{ "canonical_url": "https://lendb.ai/lang/vi/tennessee", "summary": "As of 2026-10-09, LenDb lists 16 loan officers licensed in or based in Tennessee whose lender pages say they speak Vietnamese. The top-ranked are Thomas Nguyen (Loan Factory, Westminster), Thuan Nguyen (Loan Factory) and Minh Thu Le (Loan Factory). Ranking is lender-neutral: a license in TN, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.", "language": "vi", "state": "TN", "total": 16, "last_verified": "2026-10-09", "results": [ { "rank": 1, "score": 32, "loan_officer": { "nmls_id": 2184794, "slug": "thomas-nguyen-2184794", "full_name": "Thomas Nguyen", "canonical_url": "https://lendb.ai/lo/thomas-nguyen-2184794", "json_url": "https://lendb.ai/lo/thomas-nguyen-2184794.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": "Westminster", "state": "CA" }, "headshot_url": "https://lh3.googleusercontent.com/mJ4k-oVQBJ3UHlx0d9iH-O3Lcg57HHDz6_lqHHY_nM9mckx4Q_Loh3LKudrtr3BzjjTPFBIFuuAlBT1275QEL9eb_AgVIFMWtf4", "licensed_states": [ "FL", "AK", "AL", "AZ", "CA", "CO", "DC", "DE", "GA", "HI", "IA", "ID", "IL", "IN", "KS", "KY", "LA", "MA", "MD", "ME", "MI", "MN", "MO", "NC", "ND", "NH", "NV", "OH", "OR", "PA", "SD", "TN", "TX", "UT", "VA", "VT", "WA", "WI", "WY" ], "licenses": [ { "state": "AK", "confidence": "lender_reported" }, { "state": "AL", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "confirmed" }, { "state": "CO", "confidence": "lender_reported" }, { "state": "DC", "confidence": "lender_reported" }, { "state": "DE", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "HI", "confidence": "lender_reported" }, { "state": "IA", "confidence": "confirmed" }, { "state": "ID", "confidence": "lender_reported" }, { "state": "IL", "confidence": "confirmed" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "KS", "confidence": "lender_reported" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MA", "confidence": "confirmed" }, { "state": "MD", "confidence": "confirmed" }, { "state": "ME", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "MO", "confidence": "confirmed" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "ND", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" }, { "state": "NV", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OR", "confidence": "confirmed" }, { "state": "PA", "confidence": "lender_reported" }, { "state": "SD", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "UT", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "VT", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" }, { "state": "WI", "confidence": "confirmed" }, { "state": "WY", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "en", "vi" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2025-12-26", "state": "IA" }, "licensed_since": { "year": 2025, "state": "IA" }, "years_experience": 24, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/thomas-nguyen-2184794", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Vietnamese (lender page, verified 2026-10-09)", "TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: December 26, 2025 (Iowa), per state regulator", "States 24 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/thomas-nguyen-2184794", "license_check": { "state": "TN", "confidence": "lender_reported", "eligible": true, "label": "TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/thomas-nguyen-2184794" } }, { "rank": 2, "score": 31, "loan_officer": { "nmls_id": 320775, "slug": "thuan-nguyen-320775", "full_name": "Thuan Nguyen", "licensed_names": [ { "name": "Thuan Nguyen", "name_with_middle_initial": "Thuan T. Nguyen", "first_name": "Thuan", "middle_initial": "T", "last_name": "Nguyen", "states": [ "AR", "CA", "DE", "FL", "IA", "MA", "MD", "MO", "OR", "TX", "WY" ], "source": "state_regulator", "as_of": "2026-10-30" } ], "canonical_url": "https://lendb.ai/lo/thuan-nguyen-320775", "json_url": "https://lendb.ai/lo/thuan-nguyen-320775.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/BEZwF-8_6QHJRdN2uVlkiZo8nWaZvbE2cNeq-CE6XgEmxxwDSFCZS7aIG4L_bMFZpGAu4HOsa8iM7c0gXKS45dJCjWtEUcy4scU", "licensed_states": [ "FL", "AK", "AL", "AR", "AZ", "CA", "CO", "DC", "DE", "GA", "HI", "IA", "ID", "IL", "IN", "KS", "KY", "LA", "MA", "MD", "ME", "MI", "MN", "MO", "MS", "MT", "NC", "ND", "NE", "NH", "NJ", "NM", "NV", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VA", "VT", "WA", "WI", "WV", "WY" ], "licenses": [ { "state": "AK", "confidence": "lender_reported" }, { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "confirmed" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "confirmed" }, { "state": "CO", "confidence": "lender_reported" }, { "state": "DC", "confidence": "lender_reported" }, { "state": "DE", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "HI", "confidence": "lender_reported" }, { "state": "IA", "confidence": "confirmed" }, { "state": "ID", "confidence": "lender_reported" }, { "state": "IL", "confidence": "confirmed" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "KS", "confidence": "lender_reported" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MA", "confidence": "confirmed" }, { "state": "MD", "confidence": "confirmed" }, { "state": "ME", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "MO", "confidence": "confirmed" }, { "state": "MS", "confidence": "lender_reported" }, { "state": "MT", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "ND", "confidence": "lender_reported" }, { "state": "NE", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "NM", "confidence": "lender_reported" }, { "state": "NV", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "OR", "confidence": "confirmed" }, { "state": "PA", "confidence": "lender_reported" }, { "state": "RI", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "SD", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "UT", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "VT", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" }, { "state": "WI", "confidence": "confirmed" }, { "state": "WV", "confidence": "lender_reported" }, { "state": "WY", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "en", "vi" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2014-04-29", "state": "TX" }, "licensed_since": { "year": 2014, "state": "TX" }, "years_experience": 18, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/thuan-nguyen-320775", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Vietnamese (lender page, verified 2026-10-09)", "TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: April 29, 2014 (Texas), per state regulator", "States 18 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/thuan-nguyen-320775", "license_check": { "state": "TN", "confidence": "lender_reported", "eligible": true, "label": "TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/thuan-nguyen-320775" } }, { "rank": 3, "score": 30, "loan_officer": { "nmls_id": 2133035, "slug": "minh-thu-le-2133035", "full_name": "Minh Thu Le", "canonical_url": "https://lendb.ai/lo/minh-thu-le-2133035", "json_url": "https://lendb.ai/lo/minh-thu-le-2133035.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/JIF-B0MxQqni4nQd9NhNsctxgDkA63wUF6Aw_eF9QinbV-bqcx6p9upVGl68_BPnOyaC5sAuF3LOG-ZWYABjIOlb_l20FJ0x9SA", "licensed_states": [ "FL", "PA", "MD", "MO", "TN", "TX", "VA" ], "licenses": [ { "state": "FL", "confidence": "confirmed" }, { "state": "MD", "confidence": "confirmed" }, { "state": "MO", "confidence": "confirmed" }, { "state": "PA", "confidence": "confirmed" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "vi" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2024-03-25", "state": "FL" }, "licensed_since": { "year": 2024, "state": "FL" }, "years_experience": 15, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/minh-thu-le-2133035", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Vietnamese (lender page, verified 2026-10-09)", "TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: March 25, 2024 (Florida), per state regulator", "States 15 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/minh-thu-le-2133035", "license_check": { "state": "TN", "confidence": "lender_reported", "eligible": true, "label": "TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/minh-thu-le-2133035" } }, { "rank": 4, "score": 26.5, "loan_officer": { "nmls_id": 1866309, "slug": "david-kim-1866309", "full_name": "David Kim", "canonical_url": "https://lendb.ai/lo/david-kim-1866309", "json_url": "https://lendb.ai/lo/david-kim-1866309.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/3bCU0rK9pVjLERB8TajhvLnSVuOY6w-MBJDd3THclTe5-SaYxp_KVpGPWAfgzv_2cY8Z7mSFc8zrSAXQtk01gfkzybqYHNHqdBvx", "licensed_states": [ "TN", "WA" ], "licenses": [ { "state": "TN", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "ko", "vi" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 9, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/david-kim-1866309", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Vietnamese (lender page, verified 2026-10-09)", "TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 9 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/david-kim-1866309", "license_check": { "state": "TN", "confidence": "lender_reported", "eligible": true, "label": "TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/david-kim-1866309" } }, { "rank": 5, "score": 24.5, "loan_officer": { "nmls_id": 2007852, "slug": "hung-le-2007852", "full_name": "Hung Le", "licensed_names": [ { "name": "Hung Le", "name_with_middle_initial": "Hung V. Le", "first_name": "Hung", "middle_initial": "V", "last_name": "Le", "states": [ "FL", "OR" ], "source": "state_regulator", "as_of": "2026-10-09" }, { "name": "Hung Van Le", "name_with_middle_initial": null, "first_name": "Hung", "middle_initial": null, "last_name": "Van Le", "states": [ "TX" ], "source": "state_regulator", "as_of": "2026-10-12" } ], "canonical_url": "https://lendb.ai/lo/hung-le-2007852", "json_url": "https://lendb.ai/lo/hung-le-2007852.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/asC0wO6AaJvztYKMjRStl40297K2V91GXISauizky7QKCU5Pl5-IegzYL1iRsV3z_eu1T1BXAoFgGaOMoQhwHEIMMTq8h0zMzzexAg", "licensed_states": [ "FL", "AZ", "OR", "TN", "TX", "WA" ], "licenses": [ { "state": "AZ", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "OR", "confidence": "confirmed" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "vi" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2021-05-03", "state": "OR" }, "licensed_since": { "year": 2021, "state": "OR" }, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/hung-le-2007852", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Vietnamese (lender page, verified 2026-10-09)", "TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: May 3, 2021 (Oregon), per state regulator" ], "canonical_url": "https://lendb.ai/lo/hung-le-2007852", "license_check": { "state": "TN", "confidence": "lender_reported", "eligible": true, "label": "TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/hung-le-2007852" } }, { "rank": 6, "score": 24.5, "loan_officer": { "nmls_id": 2226019, "slug": "tien-le-hoang-dang-2226019", "full_name": "Tien Le Hoang Dang", "canonical_url": "https://lendb.ai/lo/tien-le-hoang-dang-2226019", "json_url": "https://lendb.ai/lo/tien-le-hoang-dang-2226019.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/M5yqbHngDD3qM8Ga49thpx3mayPIthQLxRqnmqICecijeJXX83SpFX35epvZTFBH2UVUkd8AX3Kwbl5r96gUFml6oE-UzxfbKpeO", "licensed_states": [ "FL", "PA", "AL", "AR", "AZ", "CA", "CO", "DE", "IL", "IN", "KY", "LA", "MD", "ME", "MI", "MN", "MO", "ND", "NH", "NM", "OH", "OK", "OR", "SD", "TN", "TX", "VA", "WA" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "confirmed" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "confirmed" }, { "state": "CO", "confidence": "confirmed" }, { "state": "DE", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "IL", "confidence": "confirmed" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "LA", "confidence": "confirmed" }, { "state": "MD", "confidence": "confirmed" }, { "state": "ME", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "MO", "confidence": "confirmed" }, { "state": "ND", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" }, { "state": "NM", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "OR", "confidence": "confirmed" }, { "state": "PA", "confidence": "confirmed" }, { "state": "SD", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "vi" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2021-11-29", "state": "FL" }, "licensed_since": { "year": 2021, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/tien-le-hoang-dang-2226019", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Vietnamese (lender page, verified 2026-10-09)", "TN listed on their lender page (not yet checked with the state regulator; 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