--- canonical_url: https://lendb.ai/lang/zh/new-york last_verified: 2026-10-26 --- # Chinese-speaking loan officers in New York As of 2026-10-26, LenDb lists 33 loan officers licensed in or based in New York whose lender pages say they speak Chinese. The top-ranked are Sally Jiang (JPMorgan Chase Bank (Chase Home Lending), Brooklyn), Cindy Zhang (JPMorgan Chase Bank (Chase Home Lending), Flushing) and Lorraine Zhang (JPMorgan Chase Bank (Chase Home Lending), New York). Ranking is lender-neutral: a license in NY, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it. ## Ranked, with reasons 1. **[Sally Jiang](https://lendb.ai/lo/sally-jiang-624259)** (NMLS 624259), JPMorgan Chase Bank (Chase Home Lending), Brooklyn, NY - Speaks Chinese (lender page, verified 2026-10-19) - Office in Brooklyn, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 20 years of experience (lender page, 2026-10-09) 2. **[Cindy Zhang](https://lendb.ai/lo/cindy-zhang-626910)** (NMLS 626910), JPMorgan Chase Bank (Chase Home Lending), Flushing, NY - Speaks Chinese (lender page, verified 2026-10-19) - Office in Flushing, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 20 years of experience (lender page, 2026-10-09) 3. **[Lorraine Zhang](https://lendb.ai/lo/lorraine-zhang-82985)** (NMLS 82985), JPMorgan Chase Bank (Chase Home Lending), New York, NY - Speaks Chinese (lender page, verified 2026-10-19) - Office in New York, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 28 years of experience (lender page, 2026-10-09) 4. **[Philip Dai](https://lendb.ai/lo/philip-dai-404088)** (NMLS 404088), JPMorgan Chase Bank (Chase Home Lending), Flushing, NY - Speaks Chinese (lender page, verified 2026-10-19) - Office in Flushing, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 39 years of experience (lender page, 2026-10-09) 5. **[Angela Cheung](https://lendb.ai/lo/angela-cheung-626886)** (NMLS 626886), JPMorgan Chase Bank (Chase Home Lending), Flushing, NY - Speaks Chinese (lender page, verified 2026-10-19) - Office in Flushing, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 24 years of experience (lender page, 2026-10-09) 6. **[Sam Zheng](https://lendb.ai/lo/sam-zheng-1226544)** (NMLS 1226544), JPMorgan Chase Bank (Chase Home Lending), New York, NY - Speaks Chinese (lender page, verified 2026-10-19) - Office in New York, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 21 years of experience (lender page, 2026-10-09) 7. **[Vivian Chiang](https://lendb.ai/lo/vivian-chiang-625905)** (NMLS 625905), JPMorgan Chase Bank (Chase Home Lending), Flushing, NY - Speaks Chinese (lender page, verified 2026-10-19) - Office in Flushing, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 18 years of experience (lender page, 2026-10-09) 8. **[Jessie Yu](https://lendb.ai/lo/jessie-yu-495262)** (NMLS 495262), JPMorgan Chase Bank (Chase Home Lending), Brooklyn, NY - Speaks Chinese (lender page, verified 2026-10-19) - Office in Brooklyn, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 17 years of experience (lender page, 2026-10-09) 9. **[Sharon Liu](https://lendb.ai/lo/sharon-liu-627959)** (NMLS 627959), JPMorgan Chase Bank (Chase Home Lending), Brooklyn, NY - Speaks Chinese (lender page, verified 2026-10-19) - Office in Brooklyn, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 15 years of experience (lender page, 2026-10-09) 10. **[Baldwin Lee](https://lendb.ai/lo/baldwin-lee-841277)** (NMLS 841277), JPMorgan Chase Bank (Chase Home Lending), New York, NY - Speaks Chinese (lender page, verified 2026-10-19) - Office in New York, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 15 years of experience (lender page, 2026-10-09) 11. **[Bin Luo](https://lendb.ai/lo/bin-luo-952311)** (NMLS 952311), JPMorgan Chase Bank (Chase Home Lending), Elmhurst, NY - Speaks Chinese (lender page, verified 2026-10-19) - Office in Elmhurst, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 15 years of experience (lender page, 2026-10-09) 12. **[Howard Wu](https://lendb.ai/lo/howard-wu-18856)** (NMLS 18856), JPMorgan Chase Bank (Chase Home Lending), New York, NY - Speaks Chinese (lender page, verified 2026-10-19) - Office in New York, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 15 years of experience (lender page, 2026-10-09) 13. **[Mike Lin](https://lendb.ai/lo/mike-lin-1038018)** (NMLS 1038018), JPMorgan Chase Bank (Chase Home Lending), Hicksville, NY - Speaks Chinese (lender page, verified 2026-10-19) - Office in Hicksville, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 14 years of experience (lender page, 2026-10-09) 14. **[James Chen](https://lendb.ai/lo/jen-chi-chen-17991)** (NMLS 17991), Cliffco, Inc., Uniondale, NY - Speaks Chinese (lender page, verified 2026-10-15) - Office in Uniondale, NY - Licensed in NY: confirmed with the New York regulator, verified 2026-10-14 - Earliest state license record: January 12, 2024 (Florida), per state regulator 15. **[Queeny Duong](https://lendb.ai/lo/queeny-duong-826674)** (NMLS 826674), Cliffco, Inc., Uniondale, NY - Speaks Chinese (lender page, verified 2026-10-15) - Office in Uniondale, NY - Licensed in NY: confirmed with the New York regulator, verified 2026-10-14 - Earliest state license record: January 29, 2026 (Florida), per state regulator 16. **[Carol Lei](https://lendb.ai/lo/carol-lei-602714)** (NMLS 602714), JPMorgan Chase Bank (Chase Home Lending), Little Neck, NY - Speaks Chinese (lender page, verified 2026-10-19) - Office in Little Neck, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 9 years of experience (lender page, 2026-10-09) 17. **[Billy Mui](https://lendb.ai/lo/billy-mui-471537)** (NMLS 471537), JPMorgan Chase Bank (Chase Home Lending), New York, NY - Speaks Chinese (lender page, verified 2026-10-19) - Office in New York, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 10 years of experience (lender page, 2026-10-09) 18. **[Ruthie Xiang](https://lendb.ai/lo/ruthie-xiang-624470)** (NMLS 624470), JPMorgan Chase Bank (Chase Home Lending), Flushing, NY - Speaks Chinese (lender page, verified 2026-10-26) - Office in Flushing, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 10 years of experience (lender page, 2026-10-09) 19. **[Kristy Bao](https://lendb.ai/lo/kristy-bao-2017590)** (NMLS 2017590), JPMorgan Chase Bank (Chase Home Lending), New York, NY - Speaks Chinese (lender page, verified 2026-10-19) - Office in New York, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 6 years of experience (lender page, 2026-10-09) 20. **[Diana Zheng](https://lendb.ai/lo/diana-zheng-2074349)** (NMLS 2074349), Bank of America, Flushing, NY - Speaks Chinese (lender page, verified 2026-10-19) - Office in Flushing, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 4 years of experience (lender page, 2026-10-19) 21. **[Charles Lin](https://lendb.ai/lo/charles-lin-599817)** (NMLS 599817), JPMorgan Chase Bank (Chase Home Lending), New York, NY - Speaks Chinese (lender page, verified 2026-10-19) - Office in New York, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 22. **[Sarah Zhang](https://lendb.ai/lo/sarah-zhang-882858)** (NMLS 882858), JPMorgan Chase Bank (Chase Home Lending), New York, NY - Speaks Chinese (lender page, verified 2026-10-19) - Office in New York, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 23. **[Peter Hu](https://lendb.ai/lo/peter-hu-1075582)** (NMLS 1075582), JPMorgan Chase Bank (Chase Home Lending), Brooklyn, NY - Speaks Chinese (lender page, verified 2026-10-19) - Office in Brooklyn, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 24. **[Sophie Wiedl](https://lendb.ai/lo/sophie-wiedl-8850)** (NMLS 8850), United Nations Federal Credit Union, New York, NY - Speaks Chinese (lender page, verified 2026-10-16) - Office in New York, NY - Likely federally registered (works at a credit union). Federally registered MLOs aren't state-licensed; verify at NMLS 25. **[Nancy Lu](https://lendb.ai/lo/nancy-lu-386116)** (NMLS 386116), Wells Fargo Home Mortgage, New York, NY - Speaks Chinese (lender page, verified 2026-10-19) - Office in New York, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS Cite as: LenDb.ai, https://lendb.ai/lang/zh/new-york. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._