{
  "canonical_url": "https://lendb.ai/lender/acre-mortgage-financial-inc-13988",
  "summary": "Acre Mortgage & Financial, Inc. (company NMLS 13988) is a mortgage lender. LenDb lists 9 of its loan officers, each with an individual NMLS ID, licensed states and sources.",
  "lender": {
    "nmls_id": 13988,
    "slug": "acre-mortgage-financial-inc-13988",
    "canonical_url": "https://lendb.ai/lender/acre-mortgage-financial-inc-13988",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/13988",
    "name": {
      "value": "Acre Mortgage & Financial, Inc.",
      "source": "state_regulator",
      "source_url": "https://acremortgage.com",
      "verified_at": "2026-10-13"
    },
    "dba_names": [],
    "type": "other",
    "website": {
      "value": "https://acremortgage.com",
      "source": "state_regulator",
      "source_url": "https://acremortgage.com",
      "verified_at": "2026-10-13"
    },
    "lo_directory_url": null,
    "hq_state": null,
    "loan_programs": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://acremortgage.com",
      "verified_at": "2026-10-13"
    },
    "program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "activity": {
      "source": "HMDA",
      "source_name": "HMDA, FFIEC/CFPB",
      "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
      "as_of_year": 2025,
      "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)",
      "third_party_share": 0,
      "includes_brokered": false,
      "years": [
        {
          "year": 2025,
          "loans": 778,
          "by_loan_type": {
            "conventional": 360,
            "fha": 369,
            "va": 43,
            "usda": 6
          },
          "purchase": 688,
          "refinance": 90,
          "other_purpose": 0,
          "jumbo": 2,
          "investor": 35,
          "volume_usd": 255300000
        },
        {
          "year": 2024,
          "loans": 686,
          "by_loan_type": {
            "conventional": 329,
            "fha": 317,
            "va": 34,
            "usda": 6
          },
          "purchase": 590,
          "refinance": 95,
          "other_purpose": 1,
          "jumbo": 1,
          "investor": 50,
          "volume_usd": 203240000
        }
      ],
      "top_states": [
        {
          "state": "NJ",
          "loans": 334
        },
        {
          "state": "PA",
          "loans": 199
        },
        {
          "state": "FL",
          "loans": 96
        },
        {
          "state": "VA",
          "loans": 34
        },
        {
          "state": "GA",
          "loans": 26
        }
      ],
      "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
    },
    "loan_officer_count": 9,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-13"
  },
  "loan_officers": [
    {
      "nmls_id": 1899184,
      "slug": "bernice-campfield-1899184",
      "full_name": "Bernice Campfield",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/bernice-campfield-1899184"
    },
    {
      "nmls_id": 371197,
      "slug": "bruce-hoosier-371197",
      "full_name": "Bruce Hoosier",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/bruce-hoosier-371197"
    },
    {
      "nmls_id": 138851,
      "slug": "edward-bonanno-138851",
      "full_name": "Edward Bonanno",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/edward-bonanno-138851"
    },
    {
      "nmls_id": 30724,
      "slug": "joseph-dicriscio-30724",
      "full_name": "Joseph Dicriscio",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/joseph-dicriscio-30724"
    },
    {
      "nmls_id": 318958,
      "slug": "lance-fulenwider-318958",
      "full_name": "Lance Fulenwider",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/lance-fulenwider-318958"
    },
    {
      "nmls_id": 2275419,
      "slug": "matthew-levant-2275419",
      "full_name": "Matthew Levant",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/matthew-levant-2275419"
    },
    {
      "nmls_id": 1849437,
      "slug": "natalia-diaz-1849437",
      "full_name": "Natalia Diaz",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/natalia-diaz-1849437"
    },
    {
      "nmls_id": 1497770,
      "slug": "robert-miliano-1497770",
      "full_name": "Robert Miliano",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/robert-miliano-1497770"
    },
    {
      "nmls_id": 2359270,
      "slug": "ryan-barbalios-2359270",
      "full_name": "Ryan Barbalios",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/ryan-barbalios-2359270"
    }
  ]
}