{
  "canonical_url": "https://lendb.ai/lang/vi/illinois",
  "summary": "As of 2026-10-28, LenDb lists 1 loan officer licensed in or based in Illinois whose lender pages say they speak Vietnamese. The top-ranked is Loi Le (Loan Factory). Ranking is lender-neutral: a license in IL, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.",
  "language": "vi",
  "state": "IL",
  "total": 1,
  "last_verified": "2026-10-28",
  "results": [
    {
      "rank": 1,
      "score": 36,
      "loan_officer": {
        "nmls_id": 2079900,
        "slug": "loi-le-2079900",
        "full_name": "Loi Le",
        "licensed_names": [
          {
            "name": "Loi Le",
            "name_with_middle_initial": "Loi T. Le",
            "first_name": "Loi",
            "middle_initial": "T",
            "last_name": "Le",
            "states": [
              "FL",
              "TX"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-12"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/loi-le-2079900",
        "json_url": "https://lendb.ai/lo/loi-le-2079900.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": "IL"
        },
        "headshot_url": "https://lh3.googleusercontent.com/6Wqyw-9MGZhim1GaJ9AUVPWGhyRwGtrLC4DS3BSeno92SRKTXJSFiSMzKT1RVXm2t9HKo8Xin08VLsx8ptL6CiHo1wI3mxzS0gpj",
        "licensed_states": [
          "FL",
          "IL",
          "TX"
        ],
        "licenses": [
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "IL",
            "confidence": "confirmed"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "vi"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2025-11-13",
          "state": "IL"
        },
        "licensed_since": {
          "year": 2025,
          "state": "IL"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/loi-le-2079900",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Vietnamese (lender page, verified 2026-10-09)",
        "Office in Illinois",
        "Licensed in IL: confirmed with the Illinois regulator (license 31.0092207), verified 2026-10-28",
        "Earliest state license record: November 13, 2025 (Illinois), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/loi-le-2079900",
      "license_check": {
        "state": "IL",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in IL: confirmed with the Illinois regulator (license 31.0092207), verified 2026-10-28",
        "verified_at": "2026-10-28",
        "source_url": "https://idfpr.illinois.gov/banks/resfin.html"
      }
    }
  ]
}