{
  "canonical_url": "https://lendb.ai/lang/zh/oregon",
  "summary": "As of 2026-10-16, LenDb lists 2 loan officers licensed in or based in Oregon whose lender pages say they speak Chinese. The top-ranked are Andy Ng (Banner Bank, Hillsboro) and Lijun Hague (Zero Point Mortgage Services). Ranking is lender-neutral: a license in OR, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.",
  "language": "zh",
  "state": "OR",
  "total": 2,
  "last_verified": "2026-10-16",
  "results": [
    {
      "rank": 1,
      "score": 31.3,
      "loan_officer": {
        "nmls_id": 959130,
        "slug": "andy-ng-959130",
        "full_name": "Andy Ng",
        "canonical_url": "https://lendb.ai/lo/andy-ng-959130",
        "json_url": "https://lendb.ai/lo/andy-ng-959130.json",
        "lender": {
          "nmls_id": 439266,
          "name": "Banner Bank",
          "slug": "banner-bank-439266",
          "canonical_url": "https://lendb.ai/lender/banner-bank-439266",
          "type": "bank"
        },
        "branch": {
          "city": "Hillsboro",
          "state": "OR"
        },
        "headshot_url": "https://a.mktgcdn.com/p/en_YldnuhrzYtkfZCIHpHsuOCH_NAIQECe85g2AMf34/304x375.jpg",
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
          "zh"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://loanofficers.bannerbank.com/or/hillsboro/andy-ng",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Chinese (lender page, verified 2026-10-16)",
        "Office in Hillsboro, OR",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS"
      ],
      "canonical_url": "https://lendb.ai/lo/andy-ng-959130",
      "license_check": {
        "state": "OR",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-16",
        "source_url": null
      }
    },
    {
      "rank": 2,
      "score": 24.5,
      "loan_officer": {
        "nmls_id": 2267181,
        "slug": "lijun-hague-2267181",
        "full_name": "Lijun Hague",
        "canonical_url": "https://lendb.ai/lo/lijun-hague-2267181",
        "json_url": "https://lendb.ai/lo/lijun-hague-2267181.json",
        "lender": {
          "nmls_id": 1216108,
          "name": "Zero Point Mortgage Services",
          "slug": "zero-point-mortgage-services-1216108",
          "canonical_url": "https://lendb.ai/lender/zero-point-mortgage-services-1216108",
          "type": "imb"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://irp.cdn-website.com/99454db7/dms3rep/multi/opt/lijun-hague-1920w.png",
        "licensed_states": [
          "AZ",
          "CA",
          "CO",
          "FL",
          "NM",
          "OR",
          "TX",
          "WA"
        ],
        "licenses": [
          {
            "state": "AZ",
            "confidence": "lender_reported"
          },
          {
            "state": "CA",
            "confidence": "lender_reported"
          },
          {
            "state": "CO",
            "confidence": "confirmed"
          },
          {
            "state": "FL",
            "confidence": "lender_reported"
          },
          {
            "state": "NM",
            "confidence": "lender_reported"
          },
          {
            "state": "OR",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "lender_reported"
          },
          {
            "state": "WA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "zh"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2022-07-15",
          "state": "CO"
        },
        "licensed_since": {
          "year": 2022,
          "state": "CO"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.zpmloans.com/ZPM-Officers/lijun-hague",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Chinese (lender page, verified 2026-10-15)",
        "OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: July 15, 2022 (Colorado), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/lijun-hague-2267181",
      "license_check": {
        "state": "OR",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-15",
        "source_url": "https://www.zpmloans.com/ZPM-Officers/lijun-hague"
      }
    }
  ]
}