{
  "canonical_url": "https://lendb.ai/lang/vi/oregon",
  "summary": "As of 2026-10-20, LenDb lists 2 loan officers licensed in or based in Oregon whose lender pages say they speak Vietnamese. The top-ranked are Thanh Quach-Hua (Loan Factory) and Trang M. Hoang (Loan Factory). Ranking is lender-neutral: a license in OR, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.",
  "language": "vi",
  "state": "OR",
  "total": 2,
  "last_verified": "2026-10-20",
  "results": [
    {
      "rank": 1,
      "score": 43.5,
      "loan_officer": {
        "nmls_id": 266678,
        "slug": "thanh-quach-hua-266678",
        "full_name": "Thanh Quach-Hua",
        "licensed_names": [
          {
            "name": "Thanh Quach-Hua",
            "name_with_middle_initial": "Thanh N. Quach-Hua",
            "first_name": "Thanh",
            "middle_initial": "N",
            "last_name": "Quach-Hua",
            "states": [
              "OR"
            ],
            "source": "state_regulator",
            "as_of": "2026-06-30"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/thanh-quach-hua-266678",
        "json_url": "https://lendb.ai/lo/thanh-quach-hua-266678.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": "OR"
        },
        "headshot_url": "https://lh3.googleusercontent.com/xgRCv52Z3i1R0rpUG-FYxt_9sVBbp6fkrsDvMA5iZWDHToEhVNMb7dAG7kQeSIVIDIYDElxBdyGM4skXIg7Yma5h5Q7_TX9gekQ",
        "licensed_states": [
          "OR"
        ],
        "licenses": [
          {
            "state": "OR",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "vi"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2010-07-31",
          "state": "OR"
        },
        "licensed_since": {
          "year": 2010,
          "state": "OR"
        },
        "years_experience": 16,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/thanh-quach-hua-266678",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Vietnamese (lender page, verified 2026-10-09)",
        "Office in Oregon",
        "Licensed in OR: confirmed with the Oregon regulator, verified 2026-10-20",
        "Earliest state license record: July 31, 2010 (Oregon), per state regulator",
        "States 16 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/thanh-quach-hua-266678",
      "license_check": {
        "state": "OR",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in OR: confirmed with the Oregon regulator, verified 2026-10-20",
        "verified_at": "2026-10-20",
        "source_url": "https://dfr.oregon.gov/"
      }
    },
    {
      "rank": 2,
      "score": 24.3,
      "loan_officer": {
        "nmls_id": 2002741,
        "slug": "trang-m-hoang-2002741",
        "full_name": "Trang M. Hoang",
        "canonical_url": "https://lendb.ai/lo/trang-m-hoang-2002741",
        "json_url": "https://lendb.ai/lo/trang-m-hoang-2002741.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://lh3.googleusercontent.com/ZGr4a5VYCGNeLaLoO0lpjZkKzgTtIWITHrTcXjg84E3E_IPgXosY_SUN0X85Z0lbx9xtLfGnPkSBPm6FnQ4zUvxY699a-6Eh1BF3",
        "licensed_states": [
          "PA",
          "AZ",
          "GA",
          "MI",
          "MO",
          "NC",
          "NM",
          "NV",
          "OK",
          "OR",
          "TN",
          "TX",
          "VA",
          "WA"
        ],
        "licenses": [
          {
            "state": "AZ",
            "confidence": "lender_reported"
          },
          {
            "state": "GA",
            "confidence": "lender_reported"
          },
          {
            "state": "MI",
            "confidence": "lender_reported"
          },
          {
            "state": "MO",
            "confidence": "confirmed"
          },
          {
            "state": "NC",
            "confidence": "lender_reported"
          },
          {
            "state": "NM",
            "confidence": "lender_reported"
          },
          {
            "state": "NV",
            "confidence": "lender_reported"
          },
          {
            "state": "OK",
            "confidence": "lender_reported"
          },
          {
            "state": "OR",
            "confidence": "lender_reported"
          },
          {
            "state": "PA",
            "confidence": "confirmed"
          },
          {
            "state": "TN",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
          },
          {
            "state": "WA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "vi"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2020-10-23",
          "state": "TX"
        },
        "licensed_since": {
          "year": 2020,
          "state": "TX"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/trang-m-hoang-2002741",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Vietnamese (lender page, verified 2026-10-09)",
        "OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: October 23, 2020 (Texas), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/trang-m-hoang-2002741",
      "license_check": {
        "state": "OR",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.loanfactory.com/mortgage-expert/trang-m-hoang-2002741"
      }
    }
  ]
}