{ "canonical_url": "https://lendb.ai/lang/vi/washington", "summary": "As of 2026-10-26, LenDb lists 53 loan officers licensed in or based in Washington whose lender pages say they speak Vietnamese. The top-ranked are Trang Pham (JPMorgan Chase Bank (Chase Home Lending), Issaquah), Kim Dang (JPMorgan Chase Bank (Chase Home Lending), Renton) and Huong Le (JPMorgan Chase Bank (Chase Home Lending), Seattle). Ranking is lender-neutral: a license in WA, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.", "language": "vi", "state": "WA", "total": 53, "last_verified": "2026-10-26", "results": [ { "rank": 1, "score": 41, "loan_officer": { "nmls_id": 129308, "slug": "trang-pham-129308", "full_name": "Trang Pham", "canonical_url": "https://lendb.ai/lo/trang-pham-129308", "json_url": "https://lendb.ai/lo/trang-pham-129308.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "slug": "chase-399798", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "Issaquah", "state": "WA" }, "headshot_url": "http://a.mktgcdn.com/p/Io1Ep98iq69GFcnzHwZoR9ZXzqV58fUOkmAAyrGKILs/834x1250.jpg", "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "vi" ], "specialties": [ { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 20, "lender_profile_url": "https://homelendingadvisor.chase.com/wa/issaquah/1195-nw-gilman-blvd-hla-129308", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Vietnamese (lender page, verified 2026-10-19)", "Office in Issaquah, WA", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/trang-pham-129308", "license_check": { "state": "WA", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-19", "source_url": null } }, { "rank": 2, "score": 40.3, "loan_officer": { "nmls_id": 998284, "slug": "kim-dang-998284", "full_name": "Kim Dang", "canonical_url": "https://lendb.ai/lo/kim-dang-998284", "json_url": "https://lendb.ai/lo/kim-dang-998284.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "slug": "chase-399798", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "Renton", "state": "WA" }, "headshot_url": null, "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "vi" ], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 20, "lender_profile_url": "https://homelendingadvisor.chase.com/wa/renton/4110-ne-4th-st-hla-998284", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Vietnamese (lender page, verified 2026-10-19)", "Office in Renton, WA", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/kim-dang-998284", "license_check": { "state": "WA", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-19", "source_url": null } }, { "rank": 3, "score": 35.3, "loan_officer": { "nmls_id": 1493436, "slug": "huong-le-1493436", "full_name": "Huong Le", "canonical_url": "https://lendb.ai/lo/huong-le-1493436", "json_url": "https://lendb.ai/lo/huong-le-1493436.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "slug": "chase-399798", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "Seattle", "state": "WA" }, "headshot_url": "http://a.mktgcdn.com/p/4HsS_IyMHPdQfdkChubI1chKNStB1ysYRv7WuZfgk9w/731x1095.jpg", "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "vi" ], "specialties": [ { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "lender_offers": [], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 10, "lender_profile_url": "https://homelendingadvisor.chase.com/wa/seattle/301-broadway-e-hla-1493436", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Vietnamese (lender page, verified 2026-10-26)", "Office in Seattle, WA", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "States 10 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/huong-le-1493436", "license_check": { "state": "WA", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-26", "source_url": null } }, { "rank": 4, "score": 33.5, "loan_officer": { "nmls_id": 378733, "slug": "thoai-pham-378733", "full_name": "Thoai Pham", "licensed_names": [ { "name": "Thoai Pham", "name_with_middle_initial": "Thoai T. Pham", "first_name": "Thoai", "middle_initial": "T", "last_name": "Pham", "states": [ "CA", "TX" ], "source": "state_regulator", "as_of": "2026-10-22" } ], "canonical_url": "https://lendb.ai/lo/thoai-pham-378733", "json_url": "https://lendb.ai/lo/thoai-pham-378733.json", "lender": { "nmls_id": 1276471, "name": "Kama'aina Mortgage Group Inc.", "slug": "kama-aina-mortgage-group-inc-1276471", "canonical_url": "https://lendb.ai/lender/kama-aina-mortgage-group-inc-1276471", "type": "imb" }, "branch": { "city": "Honolulu", "state": "HI" }, "headshot_url": "https://cdn.prod.website-files.com/692ed72deeca580e1cf7f297/6a146b3a6cb8cd0238ab7f71_Thoai%20Pham%201.webp", "licensed_states": [ "TX", "AZ", "CA", "HI", "NV", "WA" ], "licenses": [ { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "confirmed" }, { "state": "HI", "confidence": "lender_reported" }, { "state": "NV", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "vi" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2021-05-04", "state": "CA" }, "licensed_since": { "year": 2021, "state": "CA" }, "years_experience": 20, "lender_profile_url": "https://www.kmghawaii.com/team-member/thoai-pham", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Vietnamese (lender page, verified 2026-10-15)", "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: May 4, 2021 (California), per state regulator", "States 20 years of experience (lender page, 2026-10-15)" ], "canonical_url": "https://lendb.ai/lo/thoai-pham-378733", "license_check": { "state": "WA", "confidence": "lender_reported", "eligible": true, "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-15", "source_url": "https://www.kmghawaii.com/team-member/thoai-pham" } }, { "rank": 5, "score": 33.5, "loan_officer": { "nmls_id": 2281936, "slug": "yen-tran-2281936", "full_name": "Yen Tran", "licensed_names": [ { "name": "Yen Tran", "name_with_middle_initial": "Yen N. Tran", "first_name": "Yen", "middle_initial": "N", "last_name": "Tran", "states": [ "CA", "FL", "TX" ], "source": "state_regulator", "as_of": "2026-10-22" } ], "canonical_url": "https://lendb.ai/lo/yen-tran-2281936", "json_url": "https://lendb.ai/lo/yen-tran-2281936.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": "Seattle", "state": "WA" }, "headshot_url": "https://lh3.googleusercontent.com/Lfq1OlFnQD8GNukFVWJRN_vR4mlQRDwhRHbJylZnsk50que7Oii3lTVaT5vBWfYYaoP8nU_MQC1ZqigsooI1PUQ7MNOHvlXFhnhc", "licensed_states": [ "FL", "CA", "TX", "WA" ], "licenses": [ { "state": "CA", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "TX", "confidence": "confirmed" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "vi" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2024-02-27", "state": "FL" }, "licensed_since": { "year": 2024, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/yen-tran-2281936", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Vietnamese (lender page, verified 2026-10-09)", "Office in Seattle, WA", "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: February 27, 2024 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/yen-tran-2281936", "license_check": { "state": "WA", "confidence": "lender_reported", "eligible": true, "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/yen-tran-2281936" } }, { "rank": 6, "score": 33, "loan_officer": { "nmls_id": 2703334, "slug": "kristine-ta-2703334", "full_name": "Kristine Ta", "canonical_url": "https://lendb.ai/lo/kristine-ta-2703334", "json_url": "https://lendb.ai/lo/kristine-ta-2703334.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": "WA" }, "headshot_url": "https://lh3.googleusercontent.com/8ejpoZBFucphxgkvJ6NQ-cm9hCJYduf5XQ7eFSxuvweCvg7xizo_NsEZnYExrFDoM9LQKMIa4MqqGUXlsvEZM8CqB7XlKmovjKhw", "licensed_states": [ "WA" ], "licenses": [ { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "vi" ], "specialties": [ { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "lender_offers": [], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/kristine-ta-2703334", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Vietnamese (lender page, verified 2026-10-09)", "Office in Washington", "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/kristine-ta-2703334", "license_check": { "state": "WA", "confidence": "lender_reported", "eligible": true, "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/kristine-ta-2703334" } }, { "rank": 7, "score": 32.5, "loan_officer": { "nmls_id": 2042136, "slug": "ly-huong-tran-2042136", "full_name": "Ly Huong Tran", "canonical_url": "https://lendb.ai/lo/ly-huong-tran-2042136", "json_url": "https://lendb.ai/lo/ly-huong-tran-2042136.json", "lender": { "nmls_id": 399802, "name": "Bank of America", "slug": "bank-of-america-399802", "canonical_url": "https://lendb.ai/lender/bank-of-america-399802", "type": "bank" }, "branch": { "city": "Lacey", "state": "WA" }, "headshot_url": "https://images.em.bankofamerica.com/AMP/DA207C1A-AB45-413D-8855-C1C090FA568E.png", "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "vi" ], "specialties": [], "lender_offers": [ "down-payment-assistance", "fha", "first-time-buyer", "heloc", "jumbo", "physician", "va" ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 5, "lender_profile_url": "https://mortgage.bankofamerica.com/ly-h-tran", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Vietnamese (lender page, verified 2026-10-19)", "Office in Lacey, WA", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "States 5 years of experience (lender page, 2026-10-19)" ], "canonical_url": "https://lendb.ai/lo/ly-huong-tran-2042136", "license_check": { "state": "WA", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-19", "source_url": null } }, { "rank": 8, "score": 32, "loan_officer": { "nmls_id": 2184794, "slug": "thomas-nguyen-2184794", "full_name": "Thomas Nguyen", "canonical_url": "https://lendb.ai/lo/thomas-nguyen-2184794", "json_url": "https://lendb.ai/lo/thomas-nguyen-2184794.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": "Westminster", "state": "CA" }, "headshot_url": "https://lh3.googleusercontent.com/mJ4k-oVQBJ3UHlx0d9iH-O3Lcg57HHDz6_lqHHY_nM9mckx4Q_Loh3LKudrtr3BzjjTPFBIFuuAlBT1275QEL9eb_AgVIFMWtf4", "licensed_states": [ "FL", "AK", "AL", "AZ", "CA", "CO", "DC", "DE", "GA", "HI", "IA", "ID", "IL", "IN", "KS", "KY", "LA", "MA", "MD", "ME", "MI", "MN", "MO", "NC", "ND", "NH", "NV", "OH", "OR", "PA", "SD", "TN", "TX", "UT", "VA", "VT", "WA", "WI", "WY" ], "licenses": [ { "state": "AK", "confidence": "lender_reported" }, { "state": "AL", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "confirmed" }, { "state": "CO", "confidence": "lender_reported" }, { "state": "DC", "confidence": "lender_reported" }, { "state": "DE", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "HI", "confidence": "lender_reported" }, { "state": "IA", "confidence": "confirmed" }, { "state": "ID", "confidence": "lender_reported" }, { "state": "IL", "confidence": "confirmed" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "KS", "confidence": "lender_reported" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MA", "confidence": "confirmed" }, { "state": "MD", "confidence": "confirmed" }, { "state": "ME", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "MO", "confidence": "confirmed" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "ND", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" }, { "state": "NV", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OR", "confidence": "confirmed" }, { "state": "PA", "confidence": "lender_reported" }, { "state": "SD", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "UT", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "VT", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" }, { "state": "WI", "confidence": "confirmed" }, { "state": "WY", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [ "en", "vi" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2025-12-26", "state": "IA" }, "licensed_since": { "year": 2025, "state": "IA" }, "years_experience": 24, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/thomas-nguyen-2184794", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Vietnamese (lender page, verified 2026-10-09)", "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: December 26, 2025 (Iowa), per state regulator", "States 24 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/thomas-nguyen-2184794", "license_check": { "state": "WA", "confidence": "lender_reported", "eligible": true, "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/thomas-nguyen-2184794" } }, { "rank": 9, "score": 32, "loan_officer": { "nmls_id": 2551385, "slug": "kevin-dinh-2551385", "full_name": "Kevin Dinh", "canonical_url": "https://lendb.ai/lo/kevin-dinh-2551385", "json_url": "https://lendb.ai/lo/kevin-dinh-2551385.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "headshot_url": "https://lh3.googleusercontent.com/8O32MMrquwUXLSL8gkIdXQNhII8_i42-q3UTJRqYg5k7kYI9Vd00NGgGfAC5jmfkwI-4b2f-pARa81N9FNOJl8cNwyaP8elvFiV7", "licensed_states": [ "FL", "MN", "OK", "TX", "WA" ], "licenses": [ { "state": "FL", "confidence": "confirmed" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "vi" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2024-02-14", "state": "TX" }, "licensed_since": { "year": 2024, "state": "TX" }, "years_experience": 20, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/kevin-dinh-2551385", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Vietnamese (lender page, verified 2026-10-09)", "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: February 14, 2024 (Texas), per state regulator", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/kevin-dinh-2551385", "license_check": { "state": "WA", "confidence": "lender_reported", "eligible": true, "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/kevin-dinh-2551385" } }, { "rank": 10, "score": 31.8, "loan_officer": { "nmls_id": 942978, "slug": "kevin-dang-942978", "full_name": "Kevin Dang", "canonical_url": "https://lendb.ai/lo/kevin-dang-942978", "json_url": "https://lendb.ai/lo/kevin-dang-942978.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "slug": "loan-factory-320841", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": "WA" }, "headshot_url": "https://lh3.googleusercontent.com/-Vji_O76sg0eqjjIHWbbfavTFhIjsesLlUfyy-EK8TrCKZ4A4-NA3AUSAnCWJtCP1JrfQrfGSdLB7fA1NNxUBPhShy8FQZebSEu_", "licensed_states": [ "WA" ], "licenses": [ { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "vi", "zh" ], "specialties": [], "lender_offers": [], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/kevin-dang-942978", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Vietnamese (lender page, verified 2026-10-09)", "Office in Washington", "WA listed on their lender page (not yet checked with the state regulator; 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