{
  "canonical_url": "https://lendb.ai/lender/acra-lending-144549",
  "summary": "CITADEL SERVICING CORPORATION (company NMLS 144549) is an independent mortgage lender. LenDb lists 14 of its loan officers, each with an individual NMLS ID, licensed states and sources.",
  "lender": {
    "nmls_id": 144549,
    "slug": "acra-lending-144549",
    "canonical_url": "https://lendb.ai/lender/acra-lending-144549",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/144549",
    "name": {
      "value": "CITADEL SERVICING CORPORATION",
      "source": "state_regulator",
      "source_url": "https://acralending.com",
      "verified_at": "2026-10-13"
    },
    "dba_names": [],
    "type": "imb",
    "website": {
      "value": "https://acralending.com",
      "source": "state_regulator",
      "source_url": "https://acralending.com",
      "verified_at": "2026-10-13"
    },
    "lo_directory_url": null,
    "hq_state": null,
    "loan_programs": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://acralending.com",
      "verified_at": "2026-10-13"
    },
    "activity": {
      "source": "HMDA",
      "source_name": "HMDA, FFIEC/CFPB",
      "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
      "as_of_year": 2025,
      "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)",
      "third_party_share": 0.981,
      "includes_brokered": true,
      "years": [
        {
          "year": 2025,
          "loans": 6996,
          "by_loan_type": {
            "conventional": 6996,
            "fha": 0,
            "va": 0,
            "usda": 0
          },
          "purchase": 3920,
          "refinance": 3075,
          "other_purpose": 1,
          "jumbo": 744,
          "investor": 4136,
          "volume_usd": 3557390000
        },
        {
          "year": 2024,
          "loans": 5856,
          "by_loan_type": {
            "conventional": 5856,
            "fha": 0,
            "va": 0,
            "usda": 0
          },
          "purchase": 3644,
          "refinance": 2212,
          "other_purpose": 0,
          "jumbo": 668,
          "investor": 3284,
          "volume_usd": 2865090000
        }
      ],
      "top_states": [
        {
          "state": "CA",
          "loans": 1470
        },
        {
          "state": "FL",
          "loans": 1222
        },
        {
          "state": "TX",
          "loans": 650
        },
        {
          "state": "NY",
          "loans": 356
        },
        {
          "state": "NJ",
          "loans": 278
        }
      ],
      "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
    },
    "loan_officer_count": 14,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-13"
  },
  "loan_officers": [
    {
      "nmls_id": 136461,
      "slug": "alan-barbour-136461",
      "full_name": "Alan Barbour",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/alan-barbour-136461"
    },
    {
      "nmls_id": 1433143,
      "slug": "david-moc-1433143",
      "full_name": "David Moc",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/david-moc-1433143"
    },
    {
      "nmls_id": 397978,
      "slug": "elizabeth-arzoumanian-397978",
      "full_name": "Elizabeth Arzoumanian",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/elizabeth-arzoumanian-397978"
    },
    {
      "nmls_id": 1870839,
      "slug": "eric-friedman-1870839",
      "full_name": "Eric Friedman",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/eric-friedman-1870839"
    },
    {
      "nmls_id": 119606,
      "slug": "eugene-martinet-119606",
      "full_name": "Eugene Martinet",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/eugene-martinet-119606"
    },
    {
      "nmls_id": 211016,
      "slug": "jasvinder-singh-211016",
      "full_name": "Jasvinder Singh",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/jasvinder-singh-211016"
    },
    {
      "nmls_id": 304371,
      "slug": "joseph-destasio-304371",
      "full_name": "Joseph Destasio",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/joseph-destasio-304371"
    },
    {
      "nmls_id": 2411270,
      "slug": "kenny-vong-2411270",
      "full_name": "Kenny Vong",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/kenny-vong-2411270"
    },
    {
      "nmls_id": 254506,
      "slug": "kyle-gunderlock-254506",
      "full_name": "Kyle Gunderlock",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/kyle-gunderlock-254506"
    },
    {
      "nmls_id": 1879984,
      "slug": "michael-davis-1879984",
      "full_name": "Michael Davis",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/michael-davis-1879984"
    },
    {
      "nmls_id": 1069991,
      "slug": "richard-line-1069991",
      "full_name": "Richard Line",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/richard-line-1069991"
    },
    {
      "nmls_id": 1968938,
      "slug": "roberto-diaz-1968938",
      "full_name": "Roberto Diaz",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/roberto-diaz-1968938"
    },
    {
      "nmls_id": 230225,
      "slug": "scott-bashaar-230225",
      "full_name": "Scott Bashaar",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/scott-bashaar-230225"
    },
    {
      "nmls_id": 856800,
      "slug": "scott-denissen-856800",
      "full_name": "Scott Denissen",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/scott-denissen-856800"
    }
  ]
}