--- canonical_url: https://lendb.ai/lang/vi/california last_verified: 2026-10-26 --- # Vietnamese-speaking loan officers in California As of 2026-10-26, LenDb lists 57 loan officers licensed in or based in California whose lender pages say they speak Vietnamese. The top-ranked are Lani Vu (Loan Factory), Lisa Le (Loan Factory, Westminster) and James Trinh (Loan Factory). Ranking is lender-neutral: a license in CA, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it. ## Ranked, with reasons 1. **[Lani Vu](https://lendb.ai/lo/lani-vu-233572)** (NMLS 233572), Loan Factory, CA - Speaks Vietnamese (lender page, verified 2026-10-09) - Office in California - Licensed in CA: confirmed with the California Department of Real Estate (license 00896930), verified 2026-10-24 - States 30 years of experience (lender page, 2026-10-09) 2. **[Lisa Le](https://lendb.ai/lo/lisa-le-697234)** (NMLS 697234), Loan Factory, Westminster, CA - Speaks Vietnamese (lender page, verified 2026-10-09) - Office in Westminster, CA - Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DBO697234), verified 2026-10-24 - Earliest state license record: April 9, 2015 (California), per state regulator - States 20 years of experience (lender page, 2026-10-09) 3. **[James Trinh](https://lendb.ai/lo/james-trinh-876387)** (NMLS 876387), Loan Factory, CA - Speaks Vietnamese (lender page, verified 2026-10-09) - Office in California - Licensed in CA: confirmed with the California Department of Real Estate (license 01918841), verified 2026-10-24 - States 20 years of experience (lender page, 2026-10-09) 4. **[Thomas Nguyen](https://lendb.ai/lo/thomas-nguyen-2184794)** (NMLS 2184794), Loan Factory, Westminster, CA - Speaks Vietnamese (lender page, verified 2026-10-09) - Office in Westminster, CA - Licensed in CA: confirmed with the California Department of Real Estate (license 01964750), verified 2026-10-24 - Earliest state license record: December 26, 2025 (Iowa), per state regulator - States 24 years of experience (lender page, 2026-10-09) 5. **[Kim Duong](https://lendb.ai/lo/kim-duong-333794)** (NMLS 333794), JPMorgan Chase Bank (Chase Home Lending), Huntington Beach, CA - Speaks Vietnamese (lender page, verified 2026-10-26) - Office in Huntington Beach, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Earliest state license record: September 11, 2013 (Wisconsin), per state regulator - States 20 years of experience (lender page, 2026-10-09) 6. **[Steven Diec](https://lendb.ai/lo/steven-diec-502350)** (NMLS 502350), JPMorgan Chase Bank (Chase Home Lending), Santa Clara, CA - Speaks Vietnamese (lender page, verified 2026-10-19) - Office in Santa Clara, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Earliest state license record: February 27, 2024 (California), per state regulator - States 25 years of experience (lender page, 2026-10-09) 7. **[Kathleen Dinh](https://lendb.ai/lo/kathleen-dinh-692141)** (NMLS 692141), JPMorgan Chase Bank (Chase Home Lending), Westminster, CA - Speaks Vietnamese (lender page, verified 2026-10-19) - Office in Westminster, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 19 years of experience (lender page, 2026-10-09) 8. **[Joseph C Tran](https://lendb.ai/lo/joseph-c-tran-670999)** (NMLS 670999), JPMorgan Chase Bank (Chase Home Lending), San Diego, CA - Speaks Vietnamese (lender page, verified 2026-10-19) - Office in San Diego, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 23 years of experience (lender page, 2026-10-09) 9. **[Toan Thi](https://lendb.ai/lo/toan-thi-1399674)** (NMLS 1399674), Loan Factory, CA - Speaks Vietnamese (lender page, verified 2026-10-09) - Office in California - Licensed in CA: confirmed with the California Department of Real Estate (license 01852290), verified 2026-10-24 - Earliest state license record: February 14, 2017 (California), per state regulator 10. **[Tiffany Hua](https://lendb.ai/lo/tiffany-hua-376720)** (NMLS 376720), JPMorgan Chase Bank (Chase Home Lending), Irvine, CA - Speaks Vietnamese (lender page, verified 2026-10-26) - Office in Irvine, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Earliest state license record: April 10, 2012 (Iowa), per state regulator - States 15 years of experience (lender page, 2026-10-09) 11. **[Ricky Phan](https://lendb.ai/lo/ricky-phan-1203987)** (NMLS 1203987), Loan Factory, CA - Speaks Vietnamese (lender page, verified 2026-10-09) - Office in California - Licensed in CA: confirmed with the California Department of Real Estate (license 02018231), verified 2026-10-24 - Earliest state license record: May 12, 2022 (Florida), per state regulator 12. **[Kathy Banh](https://lendb.ai/lo/kathy-banh-1953043)** (NMLS 1953043), Loan Factory, CA - Speaks Vietnamese (lender page, verified 2026-10-09) - Office in California - Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DBO1953043), verified 2026-10-24 - Earliest state license record: August 6, 2020 (California), per state regulator 13. **[Sean Phi-Hung Nguyen](https://lendb.ai/lo/sean-phi-hung-nguyen-1448108)** (NMLS 1448108), Loan Factory, CA - Speaks Vietnamese (lender page, verified 2026-10-09) - Office in California - Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI1448108), verified 2026-10-24 - Earliest state license record: October 24, 2021 (California), per state regulator 14. **[Daniel Le](https://lendb.ai/lo/daniel-le-2187426)** (NMLS 2187426), Loan Factory, CA - Speaks Vietnamese (lender page, verified 2026-10-09) - Office in California - Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI2187426), verified 2026-10-24 - Earliest state license record: April 7, 2022 (California), per state regulator 15. **[Thao (Vy) Phan](https://lendb.ai/lo/thao-vy-phan-2261927)** (NMLS 2261927), Loan Factory, CA - Speaks Vietnamese (lender page, verified 2026-10-09) - Office in California - Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI2261927), verified 2026-10-24 - Earliest state license record: August 4, 2022 (California), per state regulator 16. **[Steven Lu](https://lendb.ai/lo/steven-lu-2062441)** (NMLS 2062441), Loan Factory, CA - Speaks Vietnamese (lender page, verified 2026-10-09) - Office in California - Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI2062441), verified 2026-10-24 - Earliest state license record: September 15, 2023 (California), per state regulator 17. **[Linh Hua](https://lendb.ai/lo/linh-hua-2488984)** (NMLS 2488984), Loan Factory, CA - Speaks Vietnamese (lender page, verified 2026-10-09) - Office in California - Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI2488984), verified 2026-10-24 - Earliest state license record: July 14, 2023 (California), per state regulator 18. **[John Tu](https://lendb.ai/lo/john-tu-2721406)** (NMLS 2721406), Loan Factory, CA - Speaks Vietnamese (lender page, verified 2026-10-09) - Office in California - Licensed in CA: confirmed with the California Department of Real Estate (license 01776421), verified 2026-10-24 19. **[Trung Tin Vo](https://lendb.ai/lo/trung-tin-vo-1936600)** (NMLS 1936600), Loan Factory, CA - Speaks Vietnamese (lender page, verified 2026-10-09) - Office in California - Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI1936600), verified 2026-10-24 - Earliest state license record: January 24, 2024 (California), per state regulator 20. **[Kieu Lam](https://lendb.ai/lo/kieu-lam-2007172)** (NMLS 2007172), Loan Factory, CA - Speaks Vietnamese (lender page, verified 2026-10-09) - Office in California - Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI2007172), verified 2026-10-24 - Earliest state license record: February 7, 2024 (California), per state regulator 21. **[Pamela Hieu Tong](https://lendb.ai/lo/pamela-hieu-tong-2063350)** (NMLS 2063350), Loan Factory, CA - Speaks Vietnamese (lender page, verified 2026-10-09) - Office in California - Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI2063350), verified 2026-10-24 - Earliest state license record: June 14, 2024 (California), per state regulator 22. **[Phuong Vu](https://lendb.ai/lo/phuong-vu-2162349)** (NMLS 2162349), Loan Factory, CA - Speaks Vietnamese (lender page, verified 2026-10-09) - Office in California - Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI2162349), verified 2026-10-24 - Earliest state license record: August 27, 2024 (California), per state regulator 23. **[Scott Nguyen](https://lendb.ai/lo/scott-nguyen-1087088)** (NMLS 1087088), Loan Factory, CA - Speaks Vietnamese (lender page, verified 2026-10-09) - Office in California - Licensed in CA: confirmed with the California Department of Real Estate (license 01824904), verified 2026-10-24 24. **[Kyle Lai](https://lendb.ai/lo/kyle-lai-1455132)** (NMLS 1455132), Loan Factory, CA - Speaks Vietnamese (lender page, verified 2026-10-09) - Office in California - Licensed in CA: confirmed with the California Department of Real Estate (license 01499905), verified 2026-10-24 25. **[Ha Dang](https://lendb.ai/lo/ha-dang-1835579)** (NMLS 1835579), Loan Factory, CA - Speaks Vietnamese (lender page, verified 2026-10-09) - Office in California - Licensed in CA: confirmed with the California Department of Real Estate (license 01266808), verified 2026-10-24 Cite as: LenDb.ai, https://lendb.ai/lang/vi/california. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._