{
  "canonical_url": "https://lendb.ai/lang/vi/texas",
  "summary": "As of 2026-10-26, LenDb lists 23 loan officers licensed in or based in Texas whose lender pages say they speak Vietnamese. The top-ranked are Tan Loc Nguyen (Loan Factory), Josie NgocDiep Nguyen (Loan Factory) and Tony Dinh (Loan Factory, Houston). Ranking is lender-neutral: a license in TX, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.",
  "language": "vi",
  "state": "TX",
  "total": 23,
  "last_verified": "2026-10-26",
  "results": [
    {
      "rank": 1,
      "score": 45.5,
      "loan_officer": {
        "nmls_id": 2336103,
        "slug": "tan-loc-nguyen-2336103",
        "full_name": "Tan Loc Nguyen",
        "canonical_url": "https://lendb.ai/lo/tan-loc-nguyen-2336103",
        "json_url": "https://lendb.ai/lo/tan-loc-nguyen-2336103.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": "TX"
        },
        "headshot_url": "https://lh3.googleusercontent.com/6tdocOypk8xMyLm_lsCLi-ihZfo3ghnnicfu7-HPSIGnleWXZrXKW9SoMl5v9Kc2X8rKIosjsDrVmHNFGigFPY5En-UXDe5aTeE",
        "licensed_states": [
          "TX"
        ],
        "licenses": [
          {
            "state": "TX",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "vi"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2022-05-26",
          "state": "TX"
        },
        "licensed_since": {
          "year": 2022,
          "state": "TX"
        },
        "years_experience": 20,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/tan-loc-nguyen-2336103",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Vietnamese (lender page, verified 2026-10-09)",
        "Office in Texas",
        "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "Earliest state license record: May 26, 2022 (Texas), per state regulator",
        "States 20 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/tan-loc-nguyen-2336103",
      "license_check": {
        "state": "TX",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "verified_at": "2026-10-13",
        "source_url": "https://www.sml.texas.gov/"
      }
    },
    {
      "rank": 2,
      "score": 45.5,
      "loan_officer": {
        "nmls_id": 2790080,
        "slug": "josie-ngocdiep-nguyen-2790080",
        "full_name": "Josie NgocDiep Nguyen",
        "canonical_url": "https://lendb.ai/lo/josie-ngocdiep-nguyen-2790080",
        "json_url": "https://lendb.ai/lo/josie-ngocdiep-nguyen-2790080.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": "TX"
        },
        "headshot_url": "https://lh3.googleusercontent.com/FjRwYRUzhbEsyl_VQMHMeVuTIK3xR43qMhqGAmWZGv6BJVGmYi1P1CdS7-dxPyIvJyorH8TzYWNxf5oWedRinCEeeiOudirvbSob",
        "licensed_states": [
          "TX"
        ],
        "licenses": [
          {
            "state": "TX",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "vi"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2026-06-16",
          "state": "TX"
        },
        "licensed_since": {
          "year": 2026,
          "state": "TX"
        },
        "years_experience": 35,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/josie-ngocdiep-nguyen-2790080",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Vietnamese (lender page, verified 2026-10-09)",
        "Office in Texas",
        "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "Earliest state license record: June 16, 2026 (Texas), per state regulator",
        "States 35 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/josie-ngocdiep-nguyen-2790080",
      "license_check": {
        "state": "TX",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "verified_at": "2026-10-13",
        "source_url": "https://www.sml.texas.gov/"
      }
    },
    {
      "rank": 3,
      "score": 45.3,
      "loan_officer": {
        "nmls_id": 281092,
        "slug": "tony-dinh-281092",
        "full_name": "Tony Dinh",
        "canonical_url": "https://lendb.ai/lo/tony-dinh-281092",
        "json_url": "https://lendb.ai/lo/tony-dinh-281092.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": "Houston",
          "state": "TX"
        },
        "headshot_url": "https://lh3.googleusercontent.com/OQq5XY53i03WHTMvsB6BzZ1GadkQ7VR1_7nXbjVv3X3ZpifTAPZFw2Du7KiWZGe3eoA5gCjNJLNNtHC0gvl3XejN7MPeGpaSfNO3",
        "licensed_states": [
          "CO",
          "TX"
        ],
        "licenses": [
          {
            "state": "CO",
            "confidence": "confirmed"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "vi"
        ],
        "specialties": [
          {
            "slug": "asset-based",
            "evidence": "lender_page_text"
          },
          {
            "slug": "bank-statement",
            "evidence": "lender_page_text"
          },
          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
          },
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          },
          {
            "slug": "dscr",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2006-12-15",
          "state": "CO"
        },
        "licensed_since": {
          "year": 2006,
          "state": "CO"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/tony-dinh-281092",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Vietnamese (lender page, verified 2026-10-09)",
        "Office in Houston, TX",
        "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "Earliest state license record: December 15, 2006 (Colorado), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/tony-dinh-281092",
      "license_check": {
        "state": "TX",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "verified_at": "2026-10-13",
        "source_url": "https://www.sml.texas.gov/"
      }
    },
    {
      "rank": 4,
      "score": 40,
      "loan_officer": {
        "nmls_id": 2568098,
        "slug": "nguyen-le-2568098",
        "full_name": "Nguyen Le",
        "licensed_names": [
          {
            "name": "Nguyen Le",
            "name_with_middle_initial": "Nguyen P. Le",
            "first_name": "Nguyen",
            "middle_initial": "P",
            "last_name": "Le",
            "states": [
              "TX"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-12"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/nguyen-le-2568098",
        "json_url": "https://lendb.ai/lo/nguyen-le-2568098.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": "Houston",
          "state": "TX"
        },
        "headshot_url": "https://lh3.googleusercontent.com/qKKyMjPBxzJRs15yXVHhp6TFfNgh6xrvM-xEft43PEZYDROnxBfnc4YX7Fpy3JeWavh9E-260ZlHqoWADNIZq4ZDrzBzxV8eTBxcUg",
        "licensed_states": [
          "TX"
        ],
        "licenses": [
          {
            "state": "TX",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "vi"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2024-11-18",
          "state": "TX"
        },
        "licensed_since": {
          "year": 2024,
          "state": "TX"
        },
        "years_experience": 9,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/nguyen-le-2568098",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Vietnamese (lender page, verified 2026-10-09)",
        "Office in Houston, TX",
        "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "Earliest state license record: November 18, 2024 (Texas), per state regulator",
        "States 9 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/nguyen-le-2568098",
      "license_check": {
        "state": "TX",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "verified_at": "2026-10-13",
        "source_url": "https://www.sml.texas.gov/"
      }
    },
    {
      "rank": 5,
      "score": 40,
      "loan_officer": {
        "nmls_id": 2627075,
        "slug": "ai-tran-2627075",
        "full_name": "Ai Tran",
        "licensed_names": [
          {
            "name": "Ai Tran",
            "name_with_middle_initial": "Ai T. Tran",
            "first_name": "Ai",
            "middle_initial": "T",
            "last_name": "Tran",
            "states": [
              "CA",
              "TX"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-22"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/ai-tran-2627075",
        "json_url": "https://lendb.ai/lo/ai-tran-2627075.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": "Round Rock",
          "state": "TX"
        },
        "headshot_url": "https://lh3.googleusercontent.com/fJQOyZG1jSmLdhQLJSe33SjAgT4vEKN4aLlDIjiABcwtSXLZ0eBZFMzCEyKiyXpDJUcZzld9PXPBW2O1-QEBs-O-qPgRzin5k5Hk",
        "licensed_states": [
          "CA",
          "TX"
        ],
        "licenses": [
          {
            "state": "CA",
            "confidence": "confirmed"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "vi"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2024-08-29",
          "state": "TX"
        },
        "licensed_since": {
          "year": 2024,
          "state": "TX"
        },
        "years_experience": 9,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/ai-tran-2627075",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Vietnamese (lender page, verified 2026-10-09)",
        "Office in Round Rock, TX",
        "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "Earliest state license record: August 29, 2024 (Texas), per state regulator",
        "States 9 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/ai-tran-2627075",
      "license_check": {
        "state": "TX",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "verified_at": "2026-10-13",
        "source_url": "https://www.sml.texas.gov/"
      }
    },
    {
      "rank": 6,
      "score": 39.5,
      "loan_officer": {
        "nmls_id": 2496464,
        "slug": "lawliet-vu-2496464",
        "full_name": "Lawliet Vu",
        "canonical_url": "https://lendb.ai/lo/lawliet-vu-2496464",
        "json_url": "https://lendb.ai/lo/lawliet-vu-2496464.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": "TX"
        },
        "headshot_url": "https://lh3.googleusercontent.com/7Iy0_tutdcJB11Aub2t8AxqKmTKE9wXQL2wurSZ06eOzZ14einulONoTI2g9JO-lOkVIvdmHXIg4N-TTm_EU7zn9GxqsGrzCmW3o",
        "licensed_states": [
          "TX"
        ],
        "licenses": [
          {
            "state": "TX",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "vi"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2024-07-02",
          "state": "TX"
        },
        "licensed_since": {
          "year": 2024,
          "state": "TX"
        },
        "years_experience": 8,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/lawliet-vu-2496464",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Vietnamese (lender page, verified 2026-10-09)",
        "Office in Texas",
        "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "Earliest state license record: July 2, 2024 (Texas), per state regulator",
        "States 8 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/lawliet-vu-2496464",
      "license_check": {
        "state": "TX",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "verified_at": "2026-10-13",
        "source_url": "https://www.sml.texas.gov/"
      }
    },
    {
      "rank": 7,
      "score": 38,
      "loan_officer": {
        "nmls_id": 1958412,
        "slug": "phuong-ly-1958412",
        "full_name": "Phuong Ly",
        "canonical_url": "https://lendb.ai/lo/phuong-ly-1958412",
        "json_url": "https://lendb.ai/lo/phuong-ly-1958412.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": "TX"
        },
        "headshot_url": "https://lh3.googleusercontent.com/-rpNSD8P3R_KAcOpIMK9GJZ-YJpYi685T_JXfTNU_H_z4LfCDyST7irobR4uVr2iPclr9zVrht_RdnGuTq9vd4Vkar4azcCGJkYE",
        "licensed_states": [
          "TX"
        ],
        "licenses": [
          {
            "state": "TX",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "vi"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2021-06-23",
          "state": "TX"
        },
        "licensed_since": {
          "year": 2021,
          "state": "TX"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/phuong-ly-1958412",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Vietnamese (lender page, verified 2026-10-09)",
        "Office in Texas",
        "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "Earliest state license record: June 23, 2021 (Texas), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/phuong-ly-1958412",
      "license_check": {
        "state": "TX",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "verified_at": "2026-10-13",
        "source_url": "https://www.sml.texas.gov/"
      }
    },
    {
      "rank": 8,
      "score": 36.8,
      "loan_officer": {
        "nmls_id": 2061501,
        "slug": "tiffanie-thu-diep-2061501",
        "full_name": "Tiffanie Thu Diep",
        "canonical_url": "https://lendb.ai/lo/tiffanie-thu-diep-2061501",
        "json_url": "https://lendb.ai/lo/tiffanie-thu-diep-2061501.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": "TX"
        },
        "headshot_url": "https://lh3.googleusercontent.com/NdQbfz-PZs5DYEqdUZNco9RmdWuCSpXfpheCEuvq1jMM_bygAnbv1TdiDn3FuUWAjaxotumtqIN2dIBHgzA-YK6EINk7rISTrtSI",
        "licensed_states": [
          "TX"
        ],
        "licenses": [
          {
            "state": "TX",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "vi"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2022-03-29",
          "state": "TX"
        },
        "licensed_since": {
          "year": 2022,
          "state": "TX"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/tiffanie-thu-diep-2061501",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Vietnamese (lender page, verified 2026-10-09)",
        "Office in Texas",
        "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "Earliest state license record: March 29, 2022 (Texas), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/tiffanie-thu-diep-2061501",
      "license_check": {
        "state": "TX",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "verified_at": "2026-10-13",
        "source_url": "https://www.sml.texas.gov/"
      }
    },
    {
      "rank": 9,
      "score": 36.8,
      "loan_officer": {
        "nmls_id": 2337016,
        "slug": "lan-tran-2337016",
        "full_name": "Lan Tran",
        "canonical_url": "https://lendb.ai/lo/lan-tran-2337016",
        "json_url": "https://lendb.ai/lo/lan-tran-2337016.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": "TX"
        },
        "headshot_url": "https://lh3.googleusercontent.com/zwDqlaaS9ipunFHDvraF2K0YLHRUf11Ym7y4hD4F1hFeC1I5umMsBy3f9EiwvTPtfzuEHeMfIPYMAa040n_Hd3Csbw891ezavFQ",
        "licensed_states": [
          "TX"
        ],
        "licenses": [
          {
            "state": "TX",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "vi"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2022-05-19",
          "state": "TX"
        },
        "licensed_since": {
          "year": 2022,
          "state": "TX"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/lan-tran-2337016",
        "disciplinary_check": "not_checked"
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}