{
  "canonical_url": "https://lendb.ai/lang/vi/wisconsin",
  "summary": "As of 2026-10-21, LenDb lists 1 loan officer licensed in or based in Wisconsin whose lender pages say they speak Vietnamese. The top-ranked is Nhi Duong (Loan Factory). Ranking is lender-neutral: a license in WI, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.",
  "language": "vi",
  "state": "WI",
  "total": 1,
  "last_verified": "2026-10-21",
  "results": [
    {
      "rank": 1,
      "score": 38,
      "loan_officer": {
        "nmls_id": 2260411,
        "slug": "nhi-duong-2260411",
        "full_name": "Nhi Duong",
        "canonical_url": "https://lendb.ai/lo/nhi-duong-2260411",
        "json_url": "https://lendb.ai/lo/nhi-duong-2260411.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": "WI"
        },
        "headshot_url": "https://lh3.googleusercontent.com/qivaWi4y-s_dDZwrVNlsY0Wv4VW1GRIx0wxpo8IdMMXuFg6wNaz85Yc_frQxUA7yZbFQq2Q5U9S5f_BhhEW_AI5ZeO2NZ6YE2vJU",
        "licensed_states": [
          "WI"
        ],
        "licenses": [
          {
            "state": "WI",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "vi"
        ],
        "specialties": [
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2022-02-09",
          "state": "WI"
        },
        "licensed_since": {
          "year": 2022,
          "state": "WI"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/nhi-duong-2260411",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Vietnamese (lender page, verified 2026-10-09)",
        "Office in Wisconsin",
        "Licensed in WI: confirmed with the Wisconsin regulator (license 2260411), verified 2026-10-21",
        "Earliest state license record: February 9, 2022 (Wisconsin), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/nhi-duong-2260411",
      "license_check": {
        "state": "WI",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in WI: confirmed with the Wisconsin regulator (license 2260411), verified 2026-10-21",
        "verified_at": "2026-10-21",
        "source_url": "https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/"
      }
    }
  ]
}