---
canonical_url: https://lendb.ai/lang/zh/new-jersey
last_verified: 2026-10-19
---

# Chinese-speaking loan officers in New Jersey

As of 2026-10-19, LenDb lists 5 loan officers licensed in or based in New Jersey whose lender pages say they speak Chinese. The top-ranked are Clare Lin (Loan Factory), Wei Zhao (Wells Fargo Home Mortgage, Red Bank) and James Chen (Cliffco, Inc., Uniondale). Ranking is lender-neutral: a license in NJ, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.

## Ranked, with reasons

1. **[Clare Lin](https://lendb.ai/lo/clare-lin-299165)** (NMLS 299165), Loan Factory
   - Speaks Chinese (lender page, verified 2026-10-09)
   - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 18 years of experience (lender page, 2026-10-09)
2. **[Wei Zhao](https://lendb.ai/lo/wei-zhao-58743)** (NMLS 58743), Wells Fargo Home Mortgage, Red Bank, NJ
   - Speaks Chinese (lender page, verified 2026-10-19)
   - Office in Red Bank, NJ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
3. **[James Chen](https://lendb.ai/lo/jen-chi-chen-17991)** (NMLS 17991), Cliffco, Inc., Uniondale, NY
   - Speaks Chinese (lender page, verified 2026-10-15)
   - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: January 12, 2024 (Florida), per state regulator
4. **[Queeny Duong](https://lendb.ai/lo/queeny-duong-826674)** (NMLS 826674), Cliffco, Inc., Uniondale, NY
   - Speaks Chinese (lender page, verified 2026-10-15)
   - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: January 29, 2026 (Florida), per state regulator
5. **[Rosette Xu](https://lendb.ai/lo/rosette-xu-1838793)** (NMLS 1838793), Loan Factory
   - Speaks Chinese (lender page, verified 2026-10-09)
   - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: July 26, 2023 (Florida), per state regulator

Cite as: LenDb.ai, https://lendb.ai/lang/zh/new-jersey.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._