{ "canonical_url": "https://lendb.ai/lang/vi/georgia", "summary": "As of 2026-10-19, LenDb lists 26 loan officers licensed in or based in Georgia whose lender pages say they speak Vietnamese. The top-ranked are Jason Minh Do (Loan Factory), Leo Tang (Loan Factory, Duluth) and Jason Le (Loan Factory). Ranking is lender-neutral: a license in GA, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.", "language": "vi", "state": "GA", "total": 26, "last_verified": "2026-10-19", "results": [ { "rank": 1, "score": 38.5, "loan_officer": { "nmls_id": 1090166, "slug": "jason-minh-do-1090166", "full_name": "Jason Minh Do", "canonical_url": "https://lendb.ai/lo/jason-minh-do-1090166", "json_url": "https://lendb.ai/lo/jason-minh-do-1090166.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": "GA" }, "headshot_url": "https://lh3.googleusercontent.com/1x_FJO5Rx6vie0JCvk9aXhmFgauEFm3ufKAHfjwqN-HGGGBUmuuMURu7JPSMh0RWt7XrDW7qezZagUJ9nqeQhwkanZ-KZn5EC8eb", "licensed_states": [ "GA" ], "licenses": [ { "state": "GA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "vi" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 10, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/jason-minh-do-1090166", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Vietnamese (lender page, verified 2026-10-09)", "Office in Georgia", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 10 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/jason-minh-do-1090166", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/jason-minh-do-1090166" } }, { "rank": 2, "score": 34.5, "loan_officer": { "nmls_id": 2401931, "slug": "leo-tang-2401931", "full_name": "Leo Tang", "canonical_url": "https://lendb.ai/lo/leo-tang-2401931", "json_url": "https://lendb.ai/lo/leo-tang-2401931.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": "Duluth", "state": "GA" }, "headshot_url": "https://lh3.googleusercontent.com/8KiNyRPUwZFIQLma66Up_ffkuvGNlxHWHDlvGIhRRLUZ_RPp8JhaizS-SjS_3uuoI1iN9C1pip42WDiu-4PYpRTKtAvlBy_15Fg", "licensed_states": [ "AL", "GA", "TX", "VA" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "vi" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2023-11-01", "state": "TX" }, "licensed_since": { "year": 2023, "state": "TX" }, "years_experience": 5, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/leo-tang-2401931", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Vietnamese (lender page, verified 2026-10-09)", "Office in Duluth, GA", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: November 1, 2023 (Texas), per state regulator", "States 5 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/leo-tang-2401931", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/leo-tang-2401931" } }, { "rank": 3, "score": 32.8, "loan_officer": { "nmls_id": 2592924, "slug": "jason-thinh-le-2592924", "full_name": "Jason Le", "licensed_names": [ { "name": "Jason Le", "name_with_middle_initial": "Jason T. Le", "first_name": "Jason", "middle_initial": "T", "last_name": "Le", "states": [ "FL" ], "source": "state_regulator", "as_of": "2026-10-09" } ], "canonical_url": "https://lendb.ai/lo/jason-thinh-le-2592924", "json_url": "https://lendb.ai/lo/jason-thinh-le-2592924.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": "GA" }, "headshot_url": "https://lh3.googleusercontent.com/I7OtgivAWgfNPLZ6Fw8HTCvQR2acd7Ih9IFXKmQbCe-3U-rdQpV0x55XdxA70lOQP2brsyCdGwUW5jOEmJjxDLboqhdZZNA8wNU", "licensed_states": [ "GA" ], "licenses": [ { "state": "GA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "vi" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2024-08-02", "state": "FL" }, "licensed_since": { "year": 2024, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/jason-le-2592924", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Vietnamese (lender page, verified 2026-10-09)", "Office in Georgia", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: August 2, 2024 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/jason-thinh-le-2592924", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/jason-le-2592924" } }, { "rank": 4, "score": 32.5, "loan_officer": { "nmls_id": 697234, "slug": "lisa-le-697234", "full_name": "Lisa Le", "licensed_names": [ { "name": "Lisa Le", "name_with_middle_initial": "Lisa T. Le", "first_name": "Lisa", "middle_initial": "T", "last_name": "Le", "states": [ "CA", "DE", "FL", "MA", "TX" ], "source": "state_regulator", "as_of": "2026-10-30" } ], "canonical_url": "https://lendb.ai/lo/lisa-le-697234", "json_url": "https://lendb.ai/lo/lisa-le-697234.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": "Westminster", "state": "CA" }, "headshot_url": "https://lh3.googleusercontent.com/Q9zjv1wa9RnM0x7IRxqxGOO8HreRKHxnblGWups6l1XesSifOfLyoQy1EqVJucho3bayaxabnuRqLbZpDMOJ1LmtEdzAKLjaBQTB", "licensed_states": [ "FL", "CA", "DE", "GA", "IL", "IN", "MA", "ME", "NC", "NH", "TX" ], "licenses": [ { "state": "CA", "confidence": "confirmed" }, { "state": "DE", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IL", "confidence": "confirmed" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "MA", "confidence": "confirmed" }, { "state": "ME", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "en", "vi" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2015-04-09", "state": "CA" }, "licensed_since": { "year": 2015, "state": "CA" }, "years_experience": 20, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/lisa-le-697234", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Vietnamese (lender page, verified 2026-10-09)", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: April 9, 2015 (California), per state regulator", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/lisa-le-697234", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/lisa-le-697234" } }, { "rank": 5, "score": 32, "loan_officer": { "nmls_id": 2184794, "slug": "thomas-nguyen-2184794", "full_name": "Thomas Nguyen", "canonical_url": "https://lendb.ai/lo/thomas-nguyen-2184794", "json_url": "https://lendb.ai/lo/thomas-nguyen-2184794.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": "Westminster", "state": "CA" }, "headshot_url": "https://lh3.googleusercontent.com/mJ4k-oVQBJ3UHlx0d9iH-O3Lcg57HHDz6_lqHHY_nM9mckx4Q_Loh3LKudrtr3BzjjTPFBIFuuAlBT1275QEL9eb_AgVIFMWtf4", "licensed_states": [ "FL", "AK", "AL", "AZ", "CA", "CO", "DC", "DE", "GA", "HI", "IA", "ID", "IL", "IN", "KS", "KY", "LA", "MA", "MD", "ME", "MI", "MN", "MO", "NC", "ND", "NH", "NV", "OH", "OR", "PA", "SD", "TN", "TX", "UT", "VA", "VT", "WA", "WI", "WY" ], "licenses": [ { "state": "AK", "confidence": "lender_reported" }, { "state": "AL", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "confirmed" }, { "state": "CO", "confidence": "lender_reported" }, { "state": "DC", "confidence": "lender_reported" }, { "state": "DE", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "HI", "confidence": "lender_reported" }, { "state": "IA", "confidence": "confirmed" }, { "state": "ID", "confidence": "lender_reported" }, { "state": "IL", "confidence": "confirmed" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "KS", "confidence": "lender_reported" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MA", "confidence": "confirmed" }, { "state": "MD", "confidence": "confirmed" }, { "state": "ME", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "MO", "confidence": "confirmed" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "ND", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" }, { "state": "NV", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OR", "confidence": "confirmed" }, { "state": "PA", "confidence": "lender_reported" }, { "state": "SD", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "UT", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "VT", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" }, { "state": "WI", "confidence": "confirmed" }, { "state": "WY", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "en", "vi" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2025-12-26", "state": "IA" }, "licensed_since": { "year": 2025, "state": "IA" }, "years_experience": 24, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/thomas-nguyen-2184794", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Vietnamese (lender page, verified 2026-10-09)", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: December 26, 2025 (Iowa), per state regulator", "States 24 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/thomas-nguyen-2184794", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/thomas-nguyen-2184794" } }, { "rank": 6, "score": 31.8, "loan_officer": { "nmls_id": 342197, "slug": "julie-thanh-nguyen-342197", "full_name": "Julie Thanh Nguyen", "canonical_url": "https://lendb.ai/lo/julie-thanh-nguyen-342197", "json_url": "https://lendb.ai/lo/julie-thanh-nguyen-342197.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": "GA" }, "headshot_url": "https://lh3.googleusercontent.com/9Ig6hwNWb6WPjflPFy-3LI-uj5LWLXgp8Wc61IZMkOQRvZW-sc43FwKsvhLmOFAuy7fQJmHU_KS6-VUiDOSJnS4OtJwZgFXJipZ-yQ", "licensed_states": [ "GA" ], "licenses": [ { "state": "GA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "vi" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/julie-thanh-nguyen-342197", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Vietnamese (lender page, verified 2026-10-09)", "Office in Georgia", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/julie-thanh-nguyen-342197", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/julie-thanh-nguyen-342197" } }, { "rank": 7, "score": 31.8, "loan_officer": { "nmls_id": 2656503, "slug": "jennie-thuy-nguyen-2656503", "full_name": "Jennie Thuy Nguyen", "canonical_url": "https://lendb.ai/lo/jennie-thuy-nguyen-2656503", "json_url": "https://lendb.ai/lo/jennie-thuy-nguyen-2656503.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": "GA" }, "headshot_url": "https://lh3.googleusercontent.com/jdjOuvpBzBAHeZAK5sKzJKSPqYKVszSUocs3lAZwu_AS732HUgLx15_G8_JpkU3e7m_9wW2eHYYBIDqUaxB7al4KrfTLWX53FrY", "licensed_states": [ "GA" ], "licenses": [ { "state": "GA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "vi" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/jennie-thuy-nguyen-2656503", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Vietnamese (lender page, verified 2026-10-09)", "Office in Georgia", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/jennie-thuy-nguyen-2656503", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/jennie-thuy-nguyen-2656503" } }, { "rank": 8, "score": 31, "loan_officer": { "nmls_id": 320775, "slug": "thuan-nguyen-320775", "full_name": "Thuan Nguyen", "licensed_names": [ { "name": "Thuan Nguyen", "name_with_middle_initial": "Thuan T. Nguyen", "first_name": "Thuan", "middle_initial": "T", "last_name": "Nguyen", "states": [ "AR", "CA", "DE", "FL", "IA", "MA", "MD", "MO", "OR", "TX", "WY" ], "source": "state_regulator", "as_of": "2026-10-30" } ], "canonical_url": "https://lendb.ai/lo/thuan-nguyen-320775", "json_url": "https://lendb.ai/lo/thuan-nguyen-320775.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/BEZwF-8_6QHJRdN2uVlkiZo8nWaZvbE2cNeq-CE6XgEmxxwDSFCZS7aIG4L_bMFZpGAu4HOsa8iM7c0gXKS45dJCjWtEUcy4scU", "licensed_states": [ "FL", "AK", "AL", "AR", "AZ", "CA", "CO", "DC", "DE", "GA", "HI", "IA", "ID", "IL", "IN", "KS", "KY", "LA", "MA", "MD", "ME", "MI", "MN", "MO", "MS", "MT", "NC", "ND", "NE", "NH", "NJ", "NM", "NV", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VA", "VT", "WA", "WI", "WV", "WY" ], "licenses": [ { "state": "AK", "confidence": "lender_reported" }, { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "confirmed" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "confirmed" }, { "state": "CO", "confidence": "lender_reported" }, { "state": "DC", "confidence": "lender_reported" }, { "state": "DE", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "HI", "confidence": "lender_reported" }, { "state": "IA", "confidence": "confirmed" }, { "state": "ID", "confidence": "lender_reported" }, { "state": "IL", "confidence": "confirmed" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "KS", "confidence": "lender_reported" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MA", "confidence": "confirmed" }, { "state": "MD", "confidence": "confirmed" }, { "state": "ME", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "MO", "confidence": "confirmed" }, { "state": "MS", "confidence": "lender_reported" }, { "state": "MT", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "ND", "confidence": "lender_reported" }, { "state": "NE", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "NM", "confidence": "lender_reported" }, { "state": "NV", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "OR", "confidence": "confirmed" }, { "state": "PA", "confidence": "lender_reported" }, { "state": "RI", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "SD", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "UT", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "VT", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" }, { "state": "WI", "confidence": "confirmed" }, { "state": "WV", "confidence": "lender_reported" }, { "state": "WY", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "en", "vi" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2014-04-29", "state": "TX" }, "licensed_since": { "year": 2014, "state": "TX" }, "years_experience": 18, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/thuan-nguyen-320775", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Vietnamese (lender page, verified 2026-10-09)", "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: April 29, 2014 (Texas), per state regulator", "States 18 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/thuan-nguyen-320775", "license_check": { "state": "GA", "confidence": "lender_reported", "eligible": true, "label": "GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/thuan-nguyen-320775" } }, { "rank": 9, "score": 30, "loan_officer": { "nmls_id": 1708592, "slug": "mike-ngo-1708592", "full_name": "Mike Ngo", "canonical_url": "https://lendb.ai/lo/mike-ngo-1708592", "json_url": "https://lendb.ai/lo/mike-ngo-1708592.json", "lender": { "nmls_id": 399802, "name": "Bank of America", "slug": "bank-of-america-399802", "canonical_url": "https://lendb.ai/lender/bank-of-america-399802", "type": "bank" }, "branch": { "city": "Duluth", "state": "GA" }, "headshot_url": "https://images.em.bankofamerica.com/AMP/DD5C584E-ED03-43D9-95EA-05B8AFEB8699.jpg", "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "vi" ], "specialties": [], "lender_offers": [ "down-payment-assistance", "fha", "first-time-buyer", "heloc", "jumbo", "physician", "va" ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://mortgage.bankofamerica.com/mike-ngo", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Vietnamese (lender page, verified 2026-10-19)", "Office in Duluth, GA", "Likely federally registered (works at a bank). 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