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canonical_url: https://lendb.ai/lender/1st-financial-inc-185076
last_verified: 2026-10-13
---

# 1st Financial, Inc.

Company NMLS ID 185076 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/185076)).

FHA-approved lender (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

1st Financial, Inc. (company NMLS 185076) is a mortgage lender. LenDb lists 3 of its loan officers, each with an individual NMLS ID, licensed states and sources.

## Lending activity (HMDA)

Funded 248 home loans in 2025 (HMDA), including loans brokers originated; 177 conventional.

- By loan type: 177 conventional, 67 FHA, 2 VA, 2 USDA.
- By purpose: 209 purchase, 39 refinance.
- 6 jumbo (above the conforming loan limit); 27 for investment properties.
- Down 31% from 2024 (359 loans).
- About $106.3 million in loan amounts (HMDA reports amounts in $10,000 bands).
- 88% of these loans came in through a third party such as a mortgage broker.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

## Loan officers

- [Danny Quintero](https://lendb.ai/lo/danny-quintero-1604249) (NMLS 1604249)
- [Jessica Rodriguez](https://lendb.ai/lo/jessica-rodriguez-1556015) (NMLS 1556015)
- [Natalie Rathell](https://lendb.ai/lo/natalie-rathell-229467) (NMLS 229467)

Cite as: LenDb.ai, https://lendb.ai/lender/1st-financial-inc-185076.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._