-11-29", "state": "FL" }, "licensed_since": { "year": 2021, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/tien-le-hoang-dang-2226019", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Vietnamese (lender page, verified 2026-10-09)", "AL listed on their lender page (not yet checked with the state regulator; 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