---
canonical_url: https://lendb.ai/lender/american-financial-resources-llc-2826
last_verified: 2026-10-13
---

# American Financial Resources, LLC

Company NMLS ID 2826 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2826)).

FHA-approved lender (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

American Financial Resources, LLC (company NMLS 2826) is a mortgage lender. LenDb lists 15 of its loan officers, each with an individual NMLS ID, licensed states and sources.

## Lending activity (HMDA)

Funded 11,444 home loans in 2025 (HMDA), including loans brokers originated; 4,846 FHA.

- By loan type: 4,535 conventional, 4,846 FHA, 1,590 VA, 473 USDA.
- By purpose: 9,328 purchase, 2,116 refinance.
- 39 jumbo (above the conforming loan limit); 731 for investment properties.
- Up 119% from 2024 (5,214 loans).
- About $3.4 billion in loan amounts (HMDA reports amounts in $10,000 bands).
- 93% of these loans came in through a third party such as a mortgage broker.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

## Loan officers

- [Calvin Park](https://lendb.ai/lo/calvin-park-598826) (NMLS 598826)
- [Christopher Guerin](https://lendb.ai/lo/christopher-guerin-50002) (NMLS 50002)
- [Elvis Santana](https://lendb.ai/lo/elvis-santana-95025) (NMLS 95025)
- [Frank Lopuski](https://lendb.ai/lo/frank-lopuski-1037823) (NMLS 1037823)
- [Joseph Amelio](https://lendb.ai/lo/joseph-amelio-88855) (NMLS 88855)
- [Joseph Bates](https://lendb.ai/lo/joseph-bates-1630929) (NMLS 1630929)
- [Lauren Pomeroy](https://lendb.ai/lo/lauren-pomeroy-410368) (NMLS 410368)
- [Louis Esa](https://lendb.ai/lo/louis-esa-171909) (NMLS 171909)
- [Marc Thomas](https://lendb.ai/lo/marc-thomas-1114744) (NMLS 1114744)
- [Melissa Rzucidlo](https://lendb.ai/lo/melissa-rzucidlo-1567488) (NMLS 1567488)
- [Michael Brenning](https://lendb.ai/lo/michael-brenning-1667787) (NMLS 1667787)
- [Robert Pirchala](https://lendb.ai/lo/robert-pirchala-49975) (NMLS 49975)
- [Timothy Cooley](https://lendb.ai/lo/timothy-cooley-110263) (NMLS 110263)
- [Vincent Tunnero](https://lendb.ai/lo/vincent-tunnero-1303043) (NMLS 1303043)
- [William Carroll](https://lendb.ai/lo/william-carroll-136554) (NMLS 136554)

Cite as: LenDb.ai, https://lendb.ai/lender/american-financial-resources-llc-2826.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._