--- canonical_url: https://lendb.ai/lang/vi/virginia last_verified: 2026-10-20 --- # Vietnamese-speaking loan officers in Virginia As of 2026-10-20, LenDb lists 26 loan officers licensed in or based in Virginia whose lender pages say they speak Vietnamese. The top-ranked are Bobby Luu (American Pacific Mortgage, Reston), Nga "Lena" Le (Loan Factory, Orlando) and Thomas Nguyen (Loan Factory, Westminster). Ranking is lender-neutral: a license in VA, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it. ## Ranked, with reasons 1. **[Bobby Luu](https://lendb.ai/lo/hong-luu-185192)** (NMLS 185192), American Pacific Mortgage, Reston, VA - Speaks Vietnamese (lender page, verified 2026-10-20) - Office in Reston, VA - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 16, 2019 (Texas), per state regulator - States 25 years of experience (lender page, 2026-10-20) 2. **[Nga "Lena" Le](https://lendb.ai/lo/nga-le-394918)** (NMLS 394918), Loan Factory, Orlando, FL - Speaks Vietnamese (lender page, verified 2026-10-09) - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 2, 2012 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-09) 3. **[Thomas Nguyen](https://lendb.ai/lo/thomas-nguyen-2184794)** (NMLS 2184794), Loan Factory, Westminster, CA - Speaks Vietnamese (lender page, verified 2026-10-09) - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 26, 2025 (Iowa), per state regulator - States 24 years of experience (lender page, 2026-10-09) 4. **[Don Manh Hoang](https://lendb.ai/lo/don-manh-hoang-2337906)** (NMLS 2337906), Loan Factory, VA - Speaks Vietnamese (lender page, verified 2026-10-09) - Office in Virginia - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 5. **[Thuan Nguyen](https://lendb.ai/lo/thuan-nguyen-320775)** (NMLS 320775), Loan Factory - Speaks Vietnamese (lender page, verified 2026-10-09) - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 29, 2014 (Texas), per state regulator - States 18 years of experience (lender page, 2026-10-09) 6. **[Minh Thu Le](https://lendb.ai/lo/minh-thu-le-2133035)** (NMLS 2133035), Loan Factory - Speaks Vietnamese (lender page, verified 2026-10-09) - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 25, 2024 (Florida), per state regulator - States 15 years of experience (lender page, 2026-10-09) 7. **[Anne Nguyen](https://lendb.ai/lo/anne-nguyen-2381618)** (NMLS 2381618), Loan Factory - Speaks Vietnamese (lender page, verified 2026-10-09) - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: October 7, 2022 (California), per state regulator - States 10 years of experience (lender page, 2026-10-09) 8. **[Thinh Le](https://lendb.ai/lo/thinh-le-1440195)** (NMLS 1440195), Loan Factory - Speaks Vietnamese (lender page, verified 2026-10-09) - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 7, 2016 (Texas), per state regulator 9. **[Trung Nguyen](https://lendb.ai/lo/trung-nguyen-1806263)** (NMLS 1806263), Loan Factory - Speaks Vietnamese (lender page, verified 2026-10-09) - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 2, 2019 (Texas), per state regulator 10. **[Tien Le Hoang Dang](https://lendb.ai/lo/tien-le-hoang-dang-2226019)** (NMLS 2226019), Loan Factory - Speaks Vietnamese (lender page, verified 2026-10-09) - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 29, 2021 (Florida), per state regulator 11. **[Van Phan](https://lendb.ai/lo/van-phan-2363533)** (NMLS 2363533), Loan Factory - Speaks Vietnamese (lender page, verified 2026-10-09) - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 6, 2025 (Illinois), per state regulator - States 5 years of experience (lender page, 2026-10-09) 12. **[Leo Tang](https://lendb.ai/lo/leo-tang-2401931)** (NMLS 2401931), Loan Factory, Duluth, GA - Speaks Vietnamese (lender page, verified 2026-10-09) - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 1, 2023 (Texas), per state regulator - States 5 years of experience (lender page, 2026-10-09) 13. **[Trang M. Hoang](https://lendb.ai/lo/trang-m-hoang-2002741)** (NMLS 2002741), Loan Factory - Speaks Vietnamese (lender page, verified 2026-10-09) - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: October 23, 2020 (Texas), per state regulator 14. **[John Thuan Nguyen](https://lendb.ai/lo/john-thuan-nguyen-2054388)** (NMLS 2054388), Loan Factory - Speaks Vietnamese (lender page, verified 2026-10-09) - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 19, 2021 (California), per state regulator 15. **[Nancy Nguyen](https://lendb.ai/lo/nancy-nguyen-2113500)** (NMLS 2113500), Loan Factory - Speaks Vietnamese (lender page, verified 2026-10-09) - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 26, 2024 (Florida), per state regulator - States 5 years of experience (lender page, 2026-10-09) 16. **[An Le](https://lendb.ai/lo/an-le-1876935)** (NMLS 1876935), Loan Factory - Speaks Vietnamese (lender page, verified 2026-10-09) - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 16, 2024 (Oregon), per state regulator 17. **[Thu Le](https://lendb.ai/lo/thu-le-2324610)** (NMLS 2324610), Loan Factory - Speaks Vietnamese (lender page, verified 2026-10-09) - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 24, 2023 (Texas), per state regulator 18. **[Hannah Nguyen](https://lendb.ai/lo/hannah-nguyen-398247)** (NMLS 398247), Loan Factory - Speaks Vietnamese (lender page, verified 2026-10-09) - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 25, 2022 (Florida), per state regulator 19. **[Rachel Pham](https://lendb.ai/lo/rachel-pham-1656687)** (NMLS 1656687), Loan Factory - Speaks Vietnamese (lender page, verified 2026-10-09) - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 6, 2023 (Texas), per state regulator 20. **[Rebecca (Loan) Trinh](https://lendb.ai/lo/rebecca-loan-trinh-2592093)** (NMLS 2592093), Loan Factory - Speaks Vietnamese (lender page, verified 2026-10-09) - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 5, 2024 (California), per state regulator 21. **[James Pham](https://lendb.ai/lo/james-pham-2633990)** (NMLS 2633990), Loan Factory - Speaks Vietnamese (lender page, verified 2026-10-09) - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 3, 2025 (Florida), per state regulator 22. **[Duy Hoang Lai](https://lendb.ai/lo/duy-hoang-lai-2662325)** (NMLS 2662325), Loan Factory - Speaks Vietnamese (lender page, verified 2026-10-09) - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 25, 2024 (Texas), per state regulator 23. **[Hanh Nguyen](https://lendb.ai/lo/hanh-nguyen-1920157)** (NMLS 1920157), Loan Factory - Speaks Vietnamese (lender page, verified 2026-10-09) - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 27, 2023 (Florida), per state regulator 24. **[Loc Nguyen](https://lendb.ai/lo/loc-nguyen-2276870)** (NMLS 2276870), Loan Factory - Speaks Vietnamese (lender page, verified 2026-10-09) - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 25. **[Dan Nguyen](https://lendb.ai/lo/dan-nguyen-2804632)** (NMLS 2804632), Loan Factory - Speaks Vietnamese (lender page, verified 2026-10-09) - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 5, 2026 (Texas), per state regulator Cite as: LenDb.ai, https://lendb.ai/lang/vi/virginia. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._