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canonical_url: https://lendb.ai/lang/zh/pennsylvania
last_verified: 2026-10-26
---

# Chinese-speaking loan officers in Pennsylvania

As of 2026-10-26, LenDb lists 7 loan officers licensed in or based in Pennsylvania whose lender pages say they speak Chinese. The top-ranked are Feng Xu (JPMorgan Chase Bank (Chase Home Lending), Philadelphia), Clare Lin (Loan Factory) and Duoduo Zhang (Bank of America, Philadelphia). Ranking is lender-neutral: a license in PA, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.

## Ranked, with reasons

1. **[Feng Xu](https://lendb.ai/lo/feng-xu-442543)** (NMLS 442543), JPMorgan Chase Bank (Chase Home Lending), Philadelphia, PA
   - Speaks Chinese (lender page, verified 2026-10-26)
   - Office in Philadelphia, PA
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
   - States 16 years of experience (lender page, 2026-10-09)
2. **[Clare Lin](https://lendb.ai/lo/clare-lin-299165)** (NMLS 299165), Loan Factory
   - Speaks Chinese (lender page, verified 2026-10-09)
   - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 18 years of experience (lender page, 2026-10-09)
3. **[Duoduo Zhang](https://lendb.ai/lo/duoduo-zhang-2806031)** (NMLS 2806031), Bank of America, Philadelphia, PA
   - Speaks Chinese (lender page, verified 2026-10-19)
   - Office in Philadelphia, PA
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
4. **[Kevin Su](https://lendb.ai/lo/kevin-su-2030963)** (NMLS 2030963), Loan Factory
   - Speaks Chinese (lender page, verified 2026-10-09)
   - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: January 13, 2021 (Texas), per state regulator
   - States 4 years of experience (lender page, 2026-10-09)
5. **[James Chen](https://lendb.ai/lo/jen-chi-chen-17991)** (NMLS 17991), Cliffco, Inc., Uniondale, NY
   - Speaks Chinese (lender page, verified 2026-10-15)
   - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: January 12, 2024 (Florida), per state regulator
6. **[Queeny Duong](https://lendb.ai/lo/queeny-duong-826674)** (NMLS 826674), Cliffco, Inc., Uniondale, NY
   - Speaks Chinese (lender page, verified 2026-10-15)
   - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: January 29, 2026 (Florida), per state regulator
7. **[Rosette Xu](https://lendb.ai/lo/rosette-xu-1838793)** (NMLS 1838793), Loan Factory
   - Speaks Chinese (lender page, verified 2026-10-09)
   - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: July 26, 2023 (Florida), per state regulator

Cite as: LenDb.ai, https://lendb.ai/lang/zh/pennsylvania.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._