--- canonical_url: https://lendb.ai/lang/zh/washington last_verified: 2026-10-19 --- # Chinese-speaking loan officers in Washington As of 2026-10-19, LenDb lists 29 loan officers licensed in or based in Washington whose lender pages say they speak Chinese. The top-ranked are Jason Yan (JPMorgan Chase Bank (Chase Home Lending), Bellevue), Harrison Lee (JPMorgan Chase Bank (Chase Home Lending), Seattle) and Ying Cai (JPMorgan Chase Bank (Chase Home Lending), Newcastle). Ranking is lender-neutral: a license in WA, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it. ## Ranked, with reasons 1. **[Jason Yan](https://lendb.ai/lo/jason-yan-1736861)** (NMLS 1736861), JPMorgan Chase Bank (Chase Home Lending), Bellevue, WA - Speaks Chinese (lender page, verified 2026-10-19) - Office in Bellevue, WA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 8 years of experience (lender page, 2026-10-09) 2. **[Harrison Lee](https://lendb.ai/lo/harrison-lee-1311628)** (NMLS 1311628), JPMorgan Chase Bank (Chase Home Lending), Seattle, WA - Speaks Chinese (lender page, verified 2026-10-19) - Office in Seattle, WA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 7 years of experience (lender page, 2026-10-09) 3. **[Ying Cai](https://lendb.ai/lo/ying-cai-2157327)** (NMLS 2157327), JPMorgan Chase Bank (Chase Home Lending), Newcastle, WA - Speaks Chinese (lender page, verified 2026-10-19) - Office in Newcastle, WA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Earliest state license record: August 12, 2021 (California), per state regulator - States 6 years of experience (lender page, 2026-10-09) 4. **[Kevin Dang](https://lendb.ai/lo/kevin-dang-942978)** (NMLS 942978), Loan Factory, WA - Speaks Chinese (lender page, verified 2026-10-09) - Office in Washington - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 5. **[Li Ning](https://lendb.ai/lo/li-ning-2019191)** (NMLS 2019191), Loan Factory, WA - Speaks Chinese (lender page, verified 2026-10-09) - Office in Washington - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 6. **[Kuan Yao Wang](https://lendb.ai/lo/kuan-yao-wang-2518612)** (NMLS 2518612), Loan Factory, WA - Speaks Chinese (lender page, verified 2026-10-09) - Office in Washington - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 7. **[Shiyan Liu](https://lendb.ai/lo/shiyan-liu-2470720)** (NMLS 2470720), JPMorgan Chase Bank (Chase Home Lending), Bellevue, WA - Speaks Chinese (lender page, verified 2026-10-19) - Office in Bellevue, WA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 8. **[Yang Yang](https://lendb.ai/lo/yang-yang-1223737)** (NMLS 1223737), Wells Fargo Home Mortgage, Bellevue, WA - Speaks Chinese (lender page, verified 2026-10-19) - Office in Bellevue, WA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 9. **[Laurel Gao](https://lendb.ai/lo/laurel-gao-2539554)** (NMLS 2539554), Bank of America, Issaquah, WA - Speaks Chinese (lender page, verified 2026-10-19) - Office in Issaquah, WA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 10. **[Fanghao Chen](https://lendb.ai/lo/fanghao-chen-2835140)** (NMLS 2835140), Bank of America, Seattle, WA - Speaks Chinese (lender page, verified 2026-10-19) - Office in Seattle, WA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 11. **[Mark Liu](https://lendb.ai/lo/mark-liu-1539344)** (NMLS 1539344), Bank of America, Redmond, WA - Speaks Chinese (lender page, verified 2026-10-19) - Office in Redmond, WA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 12. **[Quan Li](https://lendb.ai/lo/quan-li-2538542)** (NMLS 2538542), Loan Factory - Speaks Chinese (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 17, 2025 (Texas), per state regulator - States 10 years of experience (lender page, 2026-10-09) 13. **[Min Nicar](https://lendb.ai/lo/min-nicar-1569049)** (NMLS 1569049), Loan Factory - Speaks Chinese (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 27, 2017 (Texas), per state regulator 14. **[Xiaolan Zhu](https://lendb.ai/lo/xiaolan-zhu-2180005)** (NMLS 2180005), Loan Factory - Speaks Chinese (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 1, 2021 (Texas), per state regulator 15. **[Joanne Moc](https://lendb.ai/lo/joanne-moc-2013590)** (NMLS 2013590), Loan Factory, Westminster, CA - Speaks Chinese (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 9, 2021 (Wisconsin), per state regulator 16. **[Lijun Hague](https://lendb.ai/lo/lijun-hague-2267181)** (NMLS 2267181), Zero Point Mortgage Services - Speaks Chinese (lender page, verified 2026-10-15) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 15, 2022 (Colorado), per state regulator 17. **[Hong Vong](https://lendb.ai/lo/hong-vong-1448106)** (NMLS 1448106), Loan Factory - Speaks Chinese (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 7, 2020 (Florida), per state regulator 18. **[David Kaohua Dai](https://lendb.ai/lo/david-dai-1969769)** (NMLS 1969769), Loan Factory - Speaks Chinese (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 2, 2023 (Florida), per state regulator 19. **[Stanley Chen](https://lendb.ai/lo/stanley-chen-2136564)** (NMLS 2136564), Loan Factory - Speaks Chinese (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 14, 2021 (Oregon), per state regulator 20. **[Samantha Lei](https://lendb.ai/lo/samantha-lei-1861774)** (NMLS 1861774), Loan Factory - Speaks Chinese (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: September 28, 2023 (California), per state regulator 21. **[Felina Zhang](https://lendb.ai/lo/felina-zhang-2459857)** (NMLS 2459857), Loan Factory - Speaks Chinese (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 17, 2023 (Florida), per state regulator 22. **[Joseph Chen](https://lendb.ai/lo/joseph-chen-2573818)** (NMLS 2573818), Loan Factory - Speaks Chinese (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: October 15, 2025 (Oregon), per state regulator 23. **[Mingming Cai](https://lendb.ai/lo/mingming-cai-2157762)** (NMLS 2157762), Loan Factory - Speaks Chinese (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: September 20, 2024 (California), per state regulator 24. **[Lay Vong](https://lendb.ai/lo/lay-vong-961456)** (NMLS 961456), Loan Factory - Speaks Chinese (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 25. **[Amy C Li](https://lendb.ai/lo/amy-c-li-1975023)** (NMLS 1975023), Loan Factory - Speaks Chinese (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) Cite as: LenDb.ai, https://lendb.ai/lang/zh/washington. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._